Smart Nova Mobile vs AthletIQ HQ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart Nova Mobile
This mobile banking app allows clients to conduct financial transactions and manage their accounts 24/7. It facilitates payments, internal transfers, and bill payments, offering secure and convenient banking services. Users can also manage card limits and set up recurring payments.
- Account access
- Domestic and international payments
- Internal fund transfers
- Bill payment
- Card limit management
- Recurring payment setup
- mToken for payment authorization
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Nova banka a.d. Banja Luka omogućava klijentima Banke, fizičkim i pravnim licima ili samostalnim preduzetnicima elektronsku razmjenu informacija sa Bankom putem aplikacije mobilnog bankarstva Smart Nova Mobile. Smart Nova Mobile je dostupna 24/7 na iOS uređajima, uz potrebnu internet konekciju. Funkcionalnosti Smart Nova Mobile: - pristup svim aktivnim računima/partijama - obavljanje plaćanja u unutrašnjem platnom prometu i međunarodnom platnom prometu - interni prenosi sredstava u domaćoj i stranoj valuti, unutar vlastitih računa - uvid u ovlaštene račune - kreiranje šablona za redovna plaćanja - kreiranje trajnih naloga za automatsko izvršenje plaćanja sa izborom periodike - prijem i plaćanje režijskih računa - upravljanje limitima potrošnje platnih kartica - podjela transakcije na rate - upotreba mTokena za potpisivanje predatih naloga za plaćanje Smart Nova Mobile obezbjeđuje jednostavno i sigurno poslovanje sa Bankom, uz znatno niže naknade za realizaciju plaćanja.
AthletIQ HQ
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AthletIQ is an AI-powered financial intelligence and education platform built specifically for athletes. Designed to help athletes take control of their financial future, AthletIQ combines intelligent financial insights with structured financial education tailored to the unique earning cycles and career paths of sports professionals. Using advanced AI technology, AthletIQ analyses user-provided financial information to generate personalised summaries, highlight patterns, and provide structured guidance to support better financial decision-making. Beyond insights, AthletIQ also delivers educational content to help athletes build long-term financial literacy. The platform breaks down key financial concepts into clear, accessible learning modules designed for real-world application within a sporting career. Key features include AI-powered financial intelligence, personalised financial summaries, smart projections and forecasting, structured financial education for athletes, secure account management, and a request-a-service functionality for additional support. AthletIQ empowers athletes with clarity, knowledge, and confidence, combining technology and education to support smarter financial journeys. "Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/"
Screenshots
Verdict
The clearest difference is in-app purchases: Smart Nova Mobile at none against AthletIQ HQ's 3. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. AthletIQ HQ sells 3 in-app purchases, starting at $49.99 per month. Smart Nova Mobile asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | Smart Nova Mobile | AthletIQ HQ |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 146 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Nova Banka | LegacyIQ |
In-app purchases
Smart Nova Mobile
No in-app purchases
AthletIQ HQ
- AthletIQ Core$49.991 Month
- AthletIQ Pro$99.991 Month
- AthletIQ Elite$249.991 Month
