Comparison

My Save Wise vs Stash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Save Wise

Manually track your savings progress towards custom goals. This app is designed for those who prefer to save physical cash and want a visual, motivational way to see their money grow without linking to bank accounts.

Highlights
  • Set custom savings goals
  • Manually track physical deposits
  • Support for multiple savings goals
  • Visualize progress towards targets
  • Motivational saving reminders
  • Simple, no-signup interface
Features
Read full description

Save Wise is the simple, flexible way to track your savings—whether you're stashing cash in envelopes, jars, under the mattress, or in a savings account. Set a goal, record your progress, and watch your money grow, one deposit at a time. This app is built for people who like to physically save money. If you’re saving for a vacation, new gadget, emergency fund, or anything else, Save Wise gives you a visual and motivational way to stay on track. Why Save Wise? We know not everyone saves digitally. Some of us like to see our cash, hold it, count it, and tuck it away somewhere safe. Save Wise doesn’t try to link to your bank. Instead, it keeps things manual—because you’re the one in control. Think of it like a virtual label on your envelope or jar. Every time you save a few bucks, log it in Save Wise. The app tracks your progress toward your goal and lets you see how far you’ve come. Features: Set Custom Goals: Name your goal, choose an amount, and start saving. Manual Tracking: Add deposits each time you save money physically. Multiple Goals: Save for several things at once—vacation, gifts, debt payoff, anything! Progress Visualization: See how close you are to reaching your target. Motivational Reminders: Stay encouraged with optional nudges to keep saving. Simple Interface: Easy to use for all ages—no signups or bank connections required. Perfect For: Envelope budgeting fans Cash savers who don’t want banking apps Parents teaching kids about money People using savings jars or boxes Budgeters tracking physical or digital side stashes Anyone trying to be more intentional with their money Stay Accountable Saving money is a mental game. Save Wise gives you a visual nudge and a satisfying sense of progress with every entry. No fancy charts. No linking to banks. Just good, old-fashioned goal tracking with a modern interface.

About

Stash

This app gamifies saving money with engaging challenges like the 100-envelope or 52-week methods. Track your progress visually, share achievements, and enjoy an ad-free, private experience without needing an account.

Highlights
  • 100-envelope challenge
  • 52-week challenge
  • Custom savings goals
  • Visual progress tracking
  • Streak and milestone tracking
  • Shareable progress cards
  • 24 currency support
Features
Read full description

Stash makes saving money genuinely fun, with zero ads and no account. THE CHALLENGE THAT ACTUALLY STICKS Draw a random envelope, stash whatever number it shows, and watch your total climb. It is the viral 100-envelope challenge, the classic 52-week challenge, or a custom goal you build yourself, in any currency. OPEN IT LIKE A GIFT Every envelope tears open with a little burst of coins. Hit 25, 50 and 75 percent and the app celebrates with you. WATCH IT FILL UP A satisfying board fills in as you go, with a running total, a streak, and milestones to keep you going. Save a little at a time and actually see the progress. SHARE YOUR WINS Share the envelope you just opened as a story-sized card. Not your bank balance, just the fun part. PRIVATE AND AD-FREE, ALWAYS No ads, no account, no sign-up, no tracking, no cloud. An app about saving money should not sell your attention. Everything stays on your device. 24 CURRENCIES From USD, EUR, and GBP to PLN, JPY, and more, pick the currency that fits you. Stash works the same everywhere. STASH PLUS The 100-envelope and 52-week challenges are free. Stash Plus adds custom challenges, several challenges at once, and the progress card. Choose a yearly plan, which renews automatically until you cancel it in your Apple ID settings, or a single forever payment. Stash is a savings tracker, not financial advice. You move your own money to your own savings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://envelopes-psi.vercel.app/privacy

Screenshots

My Save Wise4 screens
Stash4 screens

Verdict

The call

The clearest difference is in-app purchases: My Save Wise at none against Stash's 2. On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Stash sells 2 in-app purchases, starting at $9.99 per year. My Save Wise asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for My Save Wise against 5.0 for Stash. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Scorecard2 real differences · 7 level
My Save Wise versus Stash: the parameters behind the verdict, then further details
ParameterMy Save WiseStash
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Number of ratings2 — better1
Update frequency—Every 2 days
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size23 MB9 MB
Age rating4+4+
DeveloperJustin LedvinaPeter Hallander

Customer experience

My Save Wise

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Stash

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

My Save Wise

No in-app purchases

2 purchases

Stash

Subscriptions1
  • Stash Plus Yearly$9.991 Year
One-time1
  • Full Access$19.99

Questions

Is My Save Wise free?
My Save Wise is free to download, with no in-app purchases.
Is Stash free?
Stash is free to download, with in-app purchases available.
Which has better reviews, My Save Wise or Stash?
My Save Wise and Stash are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do My Save Wise or Stash have ads?
Neither My Save Wise nor Stash shows ads.

Other comparisons