Comparison

Netbook vs Commas

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Netbook

Track your finances privately without connecting to banks or sharing data with third parties. Organize your financial life, visualize trends with beautiful charts, and gain clarity on your net worth.

Highlights
  • Private net worth tracking
  • No bank logins required
  • Manual account updates
  • Visualize financial trends
  • On-device data storage
  • Premium features unlock
Features
Read full description

Tired of third-party data aggregators mining your data? Netbook helps you track your money privately—with no bank logins and no third-party data brokers. Just a secure space to organize and reflect on your financial life. Whether you're paying down debt, saving for a home, or simply want to understand where you stand, Netbook helps you track your net worth with intention and ease. Why Netbook? • No Bank Logins Required: Your financial data stays yours—not Plaid’s. • You’re in Control: Add and update any type of accounts whenever it works for you. • Beautiful Charts: Visualize your net worth, asset allocation, and trends over time. • Private by Design: Everything stays on your device. • Premium Features: Unlock advanced charts, reminders, Face ID lock, and more with a one-time purchase or subscription. Whether you’re detail-oriented or just starting to take charge, Netbook gives you clarity about your money—without compromise. Start building your financial story today—on your terms. IN-APP-PURCHASES: A free trial is included to explore all premium features. Netbook is free to download and try features in demo mode. To unlock full net worth tracking, upgrade with either a one-time purchase or a flexible subscription plan. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Commas

Features
Read full description

Commas is the privacy-first iPhone app for tracking your net worth over time. Add your accounts, log your balances, and watch your wealth grow through beautiful charts and clear summaries. No account required. No ads. Your financial data lives on your device and syncs privately through iCloud. TRACK EVERY ACCOUNT IN ONE PLACE Add any type of account: bank accounts, investments, crypto, property, business valuations, and debt. Every account type you have, Commas handles it. CONVERT CURRENCIES EFFORTLESSLY Hold accounts in different currencies? No problem. Commas converts everything to your base currency using live exchange rates updated daily, covering 160+ currencies worldwide. VISUALIZE YOUR WEALTH CLEARLY See your net worth over time with a smooth area chart. Explore your allocation with a donut breakdown. Compare categories side by side with a bar chart. Every chart is built natively for iPhone and looks great in light or dark mode. SET GOALS AND HIT THEM Set a net worth target and watch your progress bar fill up over time. Add a target date and Commas tracks how much time you have left. SYNC ACROSS ALL YOUR DEVICES Your data syncs privately and automatically across all your iPhones through iCloud. No account needed, no third-party servers involved. UPDATE BALANCES IN SECONDS Use Quick Update to refresh all your account balances at once from a single screen. Set reminders so you never forget to log your numbers. PROTECT YOUR FINANCIAL PRIVACY Commas never sells your data. No advertising network. No sign-up required. Your account balances and net worth data are stored in your private iCloud account and never touch our servers. DESIGNED EXCLUSIVELY FOR IPHONE Native app built for iOS 17 and above. Supports light and dark mode. SPEAK YOUR LANGUAGE Available in English, French, Spanish, and Portuguese. Download Commas free and start watching the commas grow. Privacy Policy: https://getcommas.app/privacy | Terms of Use: https://getcommas.app/terms

Screenshots

Netbook4 screens
Commas4 screens

Verdict

The call

The clearest difference is update cadence: Netbook at daily against Commas's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Netbook sells 3 in-app purchases, starting at $4.99 per month and Commas sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Netbook ships an update daily, Commas every 3 weeks. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 8 level
Netbook versus Commas: the parameters behind the verdict, then further details
ParameterNetbookCommas
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyDaily — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone
Requires iOS18.217.0 — better
Further details — not scored
Size3 MB15 MB
Age rating4+4+
DeveloperFatema YasminStrivian LLC

In-app purchases

3 purchases

Netbook

Subscriptions2
  • Netbook Monthly$4.991 Month
  • Netbook Yearly7 Days trial$11.991 Year
One-time1
  • Lifetime Access$49.99
2 purchases

Commas

Subscriptions1
  • Commas Pro — Annual7 Days trial$9.991 Year
One-time1
  • Commas Pro — Lifetime$24.99

Questions

Is Netbook free?
Netbook is free to download, with in-app purchases available.
Is Commas free?
Commas is free to download, with in-app purchases available.
Do Netbook or Commas have ads?
Neither Netbook nor Commas shows ads.
Which is updated more often, Netbook or Commas?
Netbook ships an update daily, and Commas every 3 weeks. Most recently, Netbook was updated on October 25, 2026 and Commas on October 28, 2026.

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