Ledg vs Ledgrify

Ledg is a budget tracker that believes your money is nobody's business but yours. No bank login. No cloud sync. No analytics. No accounts. Just you and your budget, right on your device. — WHY LEDG? — Every budget app wants your bank password. They sync your transactions to servers. They track what you buy, where you shop, how you spend. Ledg doesn't do any of that. Your financial data stays on your iPhone. Period. — FAST EXPENSE TRACKING — Add a transaction in 3 taps. Open the app, type the amount, tap a category — done. The custom numpad and category grid are designed for speed. No keyboard fumbling. No forms. No friction. — ENVELOPE BUDGETING — Set a monthly income, allocate amounts to categories, and watch the progress ring fill up. When you hit 80%, you'll know. When you hit 100%, you'll really know. Budget rollover carries unspent amounts to next month. — SMART CATEGORIES — Start with 10 built-in categories or create your own. Each one gets an emoji, a color, and a budget allocation. Drag to reorder. Tap to edit. Up to 15 free — unlimited with Pro. — RECURRING TRANSACTIONS — Set up rent, subscriptions, and paychecks once. Ledg handles the rest. Toggle rules on and off. See upcoming charges at a glance. — CHARTS & INSIGHTS — Spending by category. Daily trends over 14 days. A budget ring that turns from green to orange to red as you approach your limit. No vanity metrics — just the numbers you need. — DATA PORTABILITY — Export your transactions as CSV. Import from YNAB, Mint, or any app. Back up as JSON. Your data is portable because it's yours. — PRIVACY BY DESIGN — • Face ID / Touch ID app lock • Privacy blur when switching apps • No analytics SDK — zero telemetry • No network requests (except App Store for purchases) • iOS Data Protection encryption at rest • No account required — ever — WIDGETS & SIRI — Budget ring on your Home Screen. "How much have I spent today?" — ask Siri. Glanceable insights without opening the app. — FREE FOREVER — Ledg is free with up to 15 categories. That's enough for most people. No time limit. No trial. No nag screens. — LEDG PRO — Unlock unlimited categories, home screen widgets, advanced charts, CSV/JSON export, and budget rollover. • Yearly: $29.99/year (70% less than YNAB) • Lifetime: $74.99 — pay once, keep forever — BUILT BY ONE DEVELOPER — Ledg is built by a developer who got tired of budget apps that spy on users. It's SwiftUI native, offline-first, and designed to last for years on your device without ever phoning home. Download Ledg. Take control of your money. Keep your privacy. Ledg Pro subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple ID account at confirmation of purchase. Manage or cancel anytime in Settings > Apple ID > Subscriptions. — LEGAL — Terms of Use (EULA): https://getledg.app/terms/ Privacy Policy: https://getledg.app/privacy/

Ledgrify — Personal Finance Tracker Know exactly where your money goes. Ledgrify is a simple, private expense tracker. Your financial data stays on your device — no account, no cloud, no clutter. Track Every Dollar - Log expenses and income in seconds - Scan receipts with your camera — details filled in automatically - Set up recurring bills and subscriptions so nothing gets missed - Browse your full transaction history with search and filters Split Bills with Friends - Split evenly by group: set how many people each group covers and Ledgrify splits the bill per person — perfect when one person pays for two, another for three - Or split by item: scan a receipt and assign each line to the right person — Ledgrify does the maths - Your own share is always shown, so you know exactly what you owe - Tweak any amount and the rest rebalances automatically - Track who's paid you back and who still owes - Request money via Venmo, Apple Cash, PayPal, or Cash App — right from the app - Save your go-to people for one-tap splitting next time Understand Your Spending - Monthly budget overview with category breakdown - Spending trends with month-over-month and year-over-year comparisons - Year-end forecast based on your real spending and recurring bills - Smart saving suggestions tailored to your habits Meet Q, Your AI Assistant - Chat with Q to report a bug, request a feature, or ask how something works - Just describe it in your own words — no forms, no waiting - Optional: Q only receives the messages you choose to send Built for Privacy - Your finances stay on your device — never uploaded - Optional Face ID / Touch ID app lock - Export encrypted backups anytime - No account or sign-in ever required Free to use. Upgrade to Ledgrify Premium ($0.99/month) to remove ads. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/st Privacy Policy: https://docs-ledgrify.angezou.com/privacy-and-data