Comparison

Finance Tracker vs Spendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finance Tracker

Features
Read full description

Finance Tracker – Easily track your income and expenses, and take control of your finances. Features: Income & Expense Tracking Log your transactions by selecting categories. Manage your income and spending with clarity. Account Creation Create custom accounts — personal, family, child, and more. Set separate budgets for each and track them individually. Photo Attachments (Premium) Attach photos to your transactions for visual records. Keep proof of your spending within reach. Transaction History View your past transactions and any attached photos anytime, as long as they’re not deleted. Export Transaction History (Premium) Export your full transaction history and keep a backup on your device. Unlimited Accounts (Premium) Add up to 2 accounts for free. Go Premium to unlock unlimited account creation and manage all your budgets with ease. No Sign-Up Required Start using the app instantly—no login or registration needed. Privacy-Focused All your data is stored locally on your device. Nothing is sent to external servers. Why Finance Tracker? Track your income and expenses in a simple, clear way—no complicated spreadsheets. Manage your personal budgets or keep things organized across multiple accounts. With Premium, you can: • Create unlimited accounts • Attach photos to transactions • Export your transaction history Everything you need to build better financial habits—in one place. https://sites.google.com/view/financetracker-termsofus/ana-sayfa

About

Spendly

Features
Read full description

Manage shared expenses effortlessly and keep every group settlement fair and transparent. This app helps friends, families, roommates and travel groups split bills, track shared expenses, calculate who owes who, and settle up quickly with clear, simple summaries. Whether you’re splitting a dinner check, planning a trip, managing group costs, or tracking ongoing shared bills, the app provides an easy and smart way to stay organized. Add payments, note who paid, and instantly see a detailed breakdown of split expenses, shared bills, group costs, and balanced settlements. Every calculation is automatic — so no one needs to do the math manually and no one overpays. The app helps eliminate awkward money conversations by showing a transparent view of all group expenses. For users who want a clean, shareable report, you can unlock the PDF export feature for just $0.99. Generate a professional-looking PDF summary of all expenses, including totals, individual balances, and who owes who. Then share the PDF with your contacts through any messenger or email. Key features include: • Smart and automatic bill splitting • Clear “who owes who” summaries • Tracking for group trips, friends, families, and roommates • Split bills, split check, shared expenses, group expenses • Optional PDF export unlocked for $0.99 • Fast, accurate calculations with no manual math By using the app, you agree to Apple’s Standard End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy https://www.freeprivacypolicy.com/live/db0eed36-090d-45f7-aab1-51024eef329b

Screenshots

Finance Tracker4 screens
Spendly4 screens

Verdict

The call

The clearest difference is iOS requirement: Finance Tracker at 12.0 against Spendly's 17.1. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finance Tracker sells 3 in-app purchases, starting at $7.99 per 7 days and Spendly sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 5 level
Finance Tracker versus Spendly: the parameters behind the verdict, then further details
ParameterFinance TrackerSpendly
PriceFreeFree
Update frequency—Every 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPod — betteriPhone
Requires iOS12.0 — better17.1
Further details — not scored
Size98 MB9 MB
Age rating17+4+
DeveloperMuzaffer Aras KarabiyikogluMykhailo Dykun

In-app purchases

3 purchases

Finance Tracker

Subscriptions2
  • Premium$7.997 Days
  • Premium$49.991 Year
One-time1
  • Premium$74.99
1 purchases

Spendly

One-time1
  • Tip $0.99 for Bill Split$0.99

Questions

Is Finance Tracker free?
Finance Tracker is free to download, with in-app purchases available.
Is Spendly free?
Spendly is free to download, with in-app purchases available.
Do Finance Tracker or Spendly have ads?
Neither Finance Tracker nor Spendly shows ads.

Other comparisons