Moneo App vs AndX Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moneo App
This app offers a fast, simple, and secure way to send, receive, and manage money. It supports various payment types for personal and business use, featuring instant transfers via QR code and a secure digital wallet.
- Instant money transfers
- QR code payments
- Digital wallet functionality
- Secure biometric login
- Fast identity verification
- Supports P2P, C2B, and B2B payments
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Moneo – Send, Receive & Manage Money. Moneo makes payments fast, simple, and secure. Whether you're paying friends, customers, or vendors, Moneo gives you a seamless way to move money—anytime, anywhere. Instant Transfers Send and receive money in real time using a QR code. Built for Everyone Personal or business use—Moneo supports P2P, C2B, and B2B payments. Digital Wallet Keep funds in your secure Moneo wallet or cash out to your bank with ease. Safe & Secure Your data is protected with top-grade encryption and biometric login. Fast Setup Sign up in minutes with simple identity verification—no paperwork required. Join Moneo today and experience the future of payments.
AndX Pay
Manage your digital assets with a secure, self-custody wallet. Transfer peer-to-peer directly with contacts, retaining full control of your private keys and funds. Interact with decentralized networks safely and transparently.
- Self-custody wallet
- Peer-to-peer digital asset transfers
- Local private key storage
- Transparent blockchain transactions
- Direct interaction with decentralized networks
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A self-custody wallet app for peer-to-peer digital asset transfers. AndX Pay is a secure mobile wallet that allows users to manage their own digital assets and interact directly with decentralized networks. The wallet is fully non-custodial, meaning users retain complete control over their private keys and funds at all times. AndX Pay makes it simple to transfer directly with friends, family, and contacts. Send or receive securely within seconds. Key Features Self-Custody Wallet Private keys are generated and stored locally on your device. Only you control your wallet and assets. Peer-to-Peer Transfers Send and receive digital assets directly between wallet addresses across supported blockchain networks. Local Key Security Private keys and recovery phrases remain on your device and are never transmitted to or stored by AndX Pay. Transparent Transactions All transactions are broadcast directly to public blockchain networks and can be independently verified. How It Works 1. Sign in securely and create or import a wallet 2. Send, receive, and manage digital assets directly from your device Important Notice AndX Pay is a non-custodial wallet interface. The app does not store, custody, or control user funds, and does not act as a financial institution, broker, exchange, or money transmitter. Users interact directly with blockchain networks.
Screenshots
Verdict
The clearest difference is rating: AndX Pay at 5.0 against Moneo App's 3.0. AndX Pay also leads on update cadence (weekly vs every 3 weeks). Moneo App's advantage is iOS requirement (12.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AndX Pay holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.
Moneo App ships an update every 3 weeks, AndX Pay weekly. The most recent releases landed on October 7, 2026 and October 12, 2026 respectively.
| Parameter | Moneo App | AndX Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 | 2 |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 86 MB | 67 MB |
| Age rating | 17+ | 17+ |
| Developer | Moneo Limited Liability Company | AndX USA |
Customer experience
Moneo App
AndX Pay
In-app purchases
Moneo App
No in-app purchases
AndX Pay
No in-app purchases
