OneBank Kid vs Splitko
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OneBank Kid
This app provides a secure and educational platform for parents to introduce children to financial concepts. It allows parents to create and manage accounts for their kids, facilitating easy money transfers and payment options.
- Account creation for children
- Money transfers
- Scan to pay (OnePay, LaoQR)
- ATM cash withdrawal
- Card management (view, lock/unlock)
- Phone balance top-up
- Transaction history viewing
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OneBank Kid is designed for parents who want to introduce their children to the world of finance in a safe and accessible way, offering an easy-to-use banking solution. Parents can conveniently create and assign accounts to their children or family members through the OneBank Kid app. This process is streamlined, user-friendly that ensuring a secure and educational financial journey for the next generation. Key Features: - Easy registration with simple steps. - Features and functions are organized in a simple and easy-to-use manner, making them suitable and secure for kids and users of the lite version. - Transfer money. - Scan OnePay and LaoQR to make payments. - Withdraw cash from BCEL ATM. - View Card information. - Lock/Unlock card for security. - Topup phone balance. - View transaction history. - Customizable theme.
Splitko
Effortlessly split bills and track group expenses with AI receipt scanning. Assign items to friends, settle up with one tap, and manage household budgets. Works offline and supports multiple currencies.
- AI receipt scanning
- Live receipt splitting
- Group expense management
- Smart settle up
- Household budget tracking
- Offline functionality
- Multi-currency support
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Splitko makes splitting bills and tracking group expenses effortless. Snap a photo of any receipt — AI reads every item in seconds — assign items to friends, and settle up with one tap. No spreadsheets, no awkward money talks. WHY SPLITKO - AI RECEIPT SCANNER — Point your camera at a receipt and Splitko itemizes it automatically. Works out of the box, nothing to configure. 5 free scans every day, and a short ad buys you one more. - LIVE RECEIPT SPLITTING — Split a restaurant bill together in real time. Everyone taps their own items on their own phone. Done before the waiter returns. - GROUP EXPENSES — Trips, roommates, couples, events. Create a group, add expenses, and Splitko keeps a running balance of who owes whom. - SMART SETTLE UP — Splitko minimizes the number of transfers needed. Settle via Revolut with one tap, or mark payments manually. - QUICK SPLIT — Split a one-off bill without creating a group. Perfect for a spontaneous dinner. - HOUSEHOLD BUDGET — Scan the shopping and every line lands in its own category. Set monthly limits, see what the same product cost last time, and keep warranties from your receipts with a reminder before they lapse. - WORKS OFFLINE — Add expenses anywhere, even without internet. Everything syncs when you're back online. - MULTI-CURRENCY — Traveling? Mix currencies in one group; Splitko converts automatically. - BUDGETS AND REPORTS — Set a budget for a trip or a household and see in real time how you're doing. Export a whole group — expenses, balances, settlements — as a PDF. INVITE IN SECONDS Share a link or QR code. Friends join your group instantly — even if they install Splitko after tapping the link, they land right in the group. FREE, WITH ADS Every feature is free: unlimited groups and members, the household budget, statistics and PDF export. Nothing is locked. The free plan includes 5 AI receipt scans a day and shows ads — never while you are adding an expense, scanning a receipt or settling up. Premium removes the ads and the daily scan cap. Invite friends to earn free Premium days. PERFECT FOR Holidays with friends · roommates & shared flats · couples · stag/hen parties · ski trips · office lunches · festivals · family budgets Download Splitko and never chase your friends for money again. Questions? hello@splitko.app Terms of Use: https://splitko.app/terms Privacy Policy: https://splitko.app/privacy-policy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Splitko at 100% against OneBank Kid's 0%. OneBank Kid's advantage is in-app purchases (none vs 2). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitko sells 2 in-app purchases, starting at $2.99 per month. OneBank Kid asks for nothing beyond the download.
OneBank Kid ships an update every 5 days, Splitko every 3 days. The most recent releases landed on June 24, 2026 and September 10, 2026 respectively.
| Parameter | OneBank Kid | Splitko |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 5 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 53 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Pour Le Commerce Exterieur Lao Public | Michal Lelek |
Customer experience
OneBank Kid
Splitko
In-app purchases
OneBank Kid
No in-app purchases
Splitko
- Splitko Premium Monthly$2.991 Month
- Splitko Premium Yearly$22.991 Year









