Comparison

Paid vs SplitSecond

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paid

Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.

Highlights
  • Intuitive debt tracking
  • One-tap payment reminders
  • AI Receipt Splitter
  • Individual and group debts
  • Recurring debt management
Features
Read full description

Paid is the ultimate debt management app. Track your debts and send reminders with one tap — You'll never lose out on a payment ever again. Also, our AI Receipt Splitter makes it easy to figure out who's paying what at the dinner table — tax, tip, and everything else are automatically calculated. Features: - Easy to use, intuitive interface - One-tap reminders - AI Receipt Splitter - Individual Debts - Group Debts - Recurring Debts - Paid Link (Find out more at trypaid.io) Contact us: benjaminsoo@ucsb.edu

About

SplitSecond

Effortlessly divide bills and calculate tips for group outings. Send payment requests instantly via popular apps. Customize settings for a personalized experience.

Highlights
  • Fast bill splitting
  • Automatic tax calculation
  • Quick tip buttons
  • Split 2-99 ways
  • Send payment requests
  • Works offline
  • Privacy focused
Features
Read full description

Tip calculator + split tab in seconds—right at the table with zero math and zero awkwardness. SplitSecond is the fastest way to calculate tips, split a restaurant check, and send payment requests in 3 quick taps. No accounts required. No subscription. Works 100% offline. What you calculate stays on your device. HOW IT WORKS (3 TAPS. EVERY TIME.) Enter Total: Input the bill amount. Pick Tip: Select your percentage or custom tip rate. Split Tab: Tap how many people are paying. Your share appears instantly in large, readable numbers across the table. PAYMENTS MADE EASY Creates a ready-to-send request or payment amount with no extra steps or accounts needed: Venmo: Send a payment request instantly via deep link PayPal: Request your share without switching apps Cash App: Tap and go Zelle: Copy a ready-to-paste amount in one tap SMART DEFAULTS & ITEMIZATION Quick Tip Calculator: Instant 18%, 20%, 22%, 25%, or custom tip buttons Tax Options: Set your local tax rate once; calculate tips before or after tax Group Splitting: Split 2–99 ways with custom rounding modes per person Itemized Splitting (Pro): Assign specific meals and drinks to specific people—no more "I only had a side salad" arguments Saved Profiles (Pro): Store custom tip and tax defaults for 'Date Night', 'Work Lunch', or 'Food Truck' WORKS OFFLINE & PRIVACY FIRST No internet required. All calculations happen locally on your phone—perfect for basement bars, rooftop lounges, and cellular dead zones. No tracking, no mandatory sign-ups, and no ads. PRIVACY POLICY: https://splitsecondpay.com/privacy-policy.html TERMS OF SERVICE: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download SplitSecond and never do table math again.

Screenshots

Paid4 screens
SplitSecond4 screens

Verdict

The call

The clearest difference is in-app purchases: Paid at none against SplitSecond's 1. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitSecond sells 1 one-off in-app purchase. Paid asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Paid against 5.0 for SplitSecond. Both are backed by a comparable volume of ratings — 6 and 4 respectively.

UpkeepUpdate frequency

Paid ships an update every 11 days, SplitSecond fortnightly. The most recent releases landed on July 1, 2026 and September 10, 2026 respectively.

Scorecard1 real difference · 9 level
Paid versus SplitSecond: the parameters behind the verdict, then further details
ParameterPaidSplitSecond
PriceFreeFree
Rating5.0 (6 ratings)5.0 (4 ratings)
Positive reviews—100.0% of reviews
Number of ratings6 — better4
Update frequencyEvery 11 days — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size40 MB44 MB
Age rating4+4+
DeveloperBenjamin SooRaymond Rothwell

Customer experience

Paid

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SplitSecond

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Paid

No in-app purchases

1 purchases

SplitSecond

One-time1
  • SplitSecond Pay Pro$0.99

Questions

Is Paid free?
Paid is free to download, with no in-app purchases.
Is SplitSecond free?
SplitSecond is free to download, with in-app purchases available.
Which has better reviews, Paid or SplitSecond?
Paid and SplitSecond are both rated 5.0 out of 5 on the App Store, from 6 and 4 ratings respectively.
Do Paid or SplitSecond have ads?
Neither Paid nor SplitSecond shows ads.
Which is updated more often, Paid or SplitSecond?
Paid ships an update every 11 days, and SplitSecond fortnightly. Most recently, Paid was updated on July 1, 2026 and SplitSecond on September 10, 2026.

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