Comparison

Budgitify vs SpendCity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgitify

Manage your money effortlessly with this finance app. Track spending, set budgets with custom categories, and automate recurring transactions. Gain insights with clear charts and export your data for analysis. Secure your financial information with Face/Passcode ID.

Highlights
  • Track transactions
  • Recurring transactions automation
  • Budgets and custom categories
  • Visual spending charts
  • CSV data export
  • Face/Passcode ID security
Features
Read full description

Take control of your finances, one transaction at a time. Budgitify just got bigger and better! With powerful new features, major improvements, and Pro tools, managing your money has never been easier. Track spending, stay within budget, and get real-time insights into your finances — all in one simple, clean app. Track Transactions Log purchases and income effortlessly with a clean, intuitive interface. Stay on top of your spending day by day. Recurring Transactions Automate your budgeting with recurring transactions — perfect for rent, subscriptions, bills, and more. Transactions are auto-generated on their next due date, so you never miss a payment. Budgets & Budget Categories Plan and track your monthly spending with detailed budgets. Allocate amounts to categories, see spending trends, and visualize your finances with clear charts. Quickly access transactions linked to each category to understand exactly where your money is going. Custom Categories Create, edit, and manage categories to fit your personal budgeting style. Organize your finances exactly the way you want. CSV Export Export your transactions month by month for easy records or deeper analysis. Perfect for reviewing spending or preparing reports. Pro Subscription Unlock powerful tools like Budgets, Custom Categories, CSV Export, Face/Passcode ID, and manage unlimited recurring transactions. Pro gives you full control to optimize your finances. Security & Face / Passcode ID Keep your money safe with Face ID or passcode. Easily toggle security on or off in settings. Built for Simplicity No ads, no clutter, no distractions — just the tools you need to stay on top of your finances. Start building better financial habits today — download Budgitify now. Privacy Policy: https://www.budgitify.com/privacy-policy Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula Additional Terms of Use: https://www.budgitify.com/terms-of-use

About

SpendCity

Effortlessly digitize paper receipts using AI to automatically extract and categorize spending data. Chat with your financial history to gain insights and visualize your spending habits in a unique city format.

Highlights
  • AI-powered receipt scanning
  • Automatic data extraction
  • Smart purchase categorization
  • Natural language spending queries
  • Interactive spending analytics
  • Budget tracking
  • Secure cloud storage
Features
Read full description

SpendCity turns receipts, invoices and bills into organized, searchable records — entirely on your phone. There is no account to create, no server to trust and nothing to sign in to. Your documents are read on the device, stored encrypted on the device, and never uploaded. The app contains no cloud AI service and no analytics. NOTHING LEAVES YOUR PHONE Most document apps send your paperwork to someone else's computer. This one does not. Capture works offline because there is nothing to be online for. READ ON DEVICE Point the camera at a receipt, an invoice or a statement and SpendCity reads the merchant, date, line items, tax and total using the intelligence built into your phone. Import a PDF or a file the same way. Check the extracted values before you file them — you always have the last word. FIND ANYTHING Search across every document you have captured. Ask what you spent at a merchant, in a category or over a period, and get an answer computed on your device from your own records. BUILT FOR TAX TIME Group spending by category, track budgets, keep warranties and their expiry dates, and export a clean pack for your accountant — CSV, PDF, or the original files. FOR WORK, TOO Track payables and their due dates, and keep per-supplier history. The Business unlock adds the rest: book spend against projects, clients and vehicles, log mileage, link related documents, close a period, and produce a compliance report with tax by rate plus a formatted pack for your accountant. YOUR SPENDING AS A CITY Districts fill as you file documents, giving you a picture of where the money actually goes. KEY FEATURES - On-device reading of receipts, invoices, bills and statements - No account, no server, no telemetry - Encrypted on-device storage - Search and questions answered from your own records - Budgets, categories and spending analytics - Warranties with expiry reminders - Payables, due dates and per-supplier history - Export as CSV, PDF or the original files - Encrypted backup you control, so a lost phone is not lost records - Eight languages, multi-currency WITH THE BUSINESS UNLOCK - Projects, clients and vehicles to book spend against - Mileage log - Compliance and VAT reports, with tax by rate - A formatted pack for your accountant - Linked document chains, and closing a period ONE-TIME PURCHASES. NO SUBSCRIPTION. Try SpendCity with 20 documents free. Personal unlocks unlimited documents. Business adds the work tools listed above. Buy either once and keep it — and if you start with Personal, you can add Business later at an upgrade price instead of paying twice. Whatever you buy or do not buy, everything you have already saved stays visible, exportable and yours to delete.

Screenshots

Budgitify4 screens
SpendCity4 screens

Verdict

The call

The clearest difference is in-app purchases: SpendCity at none against Budgitify's 3. Budgitify's advantage is ratings volume (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgitify sells 3 in-app purchases, starting at $4.99 per month. SpendCity asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Budgitify against 5.0 for SpendCity. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

UpkeepUpdate frequency

Budgitify ships an update fortnightly, SpendCity every 3 weeks. The most recent releases landed on September 16, 2026 and September 19, 2026 respectively.

Scorecard4 real differences · 6 level
Budgitify versus SpendCity: the parameters behind the verdict, then further details
ParameterBudgitifySpendCity
PriceFreeFree
Rating5.0 (3 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings3 — better1
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size19 MB394 MB
Age rating4+4+
DeveloperLzctrl LLCBoxSight LLC

Customer experience

Budgitify

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SpendCity

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Budgitify

Subscriptions2
  • Budgitify Pro Monthly$4.991 Month
  • Budgitify Pro Yearly$39.991 Year
One-time1
  • Budgitify Pro Lifetime$99.99
None

SpendCity

No in-app purchases

Questions

Is Budgitify free?
Budgitify is free to download, with in-app purchases available.
Is SpendCity free?
SpendCity is free to download, with no in-app purchases.
Which has better reviews, Budgitify or SpendCity?
Budgitify and SpendCity are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.
Do Budgitify or SpendCity have ads?
Neither Budgitify nor SpendCity shows ads.
Which is updated more often, Budgitify or SpendCity?
Budgitify ships an update fortnightly, and SpendCity every 3 weeks. Most recently, Budgitify was updated on September 16, 2026 and SpendCity on September 19, 2026.

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