Comparison

Owelo vs SplitSecond

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Owelo

Easily manage and split the cost of shared subscriptions with household members. Automates payments and eliminates the need for password sharing. Ideal for students and shared living situations.

Highlights
  • Create and manage shared subscription plans
  • Automated payment splitting
  • Smart cost splitting
  • Secure and private
  • Supports Apple Pay and Stripe
Features
Read full description

Owelo makes sharing recurring subscriptions simple. It’s built for a world where password sharing is over. Create a plan, invite your roommates, and let Owelo handle the payments automatically. Perfect for college students and shared households: • Streaming services (Netflix, Spotify, Hulu, and Disney+), shared memberships, and other household expenses Features: • Create and manage shared subscription plans with roommates • Split recurring payments automatically using Apple Pay or Stripe • Smart cost splitting so everyone pays their share on time • Private and secure with no shared passwords or awkward reminders Say goodbye to Daddy’s password. Start owning your subscriptions with Owelo.

About

SplitSecond

Effortlessly divide bills and calculate tips for group outings. Send payment requests instantly via popular apps. Customize settings for a personalized experience.

Highlights
  • Fast bill splitting
  • Automatic tax calculation
  • Quick tip buttons
  • Split 2-99 ways
  • Send payment requests
  • Works offline
  • Privacy focused
Features
Read full description

Tip calculator + split tab in seconds—right at the table with zero math and zero awkwardness. SplitSecond is the fastest way to calculate tips, split a restaurant check, and send payment requests in 3 quick taps. No accounts required. No subscription. Works 100% offline. What you calculate stays on your device. HOW IT WORKS (3 TAPS. EVERY TIME.) Enter Total: Input the bill amount. Pick Tip: Select your percentage or custom tip rate. Split Tab: Tap how many people are paying. Your share appears instantly in large, readable numbers across the table. PAYMENTS MADE EASY Creates a ready-to-send request or payment amount with no extra steps or accounts needed: Venmo: Send a payment request instantly via deep link PayPal: Request your share without switching apps Cash App: Tap and go Zelle: Copy a ready-to-paste amount in one tap SMART DEFAULTS & ITEMIZATION Quick Tip Calculator: Instant 18%, 20%, 22%, 25%, or custom tip buttons Tax Options: Set your local tax rate once; calculate tips before or after tax Group Splitting: Split 2–99 ways with custom rounding modes per person Itemized Splitting (Pro): Assign specific meals and drinks to specific people—no more "I only had a side salad" arguments Saved Profiles (Pro): Store custom tip and tax defaults for 'Date Night', 'Work Lunch', or 'Food Truck' WORKS OFFLINE & PRIVACY FIRST No internet required. All calculations happen locally on your phone—perfect for basement bars, rooftop lounges, and cellular dead zones. No tracking, no mandatory sign-ups, and no ads. PRIVACY POLICY: https://splitsecondpay.com/privacy-policy.html TERMS OF SERVICE: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download SplitSecond and never do table math again.

Screenshots

Owelo4 screens
SplitSecond4 screens

Verdict

The call

The clearest difference is in-app purchases: Owelo at none against SplitSecond's 1. Owelo also leads on update cadence (every 2 days vs fortnightly). SplitSecond's advantage is iOS requirement (16.0 vs 18.5). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitSecond sells 1 one-off in-app purchase. Owelo asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Owelo against 5.0 for SplitSecond. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Owelo ships an update every 2 days, SplitSecond fortnightly. The most recent releases landed on September 17, 2026 and September 10, 2026 respectively.

Scorecard3 real differences · 7 level
Owelo versus SplitSecond: the parameters behind the verdict, then further details
ParameterOweloSplitSecond
PriceFreeFree
Rating5.0 (5 ratings)5.0 (4 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings5 — better4
Update frequencyEvery 2 days — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.516.0 — better
Further details — not scored
Size16 MB44 MB
Age rating9+4+
DeveloperQuincy KeeleRaymond Rothwell

Customer experience

Owelo

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SplitSecond

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Owelo

No in-app purchases

1 purchases

SplitSecond

One-time1
  • SplitSecond Pay Pro$0.99

Questions

Is Owelo free?
Owelo is free to download, with no in-app purchases.
Is SplitSecond free?
SplitSecond is free to download, with in-app purchases available.
Which has better reviews, Owelo or SplitSecond?
Owelo and SplitSecond are both rated 5.0 out of 5 on the App Store, from 5 and 4 ratings respectively.
Do Owelo or SplitSecond have ads?
Neither Owelo nor SplitSecond shows ads.
Which is updated more often, Owelo or SplitSecond?
Owelo ships an update every 2 days, and SplitSecond fortnightly. Most recently, Owelo was updated on September 17, 2026 and SplitSecond on September 10, 2026.

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