Shaggle vs Kakeibo Style

Using Shaggle you have all your subscriptions clearly organized in one place, personal subscriptions as well as split/family subscriptions. Functions at a glance: - Manage (split) subscriptions, keep an eye on payments & contributions - Templates for many popular services to easily add your subscriptions - User-defined colors and logos (or use the ones provided by template) - Interactive price histories and management of price history (and reference prices for split subscriptions) - Quick overview of total expenditure, savings & contributions - Lovely charts for a better overview of spend by subscription or category - Home screen widgets for some metrics - 58 supported currencies - daily exchange rates - Light and dark mode, beautiful Liquid Glass design - Calendar view for due or past subscription payments [Pro] - Push notifications for payment dates & contributions due [Pro] - Custom push notifications (with templates for cancellation reminder and renewal reminder) [Pro] - Manage subscriptions in foreign currencies [Pro] - Custom categories [Pro] - iCloud synchronization for cross-device use [Pro] Note: To manage more than 3 subscriptions and/or 4 people, Shaggle Pro is required (one-time purchase or annual subscription). Data protection comes first. No registration. No advertising. No sharing of your data. Everything stays local on your device or secure in your iCloud. Terms of use: https://fr31b3u73r.de/shaggle/terms_of_use/ Privacy policy: https://fr31b3u73r.de/shaggle/data_protection/

Kakeibo (家計簿) — meaning "household financial ledger" — is a budgeting method created by Japanese journalist Hani Motoko in 1904. Rather than just tracking what you spend, it asks you to pause and reflect on why you spend. How it works: Every expense is sorted into one of four pillars: - Needs (必要) — essentials like rent, groceries, and bills - Wants (欲しい) — enjoyable but non-essential purchases - Culture (文化) — books, courses, music, and enrichment - Unexpected (予想外) — repairs, medical costs, and surprises At the start of each month, set your income and savings goal. As you spend, Kakeibo shows how your money flows across the four pillars. At the end of the month, reflect on what went well and what you can improve. Features: - Multiple income sources - Fixed costs with categories and month-to-month import - Visual budget bar showing savings, spending, and what's left - Search across all months - Monthly reflection with guided questions - Multi-currency support - Rename and organise expense categories Private by design All your data stays on your device. No accounts, no cloud sync, no analytics. The only network request is loading fonts on first launch. After that, Kakeibo works fully offline. Small, consistent acts of awareness lead to lasting change.