Divy It Up vs Divy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Divy It Up
Easily manage shared expenses and track group finances for roommates, trips, clubs, and teams. Offers full financial transparency, smart settlement calculations, and flexible splitting options.
- Split expenses equally, by percentage, or custom amounts
- Track shared money and group balances
- Automatic calculation of simplest settlement
- Visibility into who has paid and owes
- Log expenses quickly with an intuitive interface
- Supports ongoing group finances
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Managing money with friends shouldn’t be messy. Perfect for roommates, trips, clubs, and teams managing shared money. Divy It Up is the easiest way to split expenses, track shared money, and stay fully aligned with your group — whether it’s roommates, trips, or ongoing shared finances. If you’ve used apps like Splitwise, you’ll immediately feel the difference: Divy It Up isn’t just splitting bills — it’s full financial transparency for groups. And you can settle the finances directly in our app. Group Financial Transparency Know exactly where your group stands at all times. • See who has paid and who hasn’t • Track every expense across your group • Always know balances — no guessing, no confusion Smart Group Settlement Settle up faster, with fewer payments. • Automatically calculates the simplest way to settle balances • Minimizes the total number of transactions across the group • Eliminates circular payments and unnecessary back-and-forth Intelligent Expense Splitting Handle real-world scenarios without friction. • Equal, weighted, percentage, or custom splits • Easily manage rent, utilities, groceries, travel, and more • Built for ongoing group finances — not just one-time trips Payment Accountability No more awkward reminders. • Clear visibility into who owes what • Real-time status across all expenses • Built-in accountability without the friction Built for Real Life Fast, simple, and designed for how people actually share money. • Log expenses in seconds • Clean, intuitive interface • Works for roommates, teams, clubs, and friend groups Stop guessing. Stop chasing payments. Start managing group finances the right way.
Divy
Effortlessly manage shared expenses with friends, roommates, and travel companions. This app offers unlimited group bill splitting with a smart algorithm to simplify debt settlement and multiple splitting modes for ultimate flexibility.
- Unlimited group and transaction creation
- Efficient debt settlement algorithm
- Multiple splitting modes (Equal, Exact, Percent, Shares)
- Real-time sync across members
- Clean and simple user interface
- Detailed member balances
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Divy: Unlimited Group Bill Splitting Stop stressing about "who owes who." Divy is the cleanest, most powerful way to share expenses with friends, roommates, and travel partners—without the restrictions of other apps. Why Choose Divy? Truly Unlimited: Add as many daily transactions and groups as you need. We never cap your activity. Simplify Debts: Our "Best-in-Class" algorithm calculates the most efficient way for your group to settle up, reducing the total number of payments. Pro Splitting Modes: Split bills exactly how you want. Choose from Equal, Exact Amounts, Percentages, or Shares—all included. Clean & Simple UI: Designed for speed. Log an expense in seconds and get back to your day. No clutter, just clarity. PERFECT FOR: Roommates: Splitting rent, utilities, and groceries without the monthly math headache. Group Trips: Track every dinner, taxi, and hotel stay in real-time. Couples: A shared ledger for your relationship costs and joint purchases. Events: From bachelor parties to office lunches, keep everyone on the same page. CORE FEATURES: Real-time sync across all members. "Recent Activity" feed to stay updated on every change. Detailed member balances visible at a glance. Join the movement toward a fairer, faster way to split. Download Divy today!
Screenshots
Verdict
The clearest difference is update cadence: Divy It Up at every 4 days against Divy's every 3 weeks. Divy's advantage is rating (5.0 vs 4.8) and review sentiment (100% vs 89%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Divy holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 18 and 7 respectively. Written reviews point the same way: 89% of Divy It Up's written reviews are positive against 100% of Divy's.
Divy It Up ships an update every 4 days, Divy every 3 weeks. Both last shipped on October 24, 2026.
| Parameter | Divy It Up | Divy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (18 ratings) | 5.0 (7 ratings) — better |
| Positive reviews | 88.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 18 — better | 7 |
| Update frequency | Every 4 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 95 MB | 35 MB |
| Age rating | 17+ | 4+ |
| Developer | The Club Sports Organization LLC | Jay Rungta |
Customer experience
Divy It Up
Divy
In-app purchases
Divy It Up
No in-app purchases
Divy
No in-app purchases









