MailPay vs DgnRavePay Personal Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MailPay
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MailPay is Nigeria’s first email-powered payment solution, designed to simplify how you send and receive money. It offers a fast, secure, and flexible way to handle your transactions. MailPay offers seamless transfers, secure onboarding, and smooth wallet funding — all in one modern payment experience. Send funds to other users using just their email address. With built-in identity verification and real-time notifications, MailPay combines speed with trust at every step. As part of the Legend product suite, MailPay also integrates effortlessly with connected services, making it the ideal choice for users who value both convenience and security. What you can do with MailPay: Send Money with an Email Transfer funds to MailPay users using just their email address — no account details required. Designed for hassle-free transactions. Support for Traditional Transfers Easily send money to bank accounts or wallets across supported platforms. Secure Identity Verification Get verified quickly through our streamlined KYC process, built to meet compliance standards. Real-Time Transaction Alerts Stay informed with instant notifications for every transaction and activity on your account. Built for Seamless Integration MailPay connects smoothly with other Legend services like LegendMail supporting both personal and operational needs. Wallet View Track all your activity in one place. Get started with MailPay: - Sign up with your LegendMail or email address. - Send or receive money instantly. - Track everything in one, easy dashboard. - MailPay combines convenience, compliance, and control — in one intuitive app.
DgnRavePay Personal Banking
A modern personal banking app for seamless everyday finance. Send and receive money instantly, pay bills, buy airtime, and earn rewards with bank-grade security. Designed for ease of use and convenience.
- Instant money transfers
- Utility bill payments
- Airtime and data top-ups
- Transaction rewards
- Bank-grade security
- Account management
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Simple, Smart & Seamless Banking DgnRavePay is your modern personal banking app designed to make everyday finance easier, faster, and more rewarding — powered by 9PSB and VFD Microfinance Bank, institutions licensed and regulated by the Central Bank of Nigeria (CBN). What You Can Do - Send and receive money instantly, by @RaveTag or account number - Pay utility bills — electricity, water, internet, and cable TV - Buy airtime & data for any network - Save automatically with Auto-Save, Target Savings, Flexible & Locked Savings, and group savings ("Ajo") - Access personal loans through RaveLoan, with clear terms and flexible repayment - Get a virtual dollar card for seamless online payments and subscriptions - Send money abroad or cash out crypto (USDT, USDC, BTC) to bank accounts and mobile money across multiple countries - Request money from friends, family, or via a shareable payment link - Earn rewards on every transaction - Manage your account with bank-grade, biometric security Built for Everyday Life Whether you're sending money to friends, paying bills, borrowing for a rainy day, or growing your savings, DgnRavePay gives you a seamless banking experience anytime, anywhere. Need help? Chat with RaveseaAI, our built-in AI assistant, or reach a real support agent by chat, voice, or video call. We're just getting started — more features will be added in future updates.
Screenshots
Verdict
The clearest difference is device support: MailPay at 3 against DgnRavePay Personal Banking's 1. MailPay also leads on iOS requirement (14.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MailPay ships an update every 3 weeks, DgnRavePay Personal Banking every 2 weeks. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.
| Parameter | MailPay | DgnRavePay Personal Banking |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 59 MB | 169 MB |
| Age rating | 4+ | 17+ |
| Developer | LegendLite | DgnRave Technology Limited |
In-app purchases
MailPay
No in-app purchases
DgnRavePay Personal Banking
No in-app purchases
Questions
Is MailPay free?
Is DgnRavePay Personal Banking free?
Do MailPay or DgnRavePay Personal Banking have ads?
Which is updated more often, MailPay or DgnRavePay Personal Banking?
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