Divy vs Claimio

Divy: Unlimited Group Bill Splitting Stop stressing about "who owes who." Divy is the cleanest, most powerful way to share expenses with friends, roommates, and travel partners—without the restrictions of other apps. Why Choose Divy? Truly Unlimited: Add as many daily transactions and groups as you need. We never cap your activity. Simplify Debts: Our "Best-in-Class" algorithm calculates the most efficient way for your group to settle up, reducing the total number of payments. Pro Splitting Modes: Split bills exactly how you want. Choose from Equal, Exact Amounts, Percentages, or Shares—all included. Clean & Simple UI: Designed for speed. Log an expense in seconds and get back to your day. No clutter, just clarity. PERFECT FOR: Roommates: Splitting rent, utilities, and groceries without the monthly math headache. Group Trips: Track every dinner, taxi, and hotel stay in real-time. Couples: A shared ledger for your relationship costs and joint purchases. Events: From bachelor parties to office lunches, keep everyone on the same page. CORE FEATURES: Real-time sync across all members. "Recent Activity" feed to stay updated on every change. Detailed member balances visible at a glance. Join the movement toward a fairer, faster way to split. Download Divy today!

Stop chasing receipts. Stop waiting to get paid back. Claimio is the expense claims app for modern teams, small businesses, and self-employed professionals — track, submit, and manage business expenses from your phone, with AI doing the heavy lifting. FOR INDIVIDUALS & FREELANCERS • Track your own business expenses in one place — no spreadsheets • Snap receipts and let AI extract the details automatically • Log mileage with live GPS and automatic HMRC-rate calculations • Save receipts to your wallet and submit when ready • Export your expenses for your accountant or self-assessment return • Ask the AI tax assistant about allowable expenses, VAT, mileage rates, and more • MTD-ready VAT export to stay HMRC-compliant FOR EMPLOYEES • Submit an expense claim in seconds — just snap your receipt • AI reads the receipt and fills in the details automatically • Save receipts to your wallet to submit later • Track mileage automatically with live GPS journey tracking and HMRC-rate calculations • Log per diems and cash expenses with ease • Group expenses by project or trip for easy reporting • Track every claim in real time — pending, approved or rejected • Get notified the moment your claim is reviewed • Ask the AI tax assistant about HMRC rules, VAT reclaim, or mileage allowances — and get instant, cited answers FOR ADMINS • Review and approve your team's claims in one tap • Set spending policies — category limits, receipt thresholds, approval tiers • Pay approved claims directly to employee bank accounts via Stripe • Export to Xero, QuickBooks or Sage — with custom accounting codes per category • MTD-ready VAT export so your records are always HMRC-compliant • Duplicate receipt detection to prevent double claims • AI-powered spending insights and category breakdowns across your entire team • Daily or weekly digest emails to stay on top of spend ACCOUNTING & TAX • Direct sync to Xero, QuickBooks and Sage • Custom accounting codes mapped per expense category • MTD VAT export for Making Tax Digital compliance • HMRC-rate mileage calculations built in • AI chatbot trained on UK tax rules — VAT, P11D, business expense eligibility and more • CSV, Excel and PDF exports for your accountant PLANS • Pro — unlimited claims, AI receipt scanning, analytics, Stripe reimbursements • Business — everything in Pro, plus department budgets, multi-level approvals, and Xero, QuickBooks and Sage exports • Solo accounts available for individuals and freelancers Every new account starts with a free 7-day Business trial. No credit card required. After the trial, a subscription is required to continue. Monthly and yearly plans available. Terms of Use: https://claimio.org/terms Privacy Policy: https://claimio.org/privacy