Payvora vs Popcorn

Payvora is a simple, private way to take control of your spending. Track every expense in seconds. Add what you paid, pick a category and you're done. Your dashboard shows what you've spent this month and how it compares with last month. Never miss a subscription. Keep streaming services, gym memberships, phone plans and bills in one list. Payvora shows what's due next and what your subscriptions cost per month. Stay on budget. Set limits for a week, a month or any period, for one category or everything. Budgets can renew automatically every week, month or year. Progress bars count both your expenses and your subscription payments, so you can see at a glance what's left. Understand your money. Reports break your spending down by category and over time, with daily averages and your top categories. Handy money tools. • Loan calculator: monthly payment, total repaid and total interest. • Savings calculator: see how regular deposits grow. • Currency converter with daily European Central Bank reference rates. • Money to-dos with due dates and priorities. • Export to CSV for spreadsheets. Private by design. Your expenses, subscriptions, budgets and to-dos are stored on your device. Start straight away as a guest, with no sign-up. Create a free account whenever you like; nothing you've recorded is lost. One account for Payverly apps. Payvora is part of the Payverly family. Sign in with email, Google or Apple and use the same account across Payverly apps. Light and dark themes, large-text support and screen-reader friendly controls are built in. Payvora is free and supported by ads.

Popcorn is a smart, privacy-first personal finance app that makes expense tracking effortless. Snap a photo of any receipt and let the on-device AI instantly extract the amount, date, merchant, and category — no internet required, your data never leaves your phone. Why Popcorn exists: This budgeting app emerged into existence by the hands of the developers that has seen way too much money going nowhere because of poor or no budgeting, we also experienced how it feels to end the month with nothing left in our bank accounts too! With the fast pacing the world around us has, it is quite easy to lose track of your annual, monthly, or even daily spendings! This is why Popcorn exists, to help you budget, and really build a habit of it. The naming of our app is also put into thought, before a popcorn is a popcorn, it's just a single piece of corn: cheap, bland, and not appealing. However, with the right amount of pressure, it becomes a popcorn, much more expressive and impressive! We hope this simple idea helps you build a habit of budgeting: pushing yourself to do it as well as being consistent about it, the result is anything you could hope for! KEY FEATURES • AI Receipt Scanning Point your camera at a receipt and Popcorn automatically reads the total, date, merchant name, and intelligently categorizes the expense. All processing happens on your device using a built-in language model — completely offline and private. • Smart Budget Planning Set monthly income, allocate budgets by category, and define savings goals. Popcorn tracks your spending in real time with a beautiful dual-ring progress indicator that shows both budget usage and time elapsed in the month. • 8+ Expense Categories Food, Transport, Shopping, Entertainment, Housing, Health, Education, and Other — each with color-coded icons for quick visual identification. • Visual Budget Monitoring Color-coded status indicators warn you when approaching (amber) or exceeding (red) category budgets. See exactly where your money goes with per-category spending breakdowns • Year-at-a-Glance Review your entire financial year on one screen. Monthly status badges show whether you achieved your budget goals, overspent, or are still in progress. • Complete Privacy Popcorn works entirely offline. No accounts, no cloud sync, no data collection. Your financial data stays on your device, protected by iOS encryption. PRICING Free. No ads. No subscriptions. No in-app purchases. Note: The app includes a bundled AI model (~900MB) for on-device receipt recognition. This makes the initial download larger but ensures complete offline functionality and privacy.