LaserCards vs Vepay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LaserCards
Create and manage virtual and physical cards for online payments, subscriptions, and business expenses. Set up multi-currency wallets and fund them easily to control your spending.
- Create virtual and physical cards
- Support for Visa and Mastercard
- Add cards to global platforms
- Manage multiple cards with limits
- Freeze/unfreeze cards instantly
- Set spending rules and restrictions
- Create business cards for teams
- Multi-currency wallets (NGN, USD, EUR)
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LaserCards helps you create and manage Virtual and Physical cards for online payments, subscriptions, and business expenses. You can also set up NGN, USD, and EUR wallets, fund them easily, and stay in control of your spending. The app is built for individuals, freelancers, and teams who need a reliable way to make payments in dollars and manage card activity without delays or card errors. Key features: 1. Create virtual and physical cards instantly: Set up personal or business cards in a few minutes. Name your cards and use them across platforms. 2. Choose your card type: Select between Visa and Mastercard depending on what you need. Both options work globally. 3. Add to your favorite platforms: Use your card for in-store or online payments worldwide. Just add and tap. 4. Manage multiple cards: Create as many cards as you need. Set spending limits, view transaction history, and keep track of each card from one dashboard. 5. Freeze and unfreeze your card anytime: Pause any card from the app when needed. You stay in control at all times. 6. Set spending rules and restrictions: Decide how each card can be used. You can limit cards to specific categories, merchants, or spending amounts. 7. Create a business card for your company: Assign a card to a team member, monitor spending, and set permissions. This feature is designed for business owners and managers who need oversight and flexibility. 8. Wallets and funding: - Create NGN, USD, and EUR wallets: You can hold and manage multiple currencies in your wallet. - Choose your preferred method. Wallet funding is simple and fast. LaserCards is simple, secure, and built to make everyday payments work without stress. It’s the best way to pay for ads, subscriptions, software services or team expenses. Download the LaserCards app to start managing your expenses the easier way.
Vepay
A secure global payment platform for sending and receiving funds, making local transfers, and paying bills. It offers virtual dollar cards for instant use and provides transparent tracking with live exchange rates.
- Global fund transfers
- Local transfers
- Bill payments
- Virtual dollar cards
- Live exchange rates
- Instant settlements
- Transparent tracking
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Vepay is a secure and reliable payment platform built for global transactions. You can send and receive funds across borders, make local transfers, pay bills, and create virtual dollar cards that work instantly, and a lot more. Everything happens in one secure app - fast, reliable, and easy to use. With live exchange rates, instant settlements, and transparent tracking, users stay in control of their money at every step.
Screenshots
Verdict
LaserCards and Vepay both sit at 4.5 stars, but that hides the real split: 100% of Vepay's written reviews are positive against 67% of LaserCards's. Vepay also leads on iOS requirement (13.0 vs 15.6). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.5 for LaserCards against 4.4 for Vepay. Both are backed by a comparable volume of ratings — 17 and 8 respectively. Written reviews are what separate them: 67% of LaserCards's written reviews are positive against 100% of Vepay's.
LaserCards ships an update every 2 weeks, Vepay every 3 weeks. The most recent releases landed on October 8, 2026 and October 11, 2026 respectively.
| Parameter | LaserCards | Vepay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (17 ratings) — better | 4.4 (8 ratings) |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 17 — better | 8 |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 60 MB | 59 MB |
| Age rating | 17+ | 17+ |
| Developer | LaserCards | Onyinye Emmanuel |
Customer experience
LaserCards
Vepay
In-app purchases
LaserCards
No in-app purchases
Vepay
No in-app purchases









