Comparison

Cuentio vs Expense tracker | Simple Spend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cuentio

Features
Read full description

Where does your money go? Cuentio is an expense tracker with no bank linking: log each expense in two taps, or snap a photo of the receipt and AI records it for you in seconds. No bank credentials, no ads, and manual tracking is free with no limits. LOG EXPENSES IN TWO TAPS • Fast manual entry: amount, category, done. Unlimited expenses and income, free. • Unlimited accounts and categories, recurring expenses (rent, subscriptions) and home screen widgets so you can log without opening the app. SNAP A PHOTO OF THE RECEIPT • Scan a receipt and AI extracts the total, date, merchant and VAT. • You get a free monthly allowance of AI actions, with the counter always visible in the app. • The photo stays attached to the expense: your receipt archive, always at hand. SAY IT OR TYPE IT • "Coffee 3.50" spoken out loud or typed as is: AI turns it into a categorized expense. BUDGETS AND CLEAR REPORTS • Budgets per category with warnings before you overspend. • Monthly and category reports: see where your money goes at a glance. • Optional AI monthly summary that explains your month in plain language. SHARE HOUSEHOLD EXPENSES • Create a shared household and invite your partner with a code: every expense shows who logged it, with a balance per member. • Invited members don't pay anything. NO BANK LINKING, BY DESIGN • Cuentio never connects to your bank or asks for banking credentials. It's an expense tracker that works just as well with cards, cash or multiple currencies. • Logging expenses yourself makes you more aware of your spending: that's the point. YOUR DATA IS YOURS • Exporting to CSV, Excel or PDF is free, forever. No ransom for your own data. • Backup and sync across devices are included in the free plan. • Delete your account and take your data with you whenever you want. WHAT'S FREE AND WHAT'S PRO Free: unlimited manual tracking, accounts, categories, recurring expenses, budgets, reports, widgets, sync, backup, export and a monthly AI allowance. Cuentio Pro (monthly or yearly subscription): a larger AI allowance, AI monthly summaries, shared household for its creator, PDF export with receipt photos, automatic exchange rates and extra personalization. No weekly plan, and no ads on any plan. Cuentio is a money manager built for everyday spending: a daily expense tracker, a spending tracker for your monthly budget and a personal finance log in one simple app. If you want a budget app without bank linking, a receipt scanner that fills in the expense for you, and a money tracker your partner can share, download Cuentio and start today: logging your first expense takes less than a minute. https://www.lghdeveloper.com/en/terms https://www.lghdeveloper.com/en/privacy

About

Expense tracker | Simple Spend

Features
Read full description

Simple Spend is the super simple manual expense and budget tracker for iPhone. Set a monthly budget, log your daily expenses and recurring bills, and get on top of your finances! - Super fast expense logging - One monthly budget with pace and forecast - Create folders for trips or projects - Add recurring bills that auto-post on their due date - Custom categories - Insights: daily average, month-over-month trend, category breakdown, recurring bill progress Pro - Currency conversion - No limits - Widgets for lock & home screens - CSV export - Bill due date reminders $9.99 for lifetime access. PRIVACY FIRST: No bank linking, no screen-scraping, no third party or AI ever sees your transactions. You log what you spent, it stays on your device, and syncs only through your own private iCloud account, the same way Apple's own apps sync. There's no account to create and no login screen.

Screenshots

Cuentio4 screens
Expense tracker | Simple Spend4 screens

Verdict

The call

The clearest difference is iOS requirement: Cuentio at 16.4 against Expense tracker | Simple Spend's 18.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cuentio sells 3 in-app purchases, starting at $4.99 per month and Expense tracker | Simple Spend sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 5 level
Cuentio versus Expense tracker | Simple Spend: the parameters behind the verdict, then further details
ParameterCuentioExpense tracker | Simple Spend
PriceFreeFree
Update frequencyEvery 6 days—
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS16.4 — better18.0
Further details — not scored
Size85 MB6 MB
Age rating4+4+
DeveloperLeandro GartnerKim Walker

In-app purchases

3 purchases

Cuentio

Subscriptions3
  • Cuentio Pro Monthly$4.991 Month
  • Cuentio Pro Founder14 Days trial$22.991 Year
  • Cuentio Pro Yearly14 Days trial$29.991 Year
1 purchases

Expense tracker | Simple Spend

One-time1
  • Simple Spend Pro$9.99

Questions

Is Cuentio free?
Cuentio is free to download, with in-app purchases available.
Is Expense tracker | Simple Spend free?
Expense tracker | Simple Spend is free to download, with in-app purchases available.
Do Cuentio or Expense tracker | Simple Spend have ads?
Neither Cuentio nor Expense tracker | Simple Spend shows ads.

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