Comparison

Habit Tracker vs Loan Co

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Habit Tracker

Features
Read full description

Build routines that stick. Set a habit, keep your streak alive, and let AI handle the busy work. Track your progress, compete on global leaderboards, and manage your appointments, all in one place. AI THAT SAVES YOU TIME • AI Habit Boosts: Generate a habit name, description, and success tip in one tap. • AI Appointments: Turn a quick prompt into a ready-to-save appointment, with the time and reminders already set. GLOBAL LEADERBOARDS Compete with people around the world in four rankings: • Longest streaks • Total completions • Consistency • Monthly champions Rankings update for everyone at the same time, so the competition stays fair. HABITS AND APPOINTMENTS IN ONE PLACE Manage your routines, work, health, and personal commitments together, with reminders that keep you on track. PROGRESS YOU CAN SEE • Calendar grids that show your streaks at a glance • Color-coded habits you can scan in seconds • Consistency scores and milestone celebrations BUILT FOR DAILY USE • Works on iPhone and iPad • Light and dark themes • Fast cloud sync across your devices when you sign in • Export your data anytime TRACK WHAT MATTERS Fitness, focus, health, work, productivity, mindfulness, and more. FREE AND PREMIUM The free plan includes one habit and core tracking. Premium unlocks: • Unlimited habits • AI Habit Boosts and AI Appointments • Advanced customization • Detailed insights • All future upgrades Every plan includes priority support. Start small, stay consistent, and turn daily actions into real momentum. Terms of Use: https://ktforge.dev/habittracker-eula Privacy Policy: https://ktforge.dev/habittracker-privacy

About

Loan Co

Features
Read full description

Take Control of Your Debt Journey Loan Co-Pilot is your personal financial companion for managing loans and accelerating your path to becoming debt-free. Whether you have a mortgage, student loans, car payments, or personal debts, Loan Co-Pilot gives you the clarity and tools you need to take control. Key Features: COMPREHENSIVE DASHBOARD • Track all your loans in one beautiful interface • See total debt, monthly payments, and remaining balances at a glance • Visual charts show your progress over time ACHIEVEMENT SYSTEM • Unlock 18 unique achievements as you manage your loans • Celebrate milestones on your debt-free journey • Stay motivated with tiered rewards for progress SMART PAYMENT STRATEGIES • Avalanche method: Pay off highest interest loans first to save the most money • Snowball method: Tackle smallest balances first for quick wins and motivation • See exactly how much interest you'll save with each approach EXTRA PAYMENT IMPACT • Instantly see how extra payments affect your timeline • Calculate how much you'll save in interest • Watch years disappear from your loan terms RATE ADJUSTMENT TRACKING • Track interest rate changes over time • See how refinancing or rate adjustments impact your loan • Visualize the long-term effects of rate modifications BEAUTIFUL VISUALIZATIONS • Clear charts show principal vs. interest breakdown • Track your balance shrinking over time • Interactive onboarding guides you through features 100% PRIVATE & SECURE • All data stored locally on your device only • No account required, no data collection • Your financial information never leaves your phone Perfect For: • Homeowners managing mortgages • Graduates paying off student loans • Anyone with multiple debts to track • People serious about becoming debt-free faster Download Loan Co-Pilot today and start your journey to financial freedom!

Screenshots

Habit Tracker4 screens
Loan Co4 screens

Verdict

The call

The clearest difference is in-app purchases: Loan Co at none against Habit Tracker's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Habit Tracker sells 2 in-app purchases, starting at $4.99 per month. Loan Co asks for nothing beyond the download.

UpkeepUpdate frequency

Habit Tracker ships an update every 10 days, Loan Co weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Habit Tracker versus Loan Co: the parameters behind the verdict, then further details
ParameterHabit TrackerLoan Co
PriceFreeFree
Update frequencyEvery 10 daysWeekly — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.415.1 — better
Further details — not scored
Size91 MB30 MB
Age rating12+4+
DeveloperKT ForgeTareq Musmar

In-app purchases

2 purchases

Habit Tracker

Subscriptions2
  • Premium Monthly3 Days trial$4.991 Month
  • Premium Yearly3 Days trial$29.991 Year
None

Loan Co

No in-app purchases

Questions

Is Habit Tracker free?
Habit Tracker is free to download, with in-app purchases available.
Is Loan Co free?
Loan Co is free to download, with no in-app purchases.
Do Habit Tracker or Loan Co have ads?
Neither Habit Tracker nor Loan Co shows ads.
Which is updated more often, Habit Tracker or Loan Co?
Habit Tracker ships an update every 10 days, and Loan Co weekly. Most recently, Habit Tracker was updated on November 5, 2026 and Loan Co on October 31, 2026.

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