Comparison

OjaCircle vs scfi pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OjaCircle

This app facilitates group savings traditions like ajo, esusu, and susu. It allows users to create circles with trusted individuals, manage contributions, and track payouts seamlessly. Features include multi-currency wallets, smart reminders, and trust scores.

Highlights
  • Rotating savings traditions
  • Contribution and payout tracking
  • Multi-currency wallet
  • Smart reminders
  • Trust scores
  • Identity verification
Features
Read full description

OjaCircle — Save together with people you trust. A modern home for ajo, esusu, susu, and chama: the rotating savings traditions where members contribute on a schedule and take turns receiving the pooled payout. Start a circle with friends, family, or community. The app handles rotations, reminders, and contribution tracking — no spreadsheets, no chasing. Features Multi-currency wallet (NGN, USD, GBP, KES, GHS, ZAR) Real-time contribution and payout tracking Rewards for consistent participation Referral program Trust scores built from contribution history Identity verification Bank deposits and withdrawals Smart reminders Built for community — from Lagos and Accra to London and New York. Modern security with encryption and fraud monitoring. Start saving together today. Terms of Use: https://ojacircle.com/terms · Privacy Policy: https://ojacircle.com/privacy

About

scfi pro

Features
Read full description

SCFI PRO is a portfolio platform for owning and managing shares in major global crypto exchanges. DASHBOARD See your available balance, total earnings, active positions, deposits, and withdrawals at a glance. Your balance refreshes automatically so your numbers are always current. EXCHANGE POOLS Browse available exchange pools and acquire shares with fixed APY rates and defined terms. View real-time pool capacity, set your participation amount within pool limits, and see a projected earnings estimate before you commit. PORTFOLIO TRACKING Monitor all your active exchange positions and cumulative earnings from one screen. Pull to refresh for the latest data at any time. DEPOSITS & WITHDRAWALS Fund your account or cash out through a simple, guided flow. Every transaction is logged in your full activity history. EXCHANGES Explore and browse the global crypto exchanges available for share participation directly from the app. EARNINGS CALCULATOR Estimate your potential returns from exchange share ownership before you participate, using the built-in calculator. REFERRALS Invite friends to SCFI PRO and earn $20 for each successful referral. INSIGHTS Stay informed with curated crypto and exchange industry news in the built-in blog. SECURITY Your account is protected with KYC identity verification, two-factor authentication (2FA), and biometric login using Face ID or fingerprint (available on compatible devices). Credentials are stored using encrypted secure storage. PREFERENCES Switch between dark and light mode, manage push notifications, and update your profile at any time.

Screenshots

OjaCircle4 screens
scfi pro4 screens

Verdict

The call

The clearest difference is in-app purchases: scfi pro at none against OjaCircle's 4. OjaCircle's advantage is iOS requirement (13.0 vs 15.1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OjaCircle sells 4 in-app purchases, starting at $2.99 per month. scfi pro asks for nothing beyond the download.

UpkeepUpdate frequency

OjaCircle ships an update every 2 weeks, scfi pro every 3 weeks. The most recent releases landed on October 10, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 8 level
OjaCircle versus scfi pro: the parameters behind the verdict, then further details
ParameterOjaCirclescfi pro
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size80 MB33 MB
Age rating4+4+
DeveloperOjawaju LLCBond Mobile Tech Ltd

In-app purchases

4 purchases

OjaCircle

Subscriptions4
  • Premium Monthly$2.991 Month
  • Pro Monthly$5.991 Month
  • Premium Yearly$29.991 Year
Show 1 more
  • Pro Yearly$59.991 Year
None

scfi pro

No in-app purchases

Questions

Is OjaCircle free?
OjaCircle is free to download, with in-app purchases available.
Is scfi pro free?
scfi pro is free to download, with no in-app purchases.
Do OjaCircle or scfi pro have ads?
Neither OjaCircle nor scfi pro shows ads.
Which is updated more often, OjaCircle or scfi pro?
OjaCircle ships an update every 2 weeks, and scfi pro every 3 weeks. Most recently, OjaCircle was updated on October 10, 2026 and scfi pro on October 6, 2026.

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