Comparison

Simpler Budget vs Expense tracker | Simple Spend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simpler Budget

Effortlessly manage your personal finances with a beautifully designed and intuitive app. Track income and expenses, create custom categories, and gain insights with detailed reports. Your financial data remains private and secure on your device.

Highlights
  • Income and expense tracking
  • Customizable categories
  • Modern, intuitive interface
  • Detailed financial reports
  • Smart analytics
  • On-device data privacy
Features
Read full description

Take control of your money — simply, privately, beautifully. Simpler Budget is a clean, no-clutter way to track what you earn and what you spend. No bank linking, no complicated setup — just open the app and start. WHAT YOU CAN DO - Log income and expenses in seconds, with custom categories and icons - See your balance, monthly totals, and spending breakdown at a glance - Set monthly budgets per category and track them over time - Choose your own currency — the app adapts to how you actually spend - Clean, modern interface with light and dark mode SMART ANALYTICS (Premium) - Compare this month against last month automatically - See which categories are trending up before it becomes a problem - Get a simple forecast of where you will land by month end - Unlimited budgets and full budget history WHO IT IS FOR - Anyone who wants a clear picture of their spending without a learning curve - People who tried complicated budgeting apps and gave up - Freelancers and anyone juggling multiple income sources - Couples or roommates tracking shared monthly expenses YOUR DATA, YOUR CONTROL We do not sell or share your financial data, and we never see it ourselves. Your entries stay in your own private iCloud account, so they are backed up and available if you switch devices — without ever going through our servers. Premium unlocks Smart Analytics, unlimited budgets, and full budget history. Free features remain free, always. Premium options: - Monthly — $4.99/month - Yearly — $49.99/year (save 17%) Prices shown in USD; actual price may vary by region. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Privacy Policy: https://docs.google.com/document/d/1IpsaABD7vlQWm8dIeLNMpHtdCle6FY21ClDxEyE4Y-8/edit?usp=sharing Terms of Use: https://docs.google.com/document/d/1_ZrIMbIZLbBXNT3sNTkzRgMFFG_IshX1MZxRlYx7ZGo/edit?usp=sharing

About

Expense tracker | Simple Spend

Manually track your monthly expenses and budget with this straightforward finance app. Log daily spending, recurring bills, and gain insights into your financial habits. Offers advanced features for Pro users, all while prioritizing your privacy.

Highlights
  • Super fast expense logging
  • Monthly budget tracking
  • Recurring bill management
  • Customizable categories
  • Financial insights and breakdowns
  • Pro features like currency conversion and CSV export
Features
Read full description

Simple Spend is the super simple manual expense and budget tracker for iPhone. Set a monthly budget, log your daily expenses and recurring bills, and get on top of your finances! - Super fast expense logging - One monthly budget with pace and forecast - Create folders for trips or projects - Add recurring bills that auto-post on their due date - Custom categories - Insights: daily average, month-over-month trend, category breakdown, recurring bill progress Pro - Currency conversion - No limits - Widgets for lock & home screens - CSV export - Bill due date reminders $9.99 for lifetime access. PRIVACY FIRST: No bank linking, no screen-scraping, no third party or AI ever sees your transactions. You log what you spent, it stays on your device, and syncs only through your own private iCloud account, the same way Apple's own apps sync. There's no account to create and no login screen.

Screenshots

Simpler Budget4 screens
Expense tracker | Simple Spend4 screens

Verdict

The call

The clearest difference is rating: Expense tracker | Simple Spend at 5.0 against Simpler Budget's 4.3. Simpler Budget's advantage is ratings volume (9 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simpler Budget sells 4 in-app purchases, starting at $0.99 per 7 days and Expense tracker | Simple Spend sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expense tracker | Simple Spend holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Simpler Budget has 9 ratings behind it against 1, so its average is the more settled of the two.

Scorecard2 real differences · 7 level
Simpler Budget versus Expense tracker | Simple Spend: the parameters behind the verdict, then further details
ParameterSimpler BudgetExpense tracker | Simple Spend
PriceFreeFree
Rating4.3 (9 ratings)5.0 (1 ratings) — better
Number of ratings9 — better1
Update frequencyMonthly—
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone
Requires iOS17.6 — better18.0
Further details — not scored
Size11 MB6 MB
Age rating4+4+
DeveloperSerhii KravchukKim Walker

In-app purchases

4 purchases

Simpler Budget

Subscriptions3
  • Premium Weekly$0.997 Days
  • Premium Monthly$4.991 Month
  • Premium Yearly$49.991 Year
One-time1
  • Lifetime Access$14.99
1 purchases

Expense tracker | Simple Spend

One-time1
  • Simple Spend Pro$9.99

Questions

Is Simpler Budget free?
Simpler Budget is free to download, with in-app purchases available.
Is Expense tracker | Simple Spend free?
Expense tracker | Simple Spend is free to download, with in-app purchases available.
Which has better reviews, Simpler Budget or Expense tracker | Simple Spend?
Expense tracker | Simple Spend is rated higher. Simpler Budget averages 4.3 out of 5 from 9 ratings, while Expense tracker | Simple Spend averages 5.0 from 1 ratings.
Do Simpler Budget or Expense tracker | Simple Spend have ads?
Neither Simpler Budget nor Expense tracker | Simple Spend shows ads.

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