Comparison

Expensly vs Franklin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expensly

Features
Read full description

Take control of your finances with ease. Track your income, expenses, and transfers — all in one place. Whether you want to monitor your spending, set savings goals, or keep an overview of multiple accounts, this app makes personal finance simple and stress-free. Key features: • Add transactions in seconds • Record income and expenses • Create transfers between accounts • Track detailed analytics and insights • Set up personalized budgets • Manage multiple accounts (e.g., savings, PayPal, debit cards) Go Premium (one-time purchase): - Create unlimited budgets - Add locations to your transactions - Manage more than 3 accounts - Import & Export of your data - More widgets Stay on top of your money — clear, simple, and built for everyday use.

About

Franklin

This personal finance tracker operates entirely on your device, offering robust income and expense tracking without requiring sign-up or cloud storage. Manage multiple accounts, currencies, and custom categories with detailed analytics and filtering options. Your financial data remains private and exportable.

Highlights
  • On-device data storage
  • Income and expense tracking
  • Multiple account management
  • Multi-currency support
  • Customizable categories
  • Detailed analytics and filters
  • Data export and restore
Features
Read full description

Franklin is a personal finance tracker that runs entirely on your phone. No sign-up, no account, no cloud — your money stays your business. TRACK INCOME AND EXPENSES Logging a transaction takes seconds: amount, category, account, date, and a short note. Income, expenses, and transfers between accounts all live in one place. MULTIPLE ACCOUNTS Cash, checking, credit cards, savings — create as many accounts as you need. Each one gets its own color, icon, currency, and initial balance, and any account can be left out of your total balance. BUILT FOR MORE THAN ONE CURRENCY Keep accounts in different currencies and see every total in the one you actually think in. Transferring between currencies? Enter the amount received and the fee, and Franklin does the math. Choose from more than 150 currencies, with exchange rates refreshed in the background. CATEGORIES THAT FIT YOU Start with a ready-made set — groceries, restaurants, transport, housing, utilities, health, entertainment, salary, freelance, investments — then add your own with the icon and color you want. ANALYTICS Total balance, income and expenses for any period, a breakdown by category, and a side-by-side comparison with the period before. Tap any category to see exactly what went into it. FILTERS THAT ACTUALLY NARROW THINGS DOWN Pull up transactions by period, account, category, type, amount range, or the text of a note. YOUR DATA STAYS YOURS Export everything to a single file in one tap and restore it on a new phone just as easily. No hidden uploads: your accounts, transactions, and categories never leave your device. THE SMALL STUFF • Light and dark themes, plus system matching • 12 languages and regional variants • Set up in under a minute • No ads Franklin is for anyone who wants a budget under control without endless setup — whether you're splitting bills, saving for something big, or you just want to know where the paycheck went.

Screenshots

Expensly4 screens
Franklin4 screens

Verdict

The call

The clearest difference is in-app purchases: Franklin at none against Expensly's 1. Franklin also leads on iOS requirement (16.4 vs 18.2). Expensly's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expensly sells 1 one-off in-app purchase. Franklin asks for nothing beyond the download.

UpkeepUpdate frequency

Expensly ships an update every 3 weeks, Franklin every 3 months. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Expensly versus Franklin: the parameters behind the verdict, then further details
ParameterExpenslyFranklin
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhoneiPhone
Requires iOS18.216.4 — better
Further details — not scored
Size3 MB55 MB
Age rating4+4+
DeveloperThomas LevelsMarat Kairbekov

In-app purchases

1 purchases

Expensly

One-time1
  • Pro$2.99
None

Franklin

No in-app purchases

Questions

Is Expensly free?
Expensly is free to download, with in-app purchases available.
Is Franklin free?
Franklin is free to download, with no in-app purchases.
Do Expensly or Franklin have ads?
Neither Expensly nor Franklin shows ads.
Which is updated more often, Expensly or Franklin?
Expensly ships an update every 3 weeks, and Franklin every 3 months. Most recently, Expensly was updated on October 11, 2026 and Franklin on October 24, 2026.

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