Perk Pilot vs Credit Card Tracker

Know which card to use, track every credit, and see what a welcome bonus is really worth. No bank login required. TRACK YOUR CARD CREDITS - See the monthly, quarterly and yearly credits on each of your cards - Tap to mark a credit as used - Get a reminder before a credit expires, so you don't lose it - See how much of your annual fee you've already earned back this year WHICH CARD SHOULD I PAY WITH? - Pick what you're buying (dining, groceries, gas, travel…) and see which of your cards gives you the most per dollar - Ranked by cash value, so a simple 3% card can beat an inflated points multiplier, and the app explains why WHAT A BONUS IS REALLY WORTH Most sites show one number for a welcome bonus. But points aren't worth one thing: 175,000 points can be about $1,050 as a statement credit, or close to $3,000 transferred to an airline. Perk Pilot shows you the full range: cash, shopping, travel portal, and airline and hotel transfers. FIND YOUR NEXT CARD - Choose where you spend the most and get cards ranked by what you'd actually earn - Annual fees shown up front, with the reminder that fees repeat every year while the bonus is paid once - Filter out cards with an annual fee in one tap PRIVATE BY DESIGN - No bank login, no account linking: you add your cards, we never see your transactions - Browse recommendations without an account - Sign in with Apple or Google only when you want to save your cards IN ENGLISH AND SPANISH The whole app is available in English and Spanish. Values are estimates based on publicly available information and change over time. How Perk Pilot is free: some cards include a referral link. If you apply through it and get approved, Perk Pilot may earn a bonus. We always tell you before opening a referral link, and it never changes the order of your recommendations.

CardStack helps you save $500+ every year on the credit cards you already carry. Maximize cashback and offers, never miss a statement credit, redeem your points at peak value, and let our AI agent do the heavy lifting — so your cards always pay you back more than they cost. Stop leaving money on the table. Start with CardStack. FEATURES: - SAVE MORE WITH CARD-LINKED OFFERS Automatically add Amex and Chase offers to your cards so you earn cashback and statement credits on purchases you're already making. Browse active offers, see personalized picks matched to your spending, and track every redemption — all in one place. - NEVER MISS A STATEMENT CREDIT Track every credit across all your cards automatically — dining, travel, streaming, airline, and more. See which credits are available, which are expiring soon, and which you've already used. Get reminders before you lose them. - USE THE RIGHT CARD, EVERY TIME Instantly see which card earns the most for dining, travel, groceries, gas, and every other category. Whether you're booking a flight or grabbing coffee, CardStack tells you the best card to pull out — so you never miss points or cashback. - STACK AI AGENT — YOUR PERSONAL CARD ADVISOR Meet Stack, a conversational AI agent that knows your entire card portfolio. Ask it anything: "What's the best card for this hotel booking?" "Am I missing any credits this month?" "Compare my Sapphire Reserve vs. Platinum for a trip to Tokyo" "How much value am I leaving on the table?" Stack doesn't just answer — it takes action. It can mark credits as redeemed, set reminders, update your points balances, and generate weekly spending reports showing exactly where you earned and where you missed. - SEE HOW MUCH YOU'RE EARNING (AND MISSING) Connect your bank securely with Plaid and unlock full spending analysis: See points earned vs. points missed on every transaction Get your optimization score — what percentage of spend hit the best card View breakdowns by category: flights, hotels, restaurants, groceries, and more Get "Fix My Stack" recommendations showing exactly which card to swap in - TRACK YOUR POINTS PORTFOLIO Monitor balances across Amex Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou, and more. See estimated cash values, explore transfer partners, and know exactly what your points are worth. - COVER YOUR ANNUAL FEES — OR CANCEL WITH CONFIDENCE CardStack's Renewal Advisor calculates whether each card pays for itself based on your real usage. When your annual fee posts, get a clear verdict: keep, downgrade, or cancel — backed by data, not guesswork. - SMART NOTIFICATIONS THAT SAVE YOU MONEY Credits expiring soon Annual fee renewal approaching Offers about to expire Missed optimization opportunities AI-generated insights based on your spending - CARDSTACK+ UNLOCKS THE FULL SYSTEM Upgrade to unlock powerful automation and intelligence: Stack AI Agent with full conversation history Secure bank sync with Plaid for automatic transaction analysis Auto-detect statement credits from your transactions Earned vs. missed rewards analysis across every purchase Safari extension that shows the best card while you shop Automatically add Amex & Chase offers Weekly AI spending reports and optimization scores Personalized "Fix My Stack" recommendations Sync across all your devices YOUR CARDS ARE COSTING YOU — OR PAYING YOU. KNOW WHICH. CardStack turns your credit cards into a money-saving system. Every credit tracked. Every offer captured. Every purchase optimized. Download CardStack and start saving. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/