Finance and Expense vs Penni
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finance and Expense
Read full descriptionHide full description
Transform your financial life with Finance and Expense – the beautifully designed expense tracker that makes managing money a visual delight. STUNNING GLASSMORPHISM DESIGN Experience finance tracking like never before with our signature glass design language. Every card, button, and interface element features elegant frosted glass effects with subtle gradients and soft shadows that create depth and sophistication. The translucent materials and layered visual hierarchy make data exploration feel effortless and premium. VISUAL EXCELLENCE Modern glassmorphism UI with translucent cards and frosted backgrounds Dynamic color-coded categories with beautiful gradient overlays Smooth animations and micro-interactions throughout Premium glass materials with subtle transparency effects Elegant typography and carefully crafted spacing POWERFUL FINANCIAL FEATURES Smart Dashboard: View monthly balance, income, and expenses at a glance Flexible Time Views: Switch between current month, previous periods, quarters, and year-to-date Category Breakdown: Visual spending analysis with color-coded categories Transaction Management: Easy-to-use income and expense tracking Data Export: Professional CSV export for external analysis INTUITIVE EXPERIENCE Customizable Dashboard: Show or hide cards based on your preferences Quick Entry: Add transactions in seconds with smart category selection Month Navigation: Effortlessly browse through different time periods Clean Interface: Distraction-free design focused on your financial data YOUR DATA, YOUR CONTROL All data stored locally on your device Export your transactions anytime No cloud dependencies or privacy concerns Complete control over your financial information Perfect for anyone who appreciates beautiful design and wants to track expenses without compromising on aesthetics. Finance and Expense turns the mundane task of budget tracking into a visually pleasing experience. Download now and discover why beautiful design makes financial management actually enjoyable.
Penni
Manage your finances with a calm, beautifully simple approach. Track spending, set gentle budgets, and grow savings without spreadsheets or account creation. Your data stays private on your device and synced via iCloud.
- Private by design, no sign-up required
- Track expenses and income
- Set gentle budgets
- Manage savings goals
- Financial health score
- Home and Lock Screen widgets
- iCloud sync and backup
Read full descriptionHide full description
Penni is a calmer way to manage your money. Track what you spend, set gentle budgets, and watch your savings grow — in an app that feels warm, unhurried, and beautifully simple. No spreadsheets, no clutter, and no account to create. Just open Penni and start. PRIVATE BY DESIGN • No sign-up, no login, no account. Ever. • Your data is stored on your device and synced privately through your own iCloud — it never touches our servers, because we don't have any. • Lock the app behind Face ID or Touch ID for an extra layer of privacy. SEE YOUR MONEY AT A GLANCE • A clean home dashboard with your total balance, income, and spending for the month. • Beautiful wallet cards for cash, bank accounts, cards, savings, and more. • A simple financial-health score that tells you how you're doing. TRACK EVERY TRANSACTION • Log expenses and income in seconds. • Organize with tidy, colorful categories and per-day grouping. • Search and filter by date range to find anything fast. BUDGETS THAT GUIDE YOU • Set gentle limits for the categories you care about. • Always know exactly where you stand — without the guilt. REACH YOUR GOALS • Save for an emergency fund, a new phone, or a dream trip. • Watch each goal fill up as you set money aside. INSIGHTS • Spending trends and category breakdowns that actually make sense. WORKS WHERE YOU DO • Home Screen and Lock Screen widgets keep your balance and budgets a glance away. • A Live Activity keeps an eye on your budget while you spend. ICLOUD SYNC & BACKUP • Turn on iCloud Sync and your wallets, transactions, budgets, and goals stay up to date across your iPhone and iPad automatically — and are safely backed up to your iCloud account. Penni is a personal bookkeeping tool to help you understand your own money. It does not connect to your bank, move money, or give financial advice. — PENNI PRO Penni is free to use. Penni Pro unlocks everything: unlimited wallets, unlimited budgets and goals, unlimited transactions, iCloud sync, dark mode, advanced insights, and custom categories. • Penni Pro Monthly — $3.99 / month • Penni Pro (3 Months) — $9.99 / 3 months • Penni Pro Yearly — $29.99 / year Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically for the same price and duration unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple Account settings. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://penni.cc/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Finance and Expense at none against Penni's 3. Penni's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Penni sells 3 in-app purchases, starting at $3.99 per month. Finance and Expense asks for nothing beyond the download.
| Parameter | Finance and Expense | Penni |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | — | Every 4 days |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 17.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 5 MB | 59 MB |
| Age rating | 4+ | 12+ |
| Developer | Avi Shany | OTHMANE MDIDET |
In-app purchases
Finance and Expense
No in-app purchases
Penni
- Monthly$3.991 Month
- 3 Months$9.993 Months
- Yearly$29.991 Year









