Comparison

徕财 vs 心流记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

徕财

Features
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徕财,让记账更轻松高效。 徕财是一款专注于个人记账的智能工具,帮助你快速记录日常消费,洞察收支结构,轻松掌握财务状况。 无论你是日常消费、出差支出、还是理财规划,徕财都能为你提供高效、清晰、愉快的记账体验。 主要功能亮点: 截图自动识别 支持识别支付截图中的金额和时间,秒记账单,极简高效。 多账本管理 工作账、生活账、旅行账自由创建,分类清晰不混乱。 图表分析 多种图表呈现你的消费趋势与分类占比,理清花销不费力。 账户与分类自定义 灵活设置收入/支出类别,账户信息一目了然。 数据安全同步 数据存储于 iCloud,本地也可备份,保障你的数据隐私。 快捷指令支持 搭配 Siri 快速添加账单,支持自动化与截图识别联动。

About

心流记账

Features
Read full description

心流记账是一款为日常消费记录设计的极简记账应用,让记录支出像呼吸一样自然。 截图识别 使用苹果原生 Vision Framework 在本机识别支付截图中的金额、日期、支付方式和备注,帮助你更快完成记账。 手动记账 支持快速手动添加支出,选择分类、金额、日期和支付方式,适合日常随手记录。 预算与统计 可查看今日、本月和分类支出,设置预算提醒,帮助你更清楚地了解消费节奏。 快捷指令支持 支持通过系统快捷指令进入截图识别、批量导入和手动记账流程。 隐私优先 核心记账数据保存在本机。截图识别默认在设备端完成,不上传到开发者服务器。应用无广告、无追踪。

Screenshots

徕财4 screens
心流记账4 screens

Verdict

The call

The clearest difference is price: 徕财 at Free against 心流记账's $0.99. 徕财 also leads on update cadence (every 2 days vs every 5 weeks) and device support (3 vs 1). 心流记账's advantage is in-app purchases (none vs 2). On ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

徕财 is free to download; 心流记账 costs $0.99 up front. 徕财 sells 2 in-app purchases, starting at $0.99 per year. 心流记账 asks for nothing beyond the download.

UpkeepUpdate frequency

徕财 ships an update every 2 days, 心流记账 every 5 weeks. The most recent releases landed on October 22, 2026 and October 28, 2026 respectively.

Scorecard5 real differences · 4 level
徕财 versus 心流记账: the parameters behind the verdict, then further details
Parameter徕财心流记账
PriceFree — better$0.99
Rating4.7 (3 ratings) — better—
Positive reviews81.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 2 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better17.0
Further details — not scored
Size50 MB3 MB
Age rating4+4+
Developer育权 刘耕健 胡

In-app purchases

2 purchases

徕财

Subscriptions1
  • 徕财Pro年度会员$0.991 Year
One-time1
  • 徕财Pro永久会员Free
None

心流记账

No in-app purchases

Questions

Is 徕财 free?
徕财 is free to download, with in-app purchases available.
Is 心流记账 free?
心流记账 costs $0.99, with no in-app purchases.
Do 徕财 or 心流记账 have ads?
Neither 徕财 nor 心流记账 shows ads.
Which is updated more often, 徕财 or 心流记账?
徕财 ships an update every 2 days, and 心流记账 every 5 weeks. Most recently, 徕财 was updated on October 22, 2026 and 心流记账 on October 28, 2026.

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