Comparison

Monivera vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Monivera

Features
Read full description

Monivera turns your bank's transaction emails and SMS notifications into a live budget. Logged automatically, categorized for you, and shared with your household. All your finances, one clear view. Logging is the reason budgets die, so we deleted it. Hook Monivera up to your bank's notifications once, and every card swipe logs itself before you have put your phone back in your pocket. No bank credentials. No typing. No spreadsheets. FEATURES β€’ Automatic logging from your bank's email and SMS notifications β€’ A live budget that categorizes itself β€’ Bank notifications from different banks, all in one place β€’ Shared household budgets for up to 10 people β€’ 150 currencies, converted to your home currency automatically β€’ AI rules to mark recurring merchants and transfers β€’ Tags and search in any language Built out of necessity by a solo developer who wanted one app that showed every account at once. SUBSCRIPTION Monivera Pro is available as an auto-renewing subscription, billed monthly or yearly. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your Apple Account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.monivera.app/privacy/

About

Expense Tracker

Features
Read full description

Worthful brings your cards, bills, spending, savings goals, and net worth together in one simple app. Manage your cards and loans, check balances and due dates, and stay on top of bills with timely reminders. See your income and spending by category, track your savings goals, and watch your net worth grow over time. The free plan works fully offline, keeping your data on your device unless you choose to sync. Premium and Lifetime include secure sync across the app and web. Start with a 3-day free trial of all Premium features, then choose Monthly, Yearly, or Lifetime through Apple’s In-App Purchase. Sign in with Apple supported. No ads. No selling your data. Ever. Terms of Use: https://worthful.app/terms Privacy Policy: https://worthful.app/privacy

Screenshots

Monivera4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Expense Tracker at every 2 days against Monivera's every 5 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Monivera sells 2 in-app purchases, starting at $6.99 per month and Expense Tracker sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Monivera ships an update every 5 days, Expense Tracker every 2 days. Both last shipped on October 31, 2026.

Scorecard1 real difference Β· 5 level
Monivera versus Expense Tracker: the parameters behind the verdict, then further details
ParameterMoniveraExpense Tracker
PriceFreeFree
Update frequencyEvery 5 daysEvery 2 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, Mac β€” better
Requires iOS16.4 β€” better17.0
Further details β€” not scored
Size63 MB37 MB
Age rating4+4+
DeveloperJoon Young KimEgi Fermana Putra

In-app purchases

2 purchases

Monivera

Subscriptions2
  • Monivera Pro (Monthly)$6.991 Month
  • Monivera Pro (Yearly)7 Days trial$49.991 Year
3 purchases

Expense Tracker

Subscriptions2
  • Premium Monthly$1.991 Month
  • Premium Yearly$12.991 Year
One-time1
  • Worthful Lifetime$24.99

Questions

Is Monivera free?
Monivera is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Monivera or Expense Tracker have ads?
Neither Monivera nor Expense Tracker shows ads.
Which is updated more often, Monivera or Expense Tracker?
Monivera ships an update every 5 days, and Expense Tracker every 2 days. Most recently, Monivera was updated on October 31, 2026 and Expense Tracker on October 31, 2026.

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