Comparison

Split vs CheqM8s

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split

Effortlessly manage group expenses with this bill splitting app. Scan receipts with AI to itemize costs, assign them to individuals, and track real-time balances. Supports multiple currencies and offers fast settlement options for easy IOU tracking.

Highlights
  • Instant receipt scanner with AI item recognition
  • Smart item assignment to friends or even splits
  • Real-time balances for group members
  • Multi-currency support for travel
  • Fast IOU tracking and settlement
  • No ads or data selling
Features
Read full description

Split is the fast bill splitter for group expenses—scan receipts and cost split in seconds. Why you’ll love it - Instant receipt scanner – snap a photo, we read items with AI. - Smart item assignment – tap friends or split evenly in one tap. - Real-time balances – everyone sees who owes, who’s paid, and who’s even. - Multiple currencies – perfect for travel. - Settle IOUs fast – track, pay, and stay even. - Privacy first – no ads, no selling data. Perfect for - Roommates splitting rent + utilities - Friend trips, Airbnb weekends, festivals - Couples tracking date nights - Clubs, teams, or any group fund How it works - Create a group. Invite friends with a link or QR code. - Add expenses. Scan a receipt or enter amounts manually. - Assign items. Pick who had each line item, or choose “Split all.” - Settle up. View net totals and pay however you like—cash, Venmo, Zelle. The app records it all. Support & privacy Questions? Tap Settings → Help or email team@splitexpenses.com. The app never shares personal data without consent—review our full policy inside the app. Download Split today and never chase your friends for money again. —— Venmo is a trademark of PayPal, Inc. Split is not affiliated with or endorsed by Venmo or PayPal. © 2025 Yust Tech, Inc. All rights reserved. Terms of Use (EULA): https://splitexpenses.app/terms Privacy Policy: https://splitexpenses.app/privacy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

CheqM8s

Effortlessly split bills with friends using receipt scanning or manual entry. Track who owes what across multiple transactions and settle up easily. Designed for group outings, travel, and everyday shared expenses.

Highlights
  • Instant receipt scanning with AI parsing
  • Live transaction building
  • Multi-transaction summaries
  • Flexible solo and group use
  • Track payment settlements
  • No sign-up required
Features
Read full description

Effortless Bill Splitting • Earn Your Points CheqM8s makes splitting expenses effortless. Pick up the check, earn your credit card points, and let us handle the math. KEY FEATURES: Instant Receipt Scanning Snap a photo of any receipt - even a not-so-perfect photo AI-powered parsing extracts items, prices, tax, and tip Friends select what they ordered See who owes what instantly Live Transactions Build bills manually/real-time Perfect for group dinners and outings Add tax and tip at the end No receipt needed Multi-Transaction Summaries Select multiple transactions to see combined totals Perfect for trips, events, or recurring group expenses See who owes what across all selected bills Settle up multiple expenses at once Flexible & Solo-Friendly Works great for solo use Add temporary people without invites Track what friends owe, even if they don't have the app Search and add friends by username Track Settlements Mark who's paid See outstanding balances Track payment status across multiple transactions Keep your finances organised Effortless Experience No passwords or email sign-ups required Start using immediately Share transactions with a simple link Clean, intuitive interface Privacy-focused design: No email required, no passwords to remember. Just add your name and start splitting! Why CheqM8s? You don't have to do mental math or fumble with calculator apps. Whether you're splitting dinner with roommates, tracking shared expenses on a trip, or organising a group outing, CheqM8s handles the calculations so you can enjoy the moment. Pick up the check. We'll handle the split. Perfect for: Group dinners • Travel expenses • Night outs • Office lunches

Screenshots

Split4 screens
CheqM8s4 screens

Verdict

The call

The clearest difference is in-app purchases: CheqM8s at none against Split's 6. Split's advantage is update cadence (every 9 days vs every 6 weeks) and ratings volume (34 vs 3). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split sells 6 in-app purchases, starting at $0.99 per 7 days. CheqM8s asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Split against 5.0 for CheqM8s. That said, the two scores are not equally well evidenced: Split has 34 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 96% of Split's written reviews are positive against 100% of CheqM8s's.

UpkeepUpdate frequency

Split ships an update every 9 days, CheqM8s every 6 weeks. The most recent releases landed on July 4, 2026 and September 7, 2026 respectively.

Scorecard4 real differences · 6 level
Split versus CheqM8s: the parameters behind the verdict, then further details
ParameterSplitCheqM8s
PriceFreeFree
Rating4.9 (34 ratings)5.0 (3 ratings) — better
Positive reviews96.3% of reviews100.0% of reviews — better
Number of ratings34 — better3
Update frequencyEvery 9 days — betterEvery 6 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone
Requires iOS16.0 — better16.6
Further details — not scored
Size37 MB17 MB
Age rating4+4+
DeveloperTyler YustJireh Katebe

Customer experience

Split

All ratings34 ratings
Positive97.1%
Neutral0.0%
Negative2.9%
Written reviews27 reviews
Positive96.3%
Neutral0.0%
Negative3.7%

CheqM8s

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

6 purchases

Split

Subscriptions6
  • Split Pro – Weekly$0.997 Days
  • Split Pro – Weekly Trial7 Days trial$1.297 Days
  • Split Pro – Monthly$2.991 Month
Show 3 more
  • Split Pro – 3 Months Intro3 Months trial$2.991 Month
  • Split Pro – Monthly Trial7 Days trial$3.491 Month
  • Split Pro – Yearly Trial$23.991 Year
None

CheqM8s

No in-app purchases

Questions

Is Split free?
Split is free to download, with in-app purchases available.
Is CheqM8s free?
CheqM8s is free to download, with no in-app purchases.
Which has better reviews, Split or CheqM8s?
CheqM8s is rated higher. Split averages 4.9 out of 5 from 34 ratings, while CheqM8s averages 5.0 from 3 ratings.
Do Split or CheqM8s have ads?
Neither Split nor CheqM8s shows ads.
Which is updated more often, Split or CheqM8s?
Split ships an update every 9 days, and CheqM8s every 6 weeks. Most recently, Split was updated on July 4, 2026 and CheqM8s on September 7, 2026.

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