KettlePay vs FLO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KettlePay
Easily send, receive, and manage cryptocurrency payments directly from your phone. This app offers embedded wallets and automatic fiat conversion for a seamless mobile-first experience, ideal for personal transactions or business use.
- Send and receive crypto payments
- Embedded crypto wallets
- Fiat conversion
- Share crypto checkout links
- Mobile-first experience
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Kettle Pay is the fastest way to send, receive, and manage crypto payments—on your phone, with no seed phrase or browser extension required. Whether you're doing peer-to-peer transactions or running a business, Kettle Pay gives you embedded wallets, fiat conversion, and a clean mobile-first experience. What You Can Do Accept crypto payments (USDT, USDC, and more) Share crypto checkout links with others Send or withdraw funds in just a few taps Convert crypto to fiat automatically View and manage your Kettle balance in-app
FLO
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FLO is the smarter way to send, receive, and manage money—built for speed, security, and simplicity. Move money instantly to friends, family, or businesses with just a few taps. Split bills, pay vendors, get paid for jobs, and track every transaction in one easy-to-use app. Whether you’re paying rent, sharing expenses, or sending funds anywhere, FLO makes it effortless. Key Features Instant Transfers – Send and receive money in seconds Easy Bill Splitting – Share expenses with friends or groups Pay Anyone, Anywhere – Recipients don’t need the app Secure Payments – Bank-level security and encryption Smart Tracking – View and manage all transactions Multiple Payout Options – Direct deposit, debit card, or wallet Business Friendly – Perfect for freelancers and small businesses Modern Design – Clean, simple, and stress-free experience Why FLO? FLO is designed to be faster, simpler, and more flexible than traditional payment apps. No complicated steps. No confusion. Just a smooth, reliable way to move your money. FLO – Move Money Your Way.
Screenshots
Verdict
KettlePay and FLO are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | KettlePay | FLO |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (15 ratings) — better | — |
| Positive reviews | 85.7% of reviews | — |
| Number of ratings | 15 — better | — |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 47 MB | 185 MB |
| Age rating | 4+ | 17+ |
| Developer | Skillet Group, Inc. | Sidikie Kamara |
In-app purchases
KettlePay
No in-app purchases
FLO
No in-app purchases









