Comparison

Splitly vs Claimio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitly

Features
Read full description

Snap. Split. Settle. Splitly makes shared expenses disappear in three taps: snap any receipt, assign items, and see fair shares appear—no spreadsheets and no awkward math. Why Splitly: AI receipt scanning with high line-item accuracy, including many handwritten receipts. Unlimited bills, groups, and trips; all core features are free. Line-item precision: split equally, by shares, percentages, or exact dishes, with tax and tip calculated automatically. Smart debt simplification reduces group IOUs to the fewest payments. Multi-currency tracking supports 200+ currencies and separate balances (conversion coming soon). Works offline and syncs when back online. A fast, accessible, and beautiful experience with dark mode. Privacy first with end-to-end encryption, zero ads, and GDPR/CCPA compliance. How it works: scan a receipt with the camera and Splitly extracts items and prices. Assign items to people or split equally with one tap. Share the split by link, text, or email and record payments as they happen. Direct Venmo, PayPal, Cash App, and Revolut settle-ups are on the roadmap. Perfect for roommates tracking rent, utilities, and groceries; road-trip, ski-weekend, or festival crews; couples managing a shared budget; families on vacation; and small teams before reimbursement. Pricing: everything available today is free. A Splitly Pro tier—with receipt vault, AI budgeting assistance, spending trends, custom themes, and priority support—is in the works. Coming soon: currency conversion with real-time FX rates; direct settle-ups with popular payment apps; a receipt vault with powerful search and tags; AI budgeting assistance and spending-trend insights; and bank and card import to auto-detect shared purchases. Ditch the dreaded bill math and spreadsheets. Download Splitly and split the smart way.

About

Claimio

Streamline expense tracking and approvals for teams and individuals. Automatically extract details from receipts with AI, log mileage, and manage claims efficiently. Integrates with accounting software and offers AI tax assistance.

Highlights
  • AI receipt scanning and data extraction
  • Automated mileage tracking with GPS
  • Expense claim submission and real-time tracking
  • AI tax assistant for HMRC rules
  • Direct integration with Xero, QuickBooks, Sage
  • Team spending policies and multi-level approvals
  • MTD-ready VAT export
Features
Read full description

Stop chasing receipts. Stop waiting to get paid back. Claimio is the expense claims app for modern teams, small businesses, and self-employed professionals — track, submit, and manage business expenses from your phone, with AI doing the heavy lifting. FOR INDIVIDUALS & FREELANCERS • Track your own business expenses in one place — no spreadsheets • Snap receipts and let AI extract the details automatically • Log mileage with live GPS and automatic HMRC-rate calculations • Save receipts to your wallet and submit when ready • Export your expenses for your accountant or self-assessment return • Ask the AI tax assistant about allowable expenses, VAT, mileage rates, and more • MTD-ready VAT export to stay HMRC-compliant FOR EMPLOYEES • Submit an expense claim in seconds — just snap your receipt • AI reads the receipt and fills in the details automatically • Save receipts to your wallet to submit later • Track mileage automatically with live GPS journey tracking and HMRC-rate calculations • Log per diems and cash expenses with ease • Group expenses by project or trip for easy reporting • Track every claim in real time — pending, approved or rejected • Get notified the moment your claim is reviewed • Ask the AI tax assistant about HMRC rules, VAT reclaim, or mileage allowances — and get instant, cited answers FOR ADMINS • Review and approve your team's claims in one tap • Set spending policies — category limits, receipt thresholds, approval tiers • Pay approved claims directly to employee bank accounts via Stripe • Export to Xero, QuickBooks or Sage — with custom accounting codes per category • MTD-ready VAT export so your records are always HMRC-compliant • Duplicate receipt detection to prevent double claims • AI-powered spending insights and category breakdowns across your entire team • Daily or weekly digest emails to stay on top of spend ACCOUNTING & TAX • Direct sync to Xero, QuickBooks and Sage • Custom accounting codes mapped per expense category • MTD VAT export for Making Tax Digital compliance • HMRC-rate mileage calculations built in • AI chatbot trained on UK tax rules — VAT, P11D, business expense eligibility and more • CSV, Excel and PDF exports for your accountant PLANS • Pro — unlimited claims, AI receipt scanning, analytics, Stripe reimbursements • Business — everything in Pro, plus department budgets, multi-level approvals, and Xero, QuickBooks and Sage exports • Solo accounts available for individuals and freelancers Every new account starts with a free 7-day Business trial. No credit card required. After the trial, a subscription is required to continue. Monthly and yearly plans available. Terms of Use: https://claimio.org/terms Privacy Policy: https://claimio.org/privacy

Screenshots

Splitly4 screens
Claimio4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitly at none against Claimio's 4. Claimio's advantage is update cadence (every 2 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Claimio sells 4 in-app purchases, starting at $19.99 per month. Splitly asks for nothing beyond the download.

UpkeepUpdate frequency

Splitly ships an update fortnightly, Claimio every 2 days. The most recent releases landed on October 30, 2026 and October 18, 2026 respectively.

Scorecard2 real differences · 8 level
Splitly versus Claimio: the parameters behind the verdict, then further details
ParameterSplitlyClaimio
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyFortnightlyEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size51 MB59 MB
Age rating4+4+
DeveloperPrateek KarnalSyed Saif Ali Shah

In-app purchases

None

Splitly

No in-app purchases

4 purchases

Claimio

Subscriptions4
  • Claimio Pro (Monthly)$19.991 Month
  • Claimio Business (Monthly)$49.991 Month
  • Claimio Pro (Annual)$199.991 Year
Show 1 more
  • Claimio Business (Annual)$499.991 Year

Questions

Is Splitly free?
Splitly is free to download, with no in-app purchases.
Is Claimio free?
Claimio is free to download, with in-app purchases available.
Do Splitly or Claimio have ads?
Neither Splitly nor Claimio shows ads.
Which is updated more often, Splitly or Claimio?
Splitly ships an update fortnightly, and Claimio every 2 days. Most recently, Splitly was updated on October 30, 2026 and Claimio on October 18, 2026.

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