Comparison

Dudget vs Expense tracker | Simple Spend

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Dudget

Features
Read full description

Dudget is a simple, private budget app for iPhone. No bank login. No tracking. No $99/year price tag. Set it up in 90 seconds. Add a transaction in 4 taps. Know exactly how much you can safely spend today. WHY DUDGET? - Manual entry, not bank sync. Works in 90+ countries, including the ones Plaid forgot. - Multi-currency. Travel, expat, or just send money home? Set any ISO currency. Give each budget its own currency, 30+ supported. - Offline-first. Subway, airplane, no signal: Dudget never blanks out. - Private by design. Your transactions live in an encrypted database on your phone. We don't have a server. - Free forever. The full safe-to-spend experience is free. Pro adds extras for $24.99/year, about a third of what other budget apps charge. THE 90-SECOND SETUP 1. Tell us your monthly income. 2. Pick the categories you spend on (food, transport, rent, the usual). 3. Done. Start logging transactions and watch your safe-to-spend update in real time. No bank login. No 30-step onboarding. No "connect your accounts" screen that fails halfway. THE DAILY LOOP Open the app. See the one number that matters: your safe-to-spend. Coffee for $4.50? Tap +, type 4.50, tap Coffee. Done in 4 taps, about 10 seconds. The number updates instantly. Made a category mistake? Long-press, tap, fix. Dudget remembers it for next time. WHAT'S INCLUDED FREE - Unlimited transactions - Custom categories - Safe-to-spend hero number - Rollover budgeting - Period transitions (weekly, monthly, custom) - CSV export - Biometric / PIN lock - Encrypted local storage WHAT PRO ADDS ($24.99/yr) - Multi-budget (separate "household" and "side hustle" budgets) - Multiple currencies side by side - Custom emoji categories - Charts and trends - Encrypted cloud backup (coming soon) - Couples sharing (coming soon) PRIVACY, ACTUALLY Other budget apps make money from your transaction data. Dudget doesn't have any of your transaction data. It can't: it lives on your phone, encrypted, and our server doesn't exist yet. Read our full privacy policy at dudget.app/privacy. PRICING Free forever. Pro is $24.99/year, and we use regional pricing so it's affordable in the Philippines, India, Brazil, Nigeria, and other countries where $24.99 doesn't make sense. QUESTIONS? Email support@dudget.app. A real human (the founder) reads every message. SUBSCRIPTION TERMS Pro auto-renews annually unless cancelled at least 24 hours before the end of the period. Manage subscriptions in iOS Settings > Apple ID > Subscriptions. Privacy Policy: https://dudget.app/privacy Terms of Use: https://dudget.app/terms Support: support@dudget.app

About

Expense tracker | Simple Spend

Features
Read full description

Simple Spend is the super simple manual expense and budget tracker for iPhone. Set a monthly budget, log your daily expenses and recurring bills, and get on top of your finances! - Super fast expense logging - One monthly budget with pace and forecast - Create folders for trips or projects - Add recurring bills that auto-post on their due date - Custom categories - Insights: daily average, month-over-month trend, category breakdown, recurring bill progress Pro - Currency conversion - No limits - Widgets for lock & home screens - CSV export - Bill due date reminders $9.99 for lifetime access. PRIVACY FIRST: No bank linking, no screen-scraping, no third party or AI ever sees your transactions. You log what you spent, it stays on your device, and syncs only through your own private iCloud account, the same way Apple's own apps sync. There's no account to create and no login screen.

Screenshots

Dudget4 screens
Expense tracker | Simple Spend4 screens

Verdict

The call

The clearest difference is iOS requirement: Dudget at 16.6 against Expense tracker | Simple Spend's 18.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Dudget sells 3 in-app purchases, starting at $2.99 per month and Expense tracker | Simple Spend sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference ยท 5 level
Dudget versus Expense tracker | Simple Spend: the parameters behind the verdict, then further details
ParameterDudgetExpense tracker | Simple Spend
PriceFreeFree
Update frequencyEvery 6 daysโ€”
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS16.6 โ€” better18.0
Further details โ€” not scored
Size39 MB6 MB
Age rating4+4+
DeveloperJoevanni ParairoKim Walker

In-app purchases

3 purchases

Dudget

Subscriptions2
  • Dudget Premium Monthly$2.991 Month
  • Dudget Premium Yearly$24.991 Year
One-time1
  • Dudget Premium Lifetime$69.99
1 purchases

Expense tracker | Simple Spend

One-time1
  • Simple Spend Pro$9.99

Questions

Is Dudget free?
Dudget is free to download, with in-app purchases available.
Is Expense tracker | Simple Spend free?
Expense tracker | Simple Spend is free to download, with in-app purchases available.
Do Dudget or Expense tracker | Simple Spend have ads?
Neither Dudget nor Expense tracker | Simple Spend shows ads.

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