Comparison

Split Check vs Pay with Sublime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Check

Effortlessly split bills and receipts with friends and family. Scan your receipt, divide costs item by item, and settle up instantly using popular payment apps. Eliminate confusion and get paid back quickly.

Highlights
  • AI receipt scanner
  • Itemized bill splitting
  • Split by shares or equally
  • Instant payment app integration
  • Detailed breakdown of who owes what
  • Charge more tip and tax
Features
Read full description

You paid the bill. Why should it be a hassle to get your money back? With Split Check, just scan your receipt, split the bill, and settle up with payment apps like Venmo—all in seconds. Split Check makes it easy to split bills with friends and family and get paid back fast. How it works: 1. Split your receipts using our AI receipt scanner. It works with any photo, including handwritten tips and totals. 2. Split the check item by item. Assign multiple people per item, or use advanced split modes like shares for fractional amounts. 3. Settle up bills instantly. Send or request money via payment apps like Venmo. 4. View full breakdown of who owes what. No confusion. No awkward math. Perfect for: • Splitting the bill for drinking at the bar • Split rent bills and grocery receipts • Group split bills from dinners, happy hour tabs, and coffee runs • Receipt splitting for groceries, bill splitting rent or utilities, or split rent bills with roommates • Friends on trips, weekend getaways, bachelor and bachelorette parties, and weddings • Couples tracking shared expenses • The friend who wants to rack up credit card points Features: • Charge more tip and tax for those who ordered more. • Receipt scanning that actually works. • Easy split bill options. Divide items equally, by shares, and more. Why people love Split Check: • No subscription required. Pay per-use with tokens that never expire. • Split the token cost automatically. Just a few cents per person. • Only pay if it works. Use a token only when you're ready to settle. • Want more? Get Split Check Unlimited for one flat monthly or yearly fee. Join hundreds of people who eliminate the guesswork from group expenses. Split Check is the best bills splitter app for getting a fair split. No one will ever complain about who paid for what. Get your money back while you're still at the table. This app is not affiliated with or endorsed by Venmo (PayPal, Inc.). Venmo® is a registered trademark of PayPal, Inc., and all trademarks, trade names, logos, and brands mentioned or used are property of their respective owners.

About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

Screenshots

Split Check3 screens
Pay with Sublime4 screens

Verdict

The call

The clearest difference is in-app purchases: Pay with Sublime at none against Split Check's 3. Pay with Sublime also leads on update cadence (every 9 days vs every 5 weeks) and ratings volume (231 vs 8). Split Check's advantage is rating (4.9 vs 4.7) and review sentiment (100% vs 86%). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split Check sells 3 in-app purchases, starting at $4.99 per month. Pay with Sublime asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Split Check holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Pay with Sublime has 231 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 100% of Split Check's written reviews are positive against 86% of Pay with Sublime's.

UpkeepUpdate frequency

Split Check ships an update every 5 weeks, Pay with Sublime every 9 days. Both last shipped on October 30, 2026.

Scorecard7 real differences · 3 level
Split Check versus Pay with Sublime: the parameters behind the verdict, then further details
ParameterSplit CheckPay with Sublime
PriceFreeFree
Rating4.9 (8 ratings) — better4.7 (231 ratings)
Positive reviews100.0% of reviews — better85.7% of reviews
Number of ratings8231 — better
Update frequencyEvery 5 weeksEvery 9 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better18.5
Further details — not scored
Size142 MB61 MB
Age rating4+17+
DeveloperMikar Dev, LLCSublime Payments Company

Customer experience

Split Check

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Pay with Sublime

All ratings157 ratings
Positive92.4%
Neutral1.9%
Negative5.7%
Written reviews14 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

3 purchases

Split Check

Subscriptions2
  • Unlimited$4.991 Month
  • Unlimited$39.991 Year
One-time1
  • 2-Token Pack$0.99
None

Pay with Sublime

No in-app purchases

Questions

Is Split Check free?
Split Check is free to download, with in-app purchases available.
Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Which has better reviews, Split Check or Pay with Sublime?
Split Check is rated higher. Split Check averages 4.9 out of 5 from 8 ratings, while Pay with Sublime averages 4.7 from 231 ratings.
Do Split Check or Pay with Sublime have ads?
Neither Split Check nor Pay with Sublime shows ads.
Which is updated more often, Split Check or Pay with Sublime?
Split Check ships an update every 5 weeks, and Pay with Sublime every 9 days. Most recently, Split Check was updated on October 30, 2026 and Pay with Sublime on October 30, 2026.

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