Paid vs SplitSecond
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paid
Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.
- Intuitive debt tracking
- One-tap payment reminders
- AI Receipt Splitter
- Individual and group debts
- Recurring debt management
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Paid is the ultimate debt management app. Track your debts and send reminders with one tap — You'll never lose out on a payment ever again. Also, our AI Receipt Splitter makes it easy to figure out who's paying what at the dinner table — tax, tip, and everything else are automatically calculated. Features: - Easy to use, intuitive interface - One-tap reminders - AI Receipt Splitter - Individual Debts - Group Debts - Recurring Debts - Paid Link (Find out more at trypaid.io) Contact us: benjaminsoo@ucsb.edu
SplitSecond
Effortlessly divide bills and calculate tips for group outings. Send payment requests instantly via popular apps. Customize settings for a personalized experience.
- Fast bill splitting
- Automatic tax calculation
- Quick tip buttons
- Split 2-99 ways
- Send payment requests
- Works offline
- Privacy focused
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Tip calculator + split tab in seconds—right at the table with zero math and zero awkwardness. SplitSecond is the fastest way to calculate tips, split a restaurant check, and send payment requests in 3 quick taps. No accounts required. No subscription. Works 100% offline. What you calculate stays on your device. HOW IT WORKS (3 TAPS. EVERY TIME.) Enter Total: Input the bill amount. Pick Tip: Select your percentage or custom tip rate. Split Tab: Tap how many people are paying. Your share appears instantly in large, readable numbers across the table. PAYMENTS MADE EASY Creates a ready-to-send request or payment amount with no extra steps or accounts needed: Venmo: Send a payment request instantly via deep link PayPal: Request your share without switching apps Cash App: Tap and go Zelle: Copy a ready-to-paste amount in one tap SMART DEFAULTS & ITEMIZATION Quick Tip Calculator: Instant 18%, 20%, 22%, 25%, or custom tip buttons Tax Options: Set your local tax rate once; calculate tips before or after tax Group Splitting: Split 2–99 ways with custom rounding modes per person Itemized Splitting (Pro): Assign specific meals and drinks to specific people—no more "I only had a side salad" arguments Saved Profiles (Pro): Store custom tip and tax defaults for 'Date Night', 'Work Lunch', or 'Food Truck' WORKS OFFLINE & PRIVACY FIRST No internet required. All calculations happen locally on your phone—perfect for basement bars, rooftop lounges, and cellular dead zones. No tracking, no mandatory sign-ups, and no ads. PRIVACY POLICY: https://splitsecondpay.com/privacy-policy.html TERMS OF SERVICE: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download SplitSecond and never do table math again.
Screenshots
Verdict
The clearest difference is in-app purchases: Paid at none against SplitSecond's 1. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplitSecond sells 1 one-off in-app purchase. Paid asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Paid against 5.0 for SplitSecond. Both are backed by a comparable volume of ratings — 6 and 4 respectively.
Paid ships an update every 11 days, SplitSecond fortnightly. The most recent releases landed on July 1, 2026 and September 10, 2026 respectively.
| Parameter | Paid | SplitSecond |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) | 5.0 (4 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 6 — better | 4 |
| Update frequency | Every 11 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 40 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Benjamin Soo | Raymond Rothwell |
Customer experience
Paid
SplitSecond
In-app purchases
Paid
No in-app purchases
SplitSecond
- SplitSecond Pay Pro$0.99





