ADX Wallet vs KeyTransact

ADX Wallet lets you securely, quickly, and easily improve how you use your money. Make and manage payments online and offline, exchange money with others around the world. All in an easy-to-use multi-language, multi-currency mobile data app. ADX Wallet is a new kind of fully integrated secure mobile payments management technology created by Original Digital Corporation. Funds in your ADX wallet are not FDIC insured. Want to learn more? Just go to https://myadx.global/ SHOP & ACCESS YOUR BALANCES INSTANTLY FROM YOUR MOBILE DEVICE OR COMPUTER SEND AND RECEIVE WITH EASE Pay your friends and get paid by them instantly by using your wallet balance or the verified credit cards in your ADX wallet. No more bank transfers or pay you later. ADX is the easiest way to send and receive money around the world for free. MANAGE YOUR INFO FROM ONE CONVENIENT PLACE ADX lets you add credit cards (VISA¨, MASTERCARD¨, AMERICAN EXPRESS¨, DISCOVER¨) and bank accounts from hundreds of banks around the world. Easily update your payment information and track all transactions. Download transaction history to an easy to use. CSV file for import into your favorite accounting software like QuickBooks. MAKE RECURRING PAYMENTS AND SET REMINDERS Set recurring payments like mortgage or car payments by entering payment details in advance and get reminders when it is time to send or receive payments, so you never miss another payment. SECURE ENCRYPTED TRANSACTIONS You can trust ADX to keep your financial information secure, with multiple layers of security and multi-factor authentication including 24/7 fraud detection on one of the world's most advanced secure network infrastructures. TRUST BASED ONBOARDING All applications for an ADX account are instantly cleared for KYC, AML, and KYT to keep all accounts and user information secure, complete, and accurate. CHECKOUT ONLINE OR OFFLINE WITH JUST A CLICK With ADX you can pay instantly by clicking the Pay With ADX button in any online store shopping cart hosting the Pay With ADX button. PROTECTED, SECURE & FLEXIBLE Protect your account and all payments with a passcode, TouchID, or FaceID. All of your information is stored securely. RECEIVE YOUR PAYCHECK EARLIER THAN USUAL Deposit your paycheck, government payouts, tax refunds, unemployment benefits, and more by using the ADX inbound ACH feature. THE NEW & THE NOW ADX is available on iPhone or Apple Watch in the App Store. Using ADX for your purchases in all kinds of apps on iPhone, and Apple Watch. Think like this: ÒI can pay for my Uber¨ ride, pay for my pizza delivery or buy a new pair of sneakers all with just a touch and swipe in the ADX app on my phone. Copyright © 2025 Original Digital Corporation. All Rights Reserved.

KeyTransact is a full payment processor for merchants who want honest pricing and every payment method their customers actually use — credit cards, debit cards, Apple Pay, Google Pay, and ACH bank transfers — all from one app. WHY MERCHANTS SWITCH TO KEYTRANSACT Honest pricing. Flat 2.7% + 25¢ per transaction, or a 0% commission monthly plan for high-volume merchants. What we quote is what you pay — no platform surcharge, no hidden markup on interchange, no surprise fees added later. Every way to accept payments. Card-not-present online, tap-to-pay in person, invoicing over email, recurring subscriptions, and ACH bank debits — all on day one, all in one dashboard. PCI-compliant tokenization. Card details never touch your servers or your phone's storage. Your payments are secure by default. Real-time disputes and refunds. See the full chargeback timeline the moment it opens, not three days later. Respond with evidence right from your phone. Bank deposits on your schedule. Pick daily, weekly, or on-demand instant payouts to your debit card. WHAT'S IN THE APP • OVERVIEW — Daily dashboard: card volume, successful charges, average ticket, and recent transactions at a glance. • TERMINAL — Take a payment in seconds. Type the amount, charge the card, email the receipt. Works for in-person retail, phone orders, mobile services, and back-office collections. • INVOICES — Send professional card-payable invoices in seconds. Recurring billing, PDF attachments, automatic reminders, custom messages, and multi-currency support. • CUSTOMERS — Save cards on file, track lifetime value, and re-charge with one tap. Perfect for repeat customers and subscription businesses. • PAYOUTS — Track every deposit hitting your bank. See the exact date each pending payment clears and lands in your account. • DISPUTES — Respond to chargebacks with attached evidence right from your phone. Full timeline and dispute status. • REPORTS — Volume, fees, refunds, and net deposits — export CSV for accounting or file taxes. • SETTINGS — Manage your account, bank accounts, team members, notification preferences, and receipt branding. BUILT FOR EVERY BUSINESS • E-commerce stores accepting online credit card payments • Retail shops taking cards in person and mobile payments • Service businesses charging customers on the go • SaaS companies needing recurring billing and card-on-file • Restaurants and food trucks processing tap-to-pay • Freelancers and consultants sending card-payable invoices • Nonprofits accepting donations by credit card and ACH • Contractors and home services processing payments in the field PRICING Two ways to pay, both honest. Flat rate 2.7% + 25¢ per successful transaction. Or a 0% commission monthly plan calibrated to your volume — usually the better deal once you cross around $30k/month. We quote before you commit. No hidden fees. No monthly minimums on the flat plan. No cancellation fees ever. SECURE + COMPLIANT PCI-DSS Level 1 tokenization. End-to-end encryption on every transaction. Fraud scoring built in. Chargeback protection tools. Card data never stored on-device. GET STARTED Sign up, verify your business, connect your bank account, and start accepting card payments. No demo call. No sales rep. No weeks of underwriting. Most merchants are approved and processing in under an hour. Accept credit card payments, send invoices, take mobile payments, run recurring subscriptions, and get deposited on your schedule — all in one app. Download KeyTransact and keep your margin.