Monivera vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Monivera
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Monivera turns your bank's transaction emails and SMS notifications into a live budget. Logged automatically, categorized for you, and shared with your household. All your finances, one clear view. Logging is the reason budgets die, so we deleted it. Hook Monivera up to your bank's notifications once, and every card swipe logs itself before you have put your phone back in your pocket. No bank credentials. No typing. No spreadsheets. FEATURES β’ Automatic logging from your bank's email and SMS notifications β’ A live budget that categorizes itself β’ Bank notifications from different banks, all in one place β’ Shared household budgets for up to 10 people β’ 150 currencies, converted to your home currency automatically β’ AI rules to mark recurring merchants and transfers β’ Tags and search in any language Built out of necessity by a solo developer who wanted one app that showed every account at once. SUBSCRIPTION Monivera Pro is available as an auto-renewing subscription, billed monthly or yearly. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your Apple Account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.monivera.app/privacy/
Expense Tracker
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Worthful brings your cards, bills, spending, savings goals, and net worth together in one simple app. Manage your cards and loans, check balances and due dates, and stay on top of bills with timely reminders. See your income and spending by category, track your savings goals, and watch your net worth grow over time. The free plan works fully offline, keeping your data on your device unless you choose to sync. Premium and Lifetime include secure sync across the app and web. Start with a 3-day free trial of all Premium features, then choose Monthly, Yearly, or Lifetime through Appleβs In-App Purchase. Sign in with Apple supported. No ads. No selling your data. Ever. Terms of Use: https://worthful.app/terms Privacy Policy: https://worthful.app/privacy
Screenshots
Verdict
The clearest difference is update cadence: Expense Tracker at every 2 days against Monivera's every 5 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Monivera sells 2 in-app purchases, starting at $6.99 per month and Expense Tracker sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Monivera ships an update every 5 days, Expense Tracker every 2 days. Both last shipped on October 31, 2026.
| Parameter | Monivera | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days | Every 2 days β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, Mac β better |
| Requires iOS | 16.4 β better | 17.0 |
| Further details β not scored | ||
| Size | 63 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Joon Young Kim | Egi Fermana Putra |
In-app purchases
Monivera
- Monivera Pro (Monthly)$6.991 Month
- Monivera Pro (Yearly)7 Days trial$49.991 Year
Expense Tracker
- Premium Monthly$1.991 Month
- Premium Yearly$12.991 Year
- Worthful Lifetime$24.99









