只为记账 vs Cent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
只为记账
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只为记账是一款简单纯粹且功能强大的AI驱动记账应用，专为现代家庭和个人财务管理而设计。 核心功能： 智能记账 - AI自动分类，智能识别交易类型，减少手动操作 家庭账本 - 支持家庭成员共享账本，实时同步收支情况 预算管理 - 智能预算设置与执行跟踪，超支提醒让您掌控开销 AI分析 - 深度分析消费模式，提供个性化理财建议 多账本管理 - 支持个人、家庭、项目等多种账本类型 数据导出 - 支持多种格式数据导出，方便财务分析 AI驱动的智能体验： 智能分类 - AI自动识别并分类您的每笔交易 消费分析 - 智能分析消费习惯，发现理财机会 预算建议 - 基于您的收支情况提供个性化预算建议 异常提醒 - 智能识别异常消费，及时提醒 为什么选择只为记账： 简洁直观的用户界面，上手即用 强大的AI功能，让记账变得智能 完善的家庭账本功能，全家财务透明化 专业的数据分析，帮您做出明智的财务决策 隐私安全，数据本地化存储 无论您是个人用户还是家庭用户，只为记账都能为您提供专业智能的财务管理解决方案。立即下载，开启您的智能理财之旅。
Cent
This finance app offers secure, self-hosted data storage via GitHub or WebDAV, eliminating third-party servers. It supports multi-currency transactions, recurring billing, and provides detailed statistical analysis and visualization tools for budget management.
- Self-hosted data storage (GitHub/WebDAV)
- Multi-currency support with real-time conversion
- Recurring billing templates
- Statistical analysis and visualization
- Budget management and progress monitoring
- iOS native support with widgets and shortcuts
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数据完全自持 账本数据保存在你的 GitHub/Gitee 私人仓库或 Web DAV 中，无需任何第三方服务器。通过 GitHub Collaborator 功能即可实现多人协作（需要解锁Cent Pro）。 iOS原生支持 全新液态玻璃设计，支持iOS桌面小组件和快捷指令，彻底摆脱浏览器限制 多币种 & 周期记账 支持 30+ 种国际货币及自定义币种，实时汇率自动转换，适合出国旅行和跨境消费。为订阅服务、自动续费等创建周期记账模板，自动生成账单。 统计分析 & 可视化 多维度筛选与趋势分析、自定义分析视图、预算管理与进度监控。在地图上查看消费足迹
Screenshots
Verdict
The clearest difference is update cadence: Cent at weekly against 只为记账's every 3 weeks. 只为记账's advantage is iOS requirement (14.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
只为记账 ships an update every 3 weeks, Cent weekly. The most recent releases landed on September 26, 2026 and October 5, 2026 respectively.
| Parameter | 只为记账 | Cent |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 24 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | 丽艳 关 | 君 周 |
In-app purchases
只为记账
No in-app purchases
Cent
No in-app purchases
