Comparison

KettlePay vs FLO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KettlePay

Easily send, receive, and manage cryptocurrency payments directly from your phone. This app offers embedded wallets and automatic fiat conversion for a seamless mobile-first experience, ideal for personal transactions or business use.

Highlights
  • Send and receive crypto payments
  • Embedded crypto wallets
  • Fiat conversion
  • Share crypto checkout links
  • Mobile-first experience
Features
Read full description

Kettle Pay is the fastest way to send, receive, and manage crypto payments—on your phone, with no seed phrase or browser extension required. Whether you're doing peer-to-peer transactions or running a business, Kettle Pay gives you embedded wallets, fiat conversion, and a clean mobile-first experience. What You Can Do Accept crypto payments (USDT, USDC, and more) Share crypto checkout links with others Send or withdraw funds in just a few taps Convert crypto to fiat automatically View and manage your Kettle balance in-app

About

FLO

Features
Read full description

FLO is the smarter way to send, receive, and manage money—built for speed, security, and simplicity. Move money instantly to friends, family, or businesses with just a few taps. Split bills, pay vendors, get paid for jobs, and track every transaction in one easy-to-use app. Whether you’re paying rent, sharing expenses, or sending funds anywhere, FLO makes it effortless. Key Features Instant Transfers – Send and receive money in seconds Easy Bill Splitting – Share expenses with friends or groups Pay Anyone, Anywhere – Recipients don’t need the app Secure Payments – Bank-level security and encryption Smart Tracking – View and manage all transactions Multiple Payout Options – Direct deposit, debit card, or wallet Business Friendly – Perfect for freelancers and small businesses Modern Design – Clean, simple, and stress-free experience Why FLO? FLO is designed to be faster, simpler, and more flexible than traditional payment apps. No complicated steps. No confusion. Just a smooth, reliable way to move your money. FLO – Move Money Your Way.

Screenshots

KettlePay4 screens
FLO4 screens

Verdict

The call

KettlePay and FLO are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
KettlePay versus FLO: the parameters behind the verdict, then further details
ParameterKettlePayFLO
PriceFreeFree
Rating4.5 (15 ratings) — better—
Positive reviews85.7% of reviews—
Number of ratings15 — better—
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size47 MB185 MB
Age rating4+17+
DeveloperSkillet Group, Inc.Sidikie Kamara

In-app purchases

None

KettlePay

No in-app purchases

None

FLO

No in-app purchases

Questions

Is KettlePay free?
KettlePay is free to download, with no in-app purchases.
Is FLO free?
FLO is free to download, with no in-app purchases.
Do KettlePay or FLO have ads?
Neither KettlePay nor FLO shows ads.

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