Comparison

Expense Trail vs CentsNote

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Trail

Features
Read full description

Your money, your data, your control. Zero ads, Zero tracking, 100% yours! App built ground up without ads, keeping user privacy at the core. A modern & minimal expense and income tracker, designed to be fast, simple, and completely ad-free. With a clean, intuitive interface, it helps you track expenses and income effortlessly, without bloated features or unnecessary complexity. Just the essentials, done right - so you can focus on your money, not the app. Take control of your finances - without sacrificing your privacy. Built from the ground up with privacy as the core principle, the app collects no personal data, shows zero ads, and does not track you in any way.  Your financial information stays entirely on your device - secure, private, and yours alone. Terms of use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy https://simpl-sols.com/privacy-policy

About

CentsNote

This app offers a private, manual way to track daily spending, income, and budgets without linking bank accounts. It supports voice input for quick logging and provides clear monthly views of your finances.

Highlights
  • Private expense tracking
  • Voice logging for spending
  • Budget and spending limits
  • Bill and subscription management
  • Manual money ledger
  • Multi-currency support
  • Offline-first operation
Features
Read full description

CentsNote is a private daily expense tracker for people who want a simple, safe way to log spending, income, budgets, bills, and subscriptions without connecting a bank account. Use it as a manual expense tracker, spending tracker, money tracker, budget app, bill tracker, or subscription tracker for everyday life. Record breakfast, coffee, groceries, rent, utilities, salary, transfers, travel spending, shared costs, recurring bills, and the small purchases that are easy to forget. It is designed for people who want clarity without a complicated finance setup: students watching daily cash spending, freelancers separating work and personal expenses, travelers logging multiple currencies, families tracking household bills, and anyone who prefers a safe manual money log instead of automatic bank sync. You can type a record manually or speak one money note. CentsNote helps turn voice input into editable drafts, then you review the amount, category, account, date, and memo before saving. One sentence can become multiple records when needed, but every entry stays under your control. CentsNote is useful if you want to: - Track daily expenses, income, and transfers - See where your money goes each month - Plan budgets and spending limits - Separate food, coffee, shopping, transport, rent, utilities, work, and travel expenses - Manage rent, utilities, subscriptions, and recurring expenses - Review subscription costs before they renew - Keep a personal ledger without bank sync - Use an offline-first money log with optional iCloud backup - Track multi-currency spending for travel, work, or daily life Private and local-first CentsNote does not connect to your bank account and does not require account linking. Your daily ledger is local-first by default. When you choose, iCloud backup or sync uses your own Apple account. Fast voice logging Say it, review it, save it. Voice input helps you capture spending before you forget, while manual confirmation keeps the record accurate. Clear monthly view Review cash flow, categories, account activity, budget progress, subscriptions, recurring bills, and recent records in one lightweight tracker. Built for everyday consistency CentsNote is not a complex finance dashboard. It is a simple daily tracker for the moments when you just want to record what happened, understand your habits, and keep a clean history for later review. CentsNote is built to make money tracking feel private, calm, and easy to keep up with. It does not make financial decisions for you and does not provide investment, tax, credit, banking, or financial advice. Terms of Use: https://www.centsnote.com/app/legal/terms.txt Privacy Policy: https://www.centsnote.com/app/legal/privacy.txt

Screenshots

Expense Trail4 screens
CentsNote4 screens

Verdict

The call

Expense Trail and CentsNote are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Trail sells 3 in-app purchases, starting at $0.99 per month and CentsNote sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Trail ships an update every 9 days, CentsNote weekly. The most recent releases landed on October 10, 2026 and October 19, 2026 respectively.

ScorecardNo meaningful differences
Expense Trail versus CentsNote: the parameters behind the verdict, then further details
ParameterExpense TrailCentsNote
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 9 daysWeekly — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free
DevicesiPhone, iPad — betteriPhone
Requires iOS18.017.0 — better
Further details — not scored
Size8 MB19 MB
Age rating4+4+
DeveloperSimplSols Software Pvt LtdKe XinXian

In-app purchases

3 purchases

Expense Trail

Subscriptions3
  • Monthly Subscription$0.991 Month
  • Annual Subscription$9.991 Year
  • Special offer 50% off on 1year$9.991 Year
2 purchases

CentsNote

Subscriptions2
  • CentsNote Pro Monthly$4.991 Month
  • CentsNote Pro Annual$39.991 Year

Questions

Is Expense Trail free?
Expense Trail is free to download, with in-app purchases available.
Is CentsNote free?
CentsNote is free to download, with in-app purchases available.
Do Expense Trail or CentsNote have ads?
Neither Expense Trail nor CentsNote shows ads.
Which is updated more often, Expense Trail or CentsNote?
Expense Trail ships an update every 9 days, and CentsNote weekly. Most recently, Expense Trail was updated on October 10, 2026 and CentsNote on October 19, 2026.

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