Comparison

MyFinances vs SpaarSaurus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyFinances

Features
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MyFinances – Expense Tracker, Budgets & Bank Accounts All your money in one place. Know what you have, what you spend and what you can save, without spreadsheets, notebooks or five different apps. MyFinances is a complete personal finance app for people who want clarity, not complexity. Track everyday expenses, organize your bank accounts, plan a monthly budget and see your real net worth in seconds. KNOW WHERE YOUR MONEY GOES Record expenses, income and investments in a couple of taps and watch how every transaction moves your balance. BANKS AND ACCOUNTS • Add all your banks and as many accounts as you need: checking, savings, credit card, cash or investment • Custom image or icon for every bank • Real balance per account and total wealth on the home screen • Choose your main account and keep it starred • Move money between accounts with transfers, in both directions REAL BALANCES, ALWAYS UP TO DATE Checking your bank? Update the balance in two taps and the app recalculates everything from that date, so your account history stays accurate without re-entering a single transaction. EXPENSES, INCOME AND INVESTMENTS • 80+ ready-made categories and subcategories • Create your own with a name, icon and color • Notes, dates and immediate impact on your balance • Filter by day, week, month or year • Search and review your movements whenever you need them RECURRING TRANSACTIONS Rent, salary, subscriptions, insurance... Set it once and MyFinances adds each movement automatically on its date. Pause, resume or delete a recurring movement at any time. MONTHLY BUDGETS Set a spending limit for any category or subcategory. See how much you have left, what percentage you have used and get a clear warning when you go over budget. YOUR MONEY AT A GLANCE • Daily, weekly, monthly and yearly summaries • Income, expenses and savings • Comparison with the previous month • 6-month evolution chart • Spending split by category • Budget status for the current month 12 FINANCE CALCULATORS Mortgage simulator, home buying costs, maximum home price, down payment needed, financing versus paying cash, emergency fund, 50/30/20 rule, compound interest, investment return, pay off debt or invest, time to double your investment and savings goals. Clear results, no formulas to memorize. MADE FOR EVERYDAY USE • 19 languages • Multiple currencies • Dark mode • Sync your data across devices with your account PRIVATE BY DESIGN Your financial data belongs to you. We don't sell it, we don't profile you and we don't use it for advertising. MyFinances is free and supported by ads. PERFECT FOR • Anyone who wants to stop wondering where the money went • Couples and families managing several accounts • Freelancers with irregular income and recurring bills • Savers building an emergency fund or a down payment • People planning a mortgage or their first investment Stop guessing. Start knowing. Download MyFinances and take control of your money today.

About

SpaarSaurus

Features
Read full description

Wil je meer grip op je geld? Met SpaarSaurus houd je eenvoudig je inkomsten en uitgaven bij. Deze app werkt als een simpel huishoudboekje waarmee je snel ziet waar je geld naartoe gaat. Wat je kunt doen met SpaarSaurus • Uitgaven eenvoudig bijhouden • Inkomsten registreren • Overzicht van je budget • Inzicht in je maandelijkse financiën • Minimalistisch en snel in gebruik SpaarSaurus is ontworpen voor mensen die zonder ingewikkelde financiële apps toch overzicht willen houden. Geen accounts. Geen advertenties. Gewoon een duidelijke app om je budget te beheren.

Screenshots

MyFinances4 screens
SpaarSaurus4 screens

Verdict

The call

The clearest difference is ads: SpaarSaurus at none against MyFinances's shown. MyFinances's advantage is update cadence (every 3 weeks vs every 2 months) and device support (3 vs 1). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MyFinances ships an update every 3 weeks, SpaarSaurus every 2 months. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 2 level
MyFinances versus SpaarSaurus: the parameters behind the verdict, then further details
ParameterMyFinancesSpaarSaurus
PriceFreeFree
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better18.5
Further details — not scored
Size53 MB1 MB
Age rating4+9+
DeveloperJON GUILLO RODRIGUEZTycho Jessurun

In-app purchases

None

MyFinances

No in-app purchases

None

SpaarSaurus

No in-app purchases

Questions

Is MyFinances free?
MyFinances is free to download, with no in-app purchases.
Is SpaarSaurus free?
SpaarSaurus is free to download, with no in-app purchases.
Do MyFinances or SpaarSaurus have ads?
MyFinances shows ads; SpaarSaurus does not.
Which is updated more often, MyFinances or SpaarSaurus?
MyFinances ships an update every 3 weeks, and SpaarSaurus every 2 months. Most recently, MyFinances was updated on November 5, 2026 and SpaarSaurus on October 30, 2026.

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