Splitly vs Divy

Snap. Split. Settle. Splitly makes shared expenses disappear in three taps: snap any receipt, assign items, and see fair shares appear—no spreadsheets and no awkward math. Why Splitly: AI receipt scanning with high line-item accuracy, including many handwritten receipts. Unlimited bills, groups, and trips; all core features are free. Line-item precision: split equally, by shares, percentages, or exact dishes, with tax and tip calculated automatically. Smart debt simplification reduces group IOUs to the fewest payments. Multi-currency tracking supports 200+ currencies and separate balances (conversion coming soon). Works offline and syncs when back online. A fast, accessible, and beautiful experience with dark mode. Privacy first with end-to-end encryption, zero ads, and GDPR/CCPA compliance. How it works: scan a receipt with the camera and Splitly extracts items and prices. Assign items to people or split equally with one tap. Share the split by link, text, or email and record payments as they happen. Direct Venmo, PayPal, Cash App, and Revolut settle-ups are on the roadmap. Perfect for roommates tracking rent, utilities, and groceries; road-trip, ski-weekend, or festival crews; couples managing a shared budget; families on vacation; and small teams before reimbursement. Pricing: everything available today is free. A Splitly Pro tier—with receipt vault, AI budgeting assistance, spending trends, custom themes, and priority support—is in the works. Coming soon: currency conversion with real-time FX rates; direct settle-ups with popular payment apps; a receipt vault with powerful search and tags; AI budgeting assistance and spending-trend insights; and bank and card import to auto-detect shared purchases. Ditch the dreaded bill math and spreadsheets. Download Splitly and split the smart way.

Divy: Unlimited Group Bill Splitting Stop stressing about "who owes who." Divy is the cleanest, most powerful way to share expenses with friends, roommates, and travel partners—without the restrictions of other apps. Why Choose Divy? Truly Unlimited: Add as many daily transactions and groups as you need. We never cap your activity. Simplify Debts: Our "Best-in-Class" algorithm calculates the most efficient way for your group to settle up, reducing the total number of payments. Pro Splitting Modes: Split bills exactly how you want. Choose from Equal, Exact Amounts, Percentages, or Shares—all included. Clean & Simple UI: Designed for speed. Log an expense in seconds and get back to your day. No clutter, just clarity. PERFECT FOR: Roommates: Splitting rent, utilities, and groceries without the monthly math headache. Group Trips: Track every dinner, taxi, and hotel stay in real-time. Couples: A shared ledger for your relationship costs and joint purchases. Events: From bachelor parties to office lunches, keep everyone on the same page. CORE FEATURES: Real-time sync across all members. "Recent Activity" feed to stay updated on every change. Detailed member balances visible at a glance. Join the movement toward a fairer, faster way to split. Download Divy today!