MoolaCon vs PayJar

Other budgeting apps have too many features that don't actually help and just make budgeting overcomplicated for no reason. They are hard to use and only show one month at a time which does not create long term progress. Expense tracking and budgeting should reduce your stress, not add to it! MoolaCon's patent pending features show you yearly projected variance with a real-time MoolaCon spending readiness level so you quickly know where you stand. Over budget? Don't worry, the countdown timer gives you precisely how long it would take to get back on track without any additional variable spending. MOOLACON FEATURES Check key information to see the impact of your budgeting and expenses. • See today's spending and estimated annual surplus on the dashboard • Budget surplus graphs directly show how your daily variable spending impacts financial goals • Burndown graph shows planned, actual and estimated spending so you'll have a better idea of how the year will end See your MoolaCon spending readiness level - the higher the better! • MoolaCon levels range from 1 to 5 • 1 indicates a budget deficit > 10% • 3 means you are on course within 5% of your planned budget • 5 indicates a budget surplus > 10% • Improve your budgeting and expenses to increase your MoolaCon level Quickly organize your budget into categories and subcategories or add your own category. • Food: grocery, dining out • Giving: donations, tithes/offerings • Home: HOA, maintenance, rent/mortgage, insurance, tv/internet, utilities, water bill • Personal: clothing, fun, gifts, haircut/hygiene, household, pets, phone, subscription • Transportation: auto insurance, auto maintenance, auto payment, fuel/electricity, license, ride share • Vacation: air fare, auto rental, hotel, tickets/fees, vacation meals Easily set scheduled or variable expenses for different categories. • See which categories need some help and which categories are doing well New to budgeting? The tutorial will show you how to use each feature so you can learn how to effectively budget and track expenses. Get a 30-day free trial. After your free trial ends, you can still view your budget but cannot make any changes. In order to make changes to your budget or expenses, monthly or yearly subscriptions are available: • Monthly Plan: $4.99/month • Yearly Plan: $49.99/year Download MoolaCon and start your new year budgeting right. Terms of Service https://moolacon.com/terms-of-service

Know what you made tonight. Not on payday. After a double, nobody wants to do math. So the tips end up on a napkin and payday ends up a surprise. PayJar keeps every shift and every tip in one place, does the math, and tells you when your check comes up short. MADE FOR TIPPED WORK • Cash tips, card tips and your share of the tip pool on every shift • Tip-out to the bar, bussers or kitchen, as an amount or a percentage of sales or tips • Your real hourly rate: wages plus tips, minus tip-out • Your state's minimum wage and tipped wage. If a slow week leaves you under the minimum, you see what your employer has to make up • Best days, cash vs. card and a year-end summary IS YOUR CHECK RIGHT? Type in the gross on your paycheck. PayJar compares it with the hours you logged and says it straight: it matches, or "You were underpaid by $38.40." Wage Check is free. OVERTIME, DONE RIGHT • Weekly overtime after 40 hours, on from the start • Daily overtime and double time for states that have them, like California • An hour already paid as daily overtime isn't counted again for the week • On a tipped wage, overtime is figured on the full minimum wage, not on $2.13 • Night, weekend and holiday differentials, if your job pays them • Every shift shows how its pay was worked out CLOCKING IN SHOULDN'T BE MORE WORK • One tap to start or end a shift, with Undo in case you tap by mistake • Forgot to clock in? Start the shift at the time you really walked in • Breaks, manual or automatic (for example, 30 minutes after 6 hours) • Quick shifts for the ones you work every week • A close that runs past midnight counts for the day it started • Weekly, biweekly, every 4 weeks, twice a month or monthly pay periods YOUR DATA STAYS YOURS • No account, no sign-up, no ads • Your hours, pay, tips and notes stay on your iPhone, with backup to your own iCloud • Excel and CSV export, always free • Anonymous usage stats and crash reports help us fix what breaks. They never include amounts, job names or notes, and you can turn them off in Settings PAYJAR PRO: PAY ONCE One-time purchase, no subscription. Unlimited jobs with their own rates, bonuses and deductions, PDF timesheets, charts by job and every future Pro feature. In English, Spanish and Japanese. PayJar estimates your gross pay (before taxes) for your own records. It isn't legal or tax advice.