Monnetta vs Ledgrify

HOW DOES IT WORK? It starts by helping you build a balanced budget plan. One that feels more like a lifestyle than a diet. Once you've agreed on the plan and savings goals, staying on track is effortless. Log transactions in seconds, sync in real time, and never lose progress even offline. Beyond budgeting, Monnetta is packed with tools built for two — seamlessly connecting your monthly budget with your funds, helping you plan ahead, and making every step of your financial journey a shared, stress-free experience. BUILT FOR COUPLES AND FAMILIES → Real-time sync across devices - all family members always in the loop → Track anywhere, even offline - on planes, abroad, wherever life happens → Invite up to 5 family members at no extra cost → Private and secure - encrypted sync, no data mining, no ads, and we will never share your financial data with third parties THE 50/30/20 FRAMEWORK THAT CREATES BALANCE Instead of restricting your life, Monnetta gives you structure: → 50% for needs (housing, groceries, bills) → 30% for wants (dining out, hobbies, living well) → 20% for savings (building your future together) The system keeps you accountable without making anyone the "money police." When you've agreed on the plan together, spending decisions stop feeling personal. MANUAL TRACKING THAT KEEPS YOU AWARE Log expenses in seconds, see your progress in real-time, make adjustments before problems become crises. SMART FUNDS FOR BIG GOALS Planning a wedding? Saving for a house? Track major goals separately while keeping monthly spending balanced. WHY COUPLES CHOOSE MONNETTA? It helps them get on the same page, put an end to money arguments, improve financial communication, and make budgeting feel like a natural part of their lifestyle — not a chore. Download the app and claim your 7 days free trial. No credit card required. ONLY ONE PARTNER SUBSCRIBES - UP TO 5 CAN USE IT Privacy Policy: https://monnetta.app/privacy Terms: https://monnetta.app/terms EULA: https://monnetta.app/eula

Ledgrify — Personal Finance Tracker Know exactly where your money goes. Ledgrify is a simple, private expense tracker. Your financial data stays on your device — no account, no cloud, no clutter. Track Every Dollar - Log expenses and income in seconds - Scan receipts with your camera — details filled in automatically - Set up recurring bills and subscriptions so nothing gets missed - Browse your full transaction history with search and filters Split Bills with Friends - Split evenly by group: set how many people each group covers and Ledgrify splits the bill per person — perfect when one person pays for two, another for three - Or split by item: scan a receipt and assign each line to the right person — Ledgrify does the maths - Your own share is always shown, so you know exactly what you owe - Tweak any amount and the rest rebalances automatically - Track who's paid you back and who still owes - Request money via Venmo, Apple Cash, PayPal, or Cash App — right from the app - Save your go-to people for one-tap splitting next time Understand Your Spending - Monthly budget overview with category breakdown - Spending trends with month-over-month and year-over-year comparisons - Year-end forecast based on your real spending and recurring bills - Smart saving suggestions tailored to your habits Meet Q, Your AI Assistant - Chat with Q to report a bug, request a feature, or ask how something works - Just describe it in your own words — no forms, no waiting - Optional: Q only receives the messages you choose to send Built for Privacy - Your finances stay on your device — never uploaded - Optional Face ID / Touch ID app lock - Export encrypted backups anytime - No account or sign-in ever required Free to use. Upgrade to Ledgrify Premium ($0.99/month) to remove ads. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/st Privacy Policy: https://docs-ledgrify.angezou.com/privacy-and-data