Comparison

MailPay vs DgnRavePay Personal Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MailPay

Features
Read full description

MailPay is Nigeria’s first email-powered payment solution, designed to simplify how you send and receive money. It offers a fast, secure, and flexible way to handle your transactions. MailPay offers seamless transfers, secure onboarding, and smooth wallet funding — all in one modern payment experience. Send funds to other users using just their email address. With built-in identity verification and real-time notifications, MailPay combines speed with trust at every step. As part of the Legend product suite, MailPay also integrates effortlessly with connected services, making it the ideal choice for users who value both convenience and security. What you can do with MailPay: Send Money with an Email Transfer funds to MailPay users using just their email address — no account details required. Designed for hassle-free transactions. Support for Traditional Transfers Easily send money to bank accounts or wallets across supported platforms. Secure Identity Verification Get verified quickly through our streamlined KYC process, built to meet compliance standards. Real-Time Transaction Alerts Stay informed with instant notifications for every transaction and activity on your account. Built for Seamless Integration MailPay connects smoothly with other Legend services like LegendMail supporting both personal and operational needs. Wallet View Track all your activity in one place. Get started with MailPay: - Sign up with your LegendMail or email address. - Send or receive money instantly. - Track everything in one, easy dashboard. - MailPay combines convenience, compliance, and control — in one intuitive app.

About

DgnRavePay Personal Banking

A modern personal banking app for seamless everyday finance. Send and receive money instantly, pay bills, buy airtime, and earn rewards with bank-grade security. Designed for ease of use and convenience.

Highlights
  • Instant money transfers
  • Utility bill payments
  • Airtime and data top-ups
  • Transaction rewards
  • Bank-grade security
  • Account management
Features
Read full description

Simple, Smart & Seamless Banking DgnRavePay is your modern personal banking app designed to make everyday finance easier, faster, and more rewarding — powered by 9PSB and VFD Microfinance Bank, institutions licensed and regulated by the Central Bank of Nigeria (CBN). What You Can Do - Send and receive money instantly, by @RaveTag or account number - Pay utility bills — electricity, water, internet, and cable TV - Buy airtime & data for any network - Save automatically with Auto-Save, Target Savings, Flexible & Locked Savings, and group savings ("Ajo") - Access personal loans through RaveLoan, with clear terms and flexible repayment - Get a virtual dollar card for seamless online payments and subscriptions - Send money abroad or cash out crypto (USDT, USDC, BTC) to bank accounts and mobile money across multiple countries - Request money from friends, family, or via a shareable payment link - Earn rewards on every transaction - Manage your account with bank-grade, biometric security Built for Everyday Life Whether you're sending money to friends, paying bills, borrowing for a rainy day, or growing your savings, DgnRavePay gives you a seamless banking experience anytime, anywhere. Need help? Chat with RaveseaAI, our built-in AI assistant, or reach a real support agent by chat, voice, or video call. We're just getting started — more features will be added in future updates.

Screenshots

MailPay4 screens
DgnRavePay Personal Banking4 screens

Verdict

The call

The clearest difference is device support: MailPay at 3 against DgnRavePay Personal Banking's 1. MailPay also leads on iOS requirement (14.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MailPay ships an update every 3 weeks, DgnRavePay Personal Banking every 2 weeks. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.

Scorecard2 real differences · 8 level
MailPay versus DgnRavePay Personal Banking: the parameters behind the verdict, then further details
ParameterMailPayDgnRavePay Personal Banking
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better16.0
Further details — not scored
Size59 MB169 MB
Age rating4+17+
DeveloperLegendLiteDgnRave Technology Limited

In-app purchases

None

MailPay

No in-app purchases

None

DgnRavePay Personal Banking

No in-app purchases

Questions

Is MailPay free?
MailPay is free to download, with no in-app purchases.
Is DgnRavePay Personal Banking free?
DgnRavePay Personal Banking is free to download, with no in-app purchases.
Do MailPay or DgnRavePay Personal Banking have ads?
Neither MailPay nor DgnRavePay Personal Banking shows ads.
Which is updated more often, MailPay or DgnRavePay Personal Banking?
MailPay ships an update every 3 weeks, and DgnRavePay Personal Banking every 2 weeks. Most recently, MailPay was updated on October 25, 2026 and DgnRavePay Personal Banking on October 21, 2026.

Other comparisons