Expense Tracker vs Monivera

MySprout brings your spending, investments and net worth together in one clear view, without typing in every transaction. Connect a supported bank, or upload your bank, credit card and brokerage statements. MySprout reads them with AI, sorts every transaction and tracks your portfolio, so you always know where your money goes and what you own. TRACK EXPENSES WITHOUT MANUAL ENTRY • Bank sync: connect a supported bank and your transactions come in automatically • Statement upload: upload a PDF statement from any bank or credit card • AI categorization: every transaction sorted by category and merchant, with custom categories when you want them • Recurring bills and subscriptions: found for you, with the next due date • Spending insights: trends, top merchants, your biggest categories and how this month compares with usual TRACK YOUR INVESTMENTS • Upload a brokerage statement and MySprout reads your holdings, trades and dividends • Portfolio value updated with daily market prices • Allocation by asset class, sector and market • Dividends and cash tracked alongside your holdings YOUR NET WORTH, ALL IN ONE PLACE • Bank accounts, credit cards, cash, investments, property and other assets in one net worth • See how your net worth changes over time • Multi-currency: hold accounts in different currencies and see totals in your preferred currency • Financial Freedom: see how much of a year's spending your net worth could cover PRIVATE AND SECURE Your financial data is yours. Bank login details are stored encrypted, and we will never sell your personal data. FREE TO START Core features are free up to a usage limit. MySprout Pro unlocks unlimited bank connections, statement uploads and accounts, plus every future feature. SUBSCRIPTION INFORMATION MySprout Pro is available as a monthly, annual or lifetime purchase. Payment is charged to your App Store account when you confirm the purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Any unused part of a free trial ends when you buy a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mysprout.ai/privacy Terms of Service: https://mysprout.ai/terms

Monivera turns your bank's transaction emails and SMS notifications into a live budget. Logged automatically, categorized for you, and shared with your household. All your finances, one clear view. Logging is the reason budgets die, so we deleted it. Hook Monivera up to your bank's notifications once, and every card swipe logs itself before you have put your phone back in your pocket. No bank credentials. No typing. No spreadsheets. FEATURES • Automatic logging from your bank's email and SMS notifications • A live budget that categorizes itself • Bank notifications from different banks, all in one place • Shared household budgets for up to 10 people • 150 currencies, converted to your home currency automatically • AI rules to mark recurring merchants and transfers • Tags and search in any language Built out of necessity by a solo developer who wanted one app that showed every account at once. SUBSCRIPTION Monivera Pro is available as an auto-renewing subscription, billed monthly or yearly. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your Apple Account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.monivera.app/privacy/