Comparison

Cents vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cents

Features
Read full description

Make it make cents with Cents. Why Cents: - 100% free with no ads, subscriptions or paywalls. - Minimal and clean design to help you focus on your needs. - Manage finance across multiple accounts. - Add finances of all types with calculator functions. - Set recurring expenses for your subscriptions. - Stick to budgets based on time periods, categories or simply across accounts. - Reminders for bills, loan payments and more. - Visualize your financial habits and trends over time with statistics. - Widgets to keep you informed at all times. - Beautiful in black. - VinCent the cute avatar. - Supports 150+ currencies. Every cent matters with Cents. Start tracking now!

About

Expense Tracker

Features
Read full description

MySprout brings your spending, investments and net worth together in one clear view, without typing in every transaction. Connect a supported bank, or upload your bank, credit card and brokerage statements. MySprout reads them with AI, sorts every transaction and tracks your portfolio, so you always know where your money goes and what you own. TRACK EXPENSES WITHOUT MANUAL ENTRY • Bank sync: connect a supported bank and your transactions come in automatically • Statement upload: upload a PDF statement from any bank or credit card • AI categorization: every transaction sorted by category and merchant, with custom categories when you want them • Recurring bills and subscriptions: found for you, with the next due date • Spending insights: trends, top merchants, your biggest categories and how this month compares with usual TRACK YOUR INVESTMENTS • Upload a brokerage statement and MySprout reads your holdings, trades and dividends • Portfolio value updated with daily market prices • Allocation by asset class, sector and market • Dividends and cash tracked alongside your holdings YOUR NET WORTH, ALL IN ONE PLACE • Bank accounts, credit cards, cash, investments, property and other assets in one net worth • See how your net worth changes over time • Multi-currency: hold accounts in different currencies and see totals in your preferred currency • Financial Freedom: see how much of a year's spending your net worth could cover PRIVATE AND SECURE Your financial data is yours. Bank login details are stored encrypted, and we will never sell your personal data. FREE TO START Core features are free up to a usage limit. MySprout Pro unlocks unlimited bank connections, statement uploads and accounts, plus every future feature. SUBSCRIPTION INFORMATION MySprout Pro is available as a monthly, annual or lifetime purchase. Payment is charged to your App Store account when you confirm the purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Any unused part of a free trial ends when you buy a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mysprout.ai/privacy Terms of Service: https://mysprout.ai/terms

Screenshots

Cents4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Cents at none against Expense Tracker's 5. Expense Tracker's advantage is update cadence (weekly vs monthly) and iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $3.99 per month. Cents asks for nothing beyond the download.

UpkeepUpdate frequency

Cents ships an update monthly, Expense Tracker weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard3 real differences Ā· 3 level
Cents versus Expense Tracker: the parameters behind the verdict, then further details
ParameterCentsExpense Tracker
PriceFreeFree
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size12 MB65 MB
Age rating4+12+
DeveloperBenjamin TohWEI YANG HONG

In-app purchases

None

Cents

No in-app purchases

3 purchases

Expense Tracker

Subscriptions2
  • MySprout Pro Monthly7 Days trial2 variants$3.991 Month
  • MySprout Pro Yearly7 Days trial2 variants$34.991 Year
One-time1
  • MySprout Pro Lifetime$99.99

Questions

Is Cents free?
Cents is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Cents or Expense Tracker have ads?
Neither Cents nor Expense Tracker shows ads.
Which is updated more often, Cents or Expense Tracker?
Cents ships an update monthly, and Expense Tracker weekly. Most recently, Cents was updated on October 30, 2026 and Expense Tracker on October 31, 2026.

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