Divvy vs Claimio

Divvy is a simple expense tracker built for couples, friends, travelers, students, and anyone who splits costs. No sign-up or account is required. Start tracking expenses right away, whether you’re managing everyday spending or sharing costs during a trip. Record payments in seconds, see who owes what, and settle up with ease. ● Record payments quickly with custom currencies ● Calculate fair settlements between group members ● Share and collaborate on expenses in real time ● Invite others to shared groups with a simple link ● Use the app offline whenever you need Divvy is designed to stay simple. No clutter. No ads. Whether you’re splitting dinner with friends, managing travel expenses, or tracking shared household costs, Divvy makes it easy to keep everyone on the same page. Just a clean way to track and settle shared costs.

Stop chasing receipts. Stop waiting to get paid back. Claimio is the expense claims app for modern teams, small businesses, and self-employed professionals — track, submit, and manage business expenses from your phone, with AI doing the heavy lifting. FOR INDIVIDUALS & FREELANCERS • Track your own business expenses in one place — no spreadsheets • Snap receipts and let AI extract the details automatically • Log mileage with live GPS and automatic HMRC-rate calculations • Save receipts to your wallet and submit when ready • Export your expenses for your accountant or self-assessment return • Ask the AI tax assistant about allowable expenses, VAT, mileage rates, and more • MTD-ready VAT export to stay HMRC-compliant FOR EMPLOYEES • Submit an expense claim in seconds — just snap your receipt • AI reads the receipt and fills in the details automatically • Save receipts to your wallet to submit later • Track mileage automatically with live GPS journey tracking and HMRC-rate calculations • Log per diems and cash expenses with ease • Group expenses by project or trip for easy reporting • Track every claim in real time — pending, approved or rejected • Get notified the moment your claim is reviewed • Ask the AI tax assistant about HMRC rules, VAT reclaim, or mileage allowances — and get instant, cited answers FOR ADMINS • Review and approve your team's claims in one tap • Set spending policies — category limits, receipt thresholds, approval tiers • Pay approved claims directly to employee bank accounts via Stripe • Export to Xero, QuickBooks or Sage — with custom accounting codes per category • MTD-ready VAT export so your records are always HMRC-compliant • Duplicate receipt detection to prevent double claims • AI-powered spending insights and category breakdowns across your entire team • Daily or weekly digest emails to stay on top of spend ACCOUNTING & TAX • Direct sync to Xero, QuickBooks and Sage • Custom accounting codes mapped per expense category • MTD VAT export for Making Tax Digital compliance • HMRC-rate mileage calculations built in • AI chatbot trained on UK tax rules — VAT, P11D, business expense eligibility and more • CSV, Excel and PDF exports for your accountant PLANS • Pro — unlimited claims, AI receipt scanning, analytics, Stripe reimbursements • Business — everything in Pro, plus department budgets, multi-level approvals, and Xero, QuickBooks and Sage exports • Solo accounts available for individuals and freelancers Every new account starts with a free 7-day Business trial. No credit card required. After the trial, a subscription is required to continue. Monthly and yearly plans available. Terms of Use: https://claimio.org/terms Privacy Policy: https://claimio.org/privacy