Comparison

Divy It Up vs Divy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Divy It Up

Easily manage shared expenses and track group finances for roommates, trips, clubs, and teams. Offers full financial transparency, smart settlement calculations, and flexible splitting options.

Highlights
  • Split expenses equally, by percentage, or custom amounts
  • Track shared money and group balances
  • Automatic calculation of simplest settlement
  • Visibility into who has paid and owes
  • Log expenses quickly with an intuitive interface
  • Supports ongoing group finances
Features
Read full description

Managing money with friends shouldn’t be messy. Perfect for roommates, trips, clubs, and teams managing shared money. Divy It Up is the easiest way to split expenses, track shared money, and stay fully aligned with your group — whether it’s roommates, trips, or ongoing shared finances. If you’ve used apps like Splitwise, you’ll immediately feel the difference: Divy It Up isn’t just splitting bills — it’s full financial transparency for groups. And you can settle the finances directly in our app. Group Financial Transparency Know exactly where your group stands at all times. • See who has paid and who hasn’t • Track every expense across your group • Always know balances — no guessing, no confusion Smart Group Settlement Settle up faster, with fewer payments. • Automatically calculates the simplest way to settle balances • Minimizes the total number of transactions across the group • Eliminates circular payments and unnecessary back-and-forth Intelligent Expense Splitting Handle real-world scenarios without friction. • Equal, weighted, percentage, or custom splits • Easily manage rent, utilities, groceries, travel, and more • Built for ongoing group finances — not just one-time trips Payment Accountability No more awkward reminders. • Clear visibility into who owes what • Real-time status across all expenses • Built-in accountability without the friction Built for Real Life Fast, simple, and designed for how people actually share money. • Log expenses in seconds • Clean, intuitive interface • Works for roommates, teams, clubs, and friend groups Stop guessing. Stop chasing payments. Start managing group finances the right way.

About

Divy

Effortlessly manage shared expenses with friends, roommates, and travel companions. This app offers unlimited group bill splitting with a smart algorithm to simplify debt settlement and multiple splitting modes for ultimate flexibility.

Highlights
  • Unlimited group and transaction creation
  • Efficient debt settlement algorithm
  • Multiple splitting modes (Equal, Exact, Percent, Shares)
  • Real-time sync across members
  • Clean and simple user interface
  • Detailed member balances
Read full description

Divy: Unlimited Group Bill Splitting Stop stressing about "who owes who." Divy is the cleanest, most powerful way to share expenses with friends, roommates, and travel partners—without the restrictions of other apps. Why Choose Divy? Truly Unlimited: Add as many daily transactions and groups as you need. We never cap your activity. Simplify Debts: Our "Best-in-Class" algorithm calculates the most efficient way for your group to settle up, reducing the total number of payments. Pro Splitting Modes: Split bills exactly how you want. Choose from Equal, Exact Amounts, Percentages, or Shares—all included. Clean & Simple UI: Designed for speed. Log an expense in seconds and get back to your day. No clutter, just clarity. PERFECT FOR: Roommates: Splitting rent, utilities, and groceries without the monthly math headache. Group Trips: Track every dinner, taxi, and hotel stay in real-time. Couples: A shared ledger for your relationship costs and joint purchases. Events: From bachelor parties to office lunches, keep everyone on the same page. CORE FEATURES: Real-time sync across all members. "Recent Activity" feed to stay updated on every change. Detailed member balances visible at a glance. Join the movement toward a fairer, faster way to split. Download Divy today!

Screenshots

Divy It Up4 screens
Divy4 screens

Verdict

The call

The clearest difference is update cadence: Divy It Up at every 4 days against Divy's every 3 weeks. Divy's advantage is rating (5.0 vs 4.8) and review sentiment (100% vs 89%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Divy holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 18 and 7 respectively. Written reviews point the same way: 89% of Divy It Up's written reviews are positive against 100% of Divy's.

UpkeepUpdate frequency

Divy It Up ships an update every 4 days, Divy every 3 weeks. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
Divy It Up versus Divy: the parameters behind the verdict, then further details
ParameterDivy It UpDivy
PriceFreeFree
Rating4.8 (18 ratings)5.0 (7 ratings) — better
Positive reviews88.9% of reviews100.0% of reviews — better
Number of ratings18 — better7
Update frequencyEvery 4 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size95 MB35 MB
Age rating17+4+
DeveloperThe Club Sports Organization LLCJay Rungta

Customer experience

Divy It Up

All ratings18 ratings
Positive94.4%
Neutral0.0%
Negative5.6%
Written reviews18 reviews
Positive88.9%
Neutral0.0%
Negative11.1%

Divy

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Divy It Up

No in-app purchases

None

Divy

No in-app purchases

Questions

Is Divy It Up free?
Divy It Up is free to download, with no in-app purchases.
Is Divy free?
Divy is free to download, with no in-app purchases.
Which has better reviews, Divy It Up or Divy?
Divy is rated higher. Divy It Up averages 4.8 out of 5 from 18 ratings, while Divy averages 5.0 from 7 ratings.
Do Divy It Up or Divy have ads?
Neither Divy It Up nor Divy shows ads.
Which is updated more often, Divy It Up or Divy?
Divy It Up ships an update every 4 days, and Divy every 3 weeks. Most recently, Divy It Up was updated on October 24, 2026 and Divy on October 24, 2026.

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