Comparison

1'618 vs Credit Card Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

1'618

Features
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Step into the future with 1’618, the contactless wearable app that combines design, simplicity, and secure technology. Add your payment card, connect your ring or bracelet, and pay anywhere with a single tap — certified by Mastercard® and Visa® for global trust and protection. Every detail is shaped by real people — a brand built by the people who wear it, for those who move through life with purpose and style. From morning to night, from travel to training, 1’618 keeps you connected and free to express yourself through effortless experiences. Setup takes minutes. Add your card, manage your wearable, and track your activity — all in one intuitive app. Designed with the world ahead in mind, because 1’618 was born in 2050 — built for where life is going, not where it’s been. Your future moves with you — start living it today.

About

Credit Card Tracker

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

Highlights
  • Maximize cashback and offers
  • Track statement credits automatically
  • Redeem points at peak value
  • AI agent for personalized advice
  • See which card earns the most
  • Track points portfolio
  • Annual fee advisor
Features
Currently charting
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CardStack helps you save $500+ every year on the credit cards you already carry. Maximize cashback and offers, never miss a statement credit, redeem your points at peak value, and let our AI agent do the heavy lifting — so your cards always pay you back more than they cost. Stop leaving money on the table. Start with CardStack. FEATURES: - SAVE MORE WITH CARD-LINKED OFFERS Automatically add Amex and Chase offers to your cards so you earn cashback and statement credits on purchases you're already making. Browse active offers, see personalized picks matched to your spending, and track every redemption — all in one place. - NEVER MISS A STATEMENT CREDIT Track every credit across all your cards automatically — dining, travel, streaming, airline, and more. See which credits are available, which are expiring soon, and which you've already used. Get reminders before you lose them. - USE THE RIGHT CARD, EVERY TIME Instantly see which card earns the most for dining, travel, groceries, gas, and every other category. Whether you're booking a flight or grabbing coffee, CardStack tells you the best card to pull out — so you never miss points or cashback. - STACK AI AGENT — YOUR PERSONAL CARD ADVISOR Meet Stack, a conversational AI agent that knows your entire card portfolio. Ask it anything: "What's the best card for this hotel booking?" "Am I missing any credits this month?" "Compare my Sapphire Reserve vs. Platinum for a trip to Tokyo" "How much value am I leaving on the table?" Stack doesn't just answer — it takes action. It can mark credits as redeemed, set reminders, update your points balances, and generate weekly spending reports showing exactly where you earned and where you missed. - SEE HOW MUCH YOU'RE EARNING (AND MISSING) Connect your bank securely with Plaid and unlock full spending analysis: See points earned vs. points missed on every transaction Get your optimization score — what percentage of spend hit the best card View breakdowns by category: flights, hotels, restaurants, groceries, and more Get "Fix My Stack" recommendations showing exactly which card to swap in - TRACK YOUR POINTS PORTFOLIO Monitor balances across Amex Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou, and more. See estimated cash values, explore transfer partners, and know exactly what your points are worth. - COVER YOUR ANNUAL FEES — OR CANCEL WITH CONFIDENCE CardStack's Renewal Advisor calculates whether each card pays for itself based on your real usage. When your annual fee posts, get a clear verdict: keep, downgrade, or cancel — backed by data, not guesswork. - SMART NOTIFICATIONS THAT SAVE YOU MONEY Credits expiring soon Annual fee renewal approaching Offers about to expire Missed optimization opportunities AI-generated insights based on your spending - CARDSTACK+ UNLOCKS THE FULL SYSTEM Upgrade to unlock powerful automation and intelligence: Stack AI Agent with full conversation history Secure bank sync with Plaid for automatic transaction analysis Auto-detect statement credits from your transactions Earned vs. missed rewards analysis across every purchase Safari extension that shows the best card while you shop Automatically add Amex & Chase offers Weekly AI spending reports and optimization scores Personalized "Fix My Stack" recommendations Sync across all your devices YOUR CARDS ARE COSTING YOU — OR PAYING YOU. KNOW WHICH. CardStack turns your credit cards into a money-saving system. Every credit tracked. Every offer captured. Every purchase optimized. Download CardStack and start saving. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

1'6184 screens
Credit Card Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: 1'618 at none against Credit Card Tracker's 3. 1'618 also leads on iOS requirement (13.0 vs 17.0). Credit Card Tracker's advantage is update cadence (fortnightly vs every 2 months) and chart position (#200 vs unranked). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Credit Card Tracker sells 3 in-app purchases, starting at $12.99 per month. 1'618 asks for nothing beyond the download.

UpkeepUpdate frequency

1'618 ships an update every 2 months, Credit Card Tracker fortnightly. The most recent releases landed on October 4, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 7 level
1'618 versus Credit Card Tracker: the parameters behind the verdict, then further details
Parameter1'618Credit Card Tracker
PriceFreeFree
Rating—4.6 (47 ratings) — better
Positive reviews—94.4% of reviews
Number of ratings—47 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
Best chart rank—#200 — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size37 MB252 MB
Age rating4+4+
DeveloperAXIS DESIGN DOO BEOGRAD (ZVEZDARA)SPACE ROBOTS INC

In-app purchases

None

1'618

No in-app purchases

3 purchases

Credit Card Tracker

Subscriptions2
  • CardStack+7 Days trial$12.991 Month
  • CardStack+7 Days trial$89.991 Year
One-time1
  • CardStack+ Lifetime$239.99

Questions

Is 1'618 free?
1'618 is free to download, with no in-app purchases.
Is Credit Card Tracker free?
Credit Card Tracker is free to download, with in-app purchases available.
Do 1'618 or Credit Card Tracker have ads?
Neither 1'618 nor Credit Card Tracker shows ads.
Which is updated more often, 1'618 or Credit Card Tracker?
1'618 ships an update every 2 months, and Credit Card Tracker fortnightly. Most recently, 1'618 was updated on October 4, 2026 and Credit Card Tracker on October 17, 2026.

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