BullionPlus vs OjaCircle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BullionPlus
Read full descriptionHide full description
BullionPlus is your all-in-one lifestyle platform, designed to make everyday digital services simple, secure, and rewarding. Pay bills, buy airtime and data, transfer funds, redeem gift cards, earn through referrals, and access exclusive digital services—all from one powerful app. Key Features Fund Your Wallet Add money securely via Paystack or Flutterwave Airtime & Data Purchase airtime and data bundles instantly across major networks. Utility Payments Pay electricity and other utility bills with ease. Share with Friends Transfer funds directly to other BullionPlus users in seconds. Referral Rewards Invite friends and earn rewards when they join and transact. Secure Transactions Biometric login, transaction PIN, two-factor authentication, and advanced security controls protect your account. Transaction History Track all your activities with detailed records and downloadable receipts. Customer Support Get assistance whenever you need it through our in-app support channels. Why BullionPlus? - Fast and secure transactions - Competitive pricing on digital services - Seamless wallet experience - Rewards for referrals and engagement - Built for both individuals and businesses Join other users simplifying digital transactions with BullionPlus. Download BullionPlus today and take control of your digital lifestyle
OjaCircle
This app facilitates group savings traditions like ajo, esusu, and susu. It allows users to create circles with trusted individuals, manage contributions, and track payouts seamlessly. Features include multi-currency wallets, smart reminders, and trust scores.
- Rotating savings traditions
- Contribution and payout tracking
- Multi-currency wallet
- Smart reminders
- Trust scores
- Identity verification
Read full descriptionHide full description
OjaCircle — Save together with people you trust. A modern home for ajo, esusu, susu, and chama: the rotating savings traditions where members contribute on a schedule and take turns receiving the pooled payout. Start a circle with friends, family, or community. The app handles rotations, reminders, and contribution tracking — no spreadsheets, no chasing. Features Multi-currency wallet (NGN, USD, GBP, KES, GHS, ZAR) Real-time contribution and payout tracking Rewards for consistent participation Referral program Trust scores built from contribution history Identity verification Bank deposits and withdrawals Smart reminders Built for community — from Lagos and Accra to London and New York. Modern security with encryption and fraud monitoring. Start saving together today. Terms of Use: https://ojacircle.com/terms · Privacy Policy: https://ojacircle.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: BullionPlus at none against OjaCircle's 4. BullionPlus also leads on update cadence (every 5 days vs every 2 weeks). OjaCircle's advantage is iOS requirement (13.0 vs 15.6). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. OjaCircle sells 4 in-app purchases, starting at $2.99 per month. BullionPlus asks for nothing beyond the download.
BullionPlus ships an update every 5 days, OjaCircle every 2 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | BullionPlus | OjaCircle |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 3 — better |
| Update frequency | Every 5 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 96 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | Bullion Technology Solutions Limited | Ojawaju LLC |
In-app purchases
BullionPlus
No in-app purchases
OjaCircle
- Premium Monthly$2.991 Month
- Pro Monthly$5.991 Month
- Premium Yearly$29.991 Year
Show 1 moreShow fewer
- Pro Yearly$59.991 Year
