Comparison

Settleasy vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Settleasy

Features
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The Private Expense Splitter & Bill Tracker Stop the spreadsheet chaos. Settleasy is the ultimate expense splitter app to track, divide, and manage shared costs for couples, roommates, and travelers. Calculate exactly who owes whom β€” 100% offline, no accounts, no data leaving your device. SPLIT BILLS & SHARE COSTS EASILY Take full control of your group budget with Settleasy, whether for daily life or vacation: β€’ Couples: Manage monthly household bills, partner costs, and monthly expenses together. β€’ Roommates: Fairly split rent, utilities, apartment costs, and groceries in a shared household. β€’ Families: A simple way to share costs, track income, and settle family debts. β€’ Travelers: Track holiday expenses and group spend across multi-currency ledgers. β€’ Friends: Perfect for settling vacation bills, restaurant dinners, and group activities. Whether you are managing recurring household expenses or a weekend getaway, Settleasy handles the math and provides accurate balances and settlement payments in an instant. And it works for both expenses and income! SMART SETTLEMENT CALCULATIONS & FLEXIBLE DATA EXCHANGE Create a settlement, add your items (expenses and income), and let Settleasy do the math: β€’ Flexible Shares: Set custom split methods β€” equal shares, percentages (10%, 20%, 50%), or specific amounts. One partner pays 70%? Easy. β€’ Track Who Paid What: Record actual contributions for every expense. Alice paid $50, Bob paid $150? The app logs both contributions. β€’ Automatic Balance: Instantly see who owes whom based on agreed shares. No mental math, no arguments. β€’ Settlement Payments: Record payments between participants to zero out debts and clear the balance. β€’ Import & Export: Keep your data safe or move it between devices. Export your settlements as a file and import them whenever you need. β€’ NEW: PDF Reports: Create professional PDF reports of your settlements and share them with other participants β€” for instance, by mail or messenger. BUILT FOR REAL LIFE β€’ Multi-Currency Made Easy: Ideal for vacation. Enter expenses in any currency and convert them to your settlement currency with ease. β€’ Items with Context: Add dates, timeframes, and locations (e.g., "Restaurant, Budapest, Oct 15") to keep everything organized. β€’ Income & Expenses Together: Received a group refund? Add it to the same settlement. Settleasy properly factors income into your balance. β€’ Duplicate Settlements: Perfect for recurring monthly costs. Long-press any settlement to copy participants and split settings. β€’ Precision Splitting: Multiple split methods via long-press menus, including split equally, by shares, or by percentages. β€’ Fast Entry: Tap settlement β†’ "+" β†’ enter title and amount. Done. Perfect for tracking costs on the go. PRIVACY BY DESIGN 100% local. 100% private. 100% yours. Settleasy stores everything on your device. No accounts, no cloud sync, and no data transmission. Your financial information never leaves your iPhone or iPad. You manage everything yourself β€” participants don’t need the app, don’t receive notifications, and aren't tracked. Your data, your way. Perfect for anyone who values privacy or needs to work offline while traveling. INTUITIVE & ORGANIZED β€’ Participants: Add people with names and optional photos (from camera, gallery, or files). β€’ Group & Sort: Organize settlements, items, and participants exactly how you want. β€’ Undo Protection: Accidentally deleted something? Tap "Undo" to restore it instantly. β€’ Bulk Actions: Select and delete multiple rows at once. β€’ Smart Keyboard: Dismiss the keyboard by dragging down. SETTLEASY PRO β€’ Unlimited settlements (free: up to three settlements). β€’ Watermark-free PDF reports (free: PDF reports with watermarks). β€’ Future Pro features included. Try Settleasy today and experience the most private way to manage group finances!

About

Spending Tracker

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Track, split & manage money – together or solo. With SplitBudget, you always know where your money goes. Perfect for couples, families, roommates, and groups who share expenses. Features: Shared budgets for households, couples & friends Track income & expenses with categories & colors Split bills & settle debts automatically Real-time sync across all devices Clean, modern interface for fast use Secure & private with cloud backup Whether it’s rent, groceries, travel, shopping, or subscriptions, SplitBudget makes money management simple, transparent & fair. If you found a bug, or have ideas on how to make SplitBudget a better App, you can contact us here: kontakt@rene-schanzenbaecher.de You can find our terms here: https://www.split-budget.com/terms.html

Screenshots

Settleasy4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Spending Tracker at 17.6 against Settleasy's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Settleasy sells 1 one-off in-app purchase and Spending Tracker sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference Β· 5 level
Settleasy versus Spending Tracker: the parameters behind the verdict, then further details
ParameterSettleasySpending Tracker
PriceFreeFree
Update frequencyMonthlyβ€”
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad β€” betteriPhone
Requires iOS26.017.6 β€” better
Further details β€” not scored
Size6 MB38 MB
Age rating4+12+
DeveloperNils AnspachRene Weinhold

In-app purchases

1 purchases

Settleasy

One-time1
  • Pro Upgrade$8.99
2 purchases

Spending Tracker

Subscriptions2
  • SplitBudget Pro (Monthly)7 Days trial$2.991 Month
  • SplitBudget Pro (1 Year)7 Days trial$17.991 Year

Questions

Is Settleasy free?
Settleasy is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Do Settleasy or Spending Tracker have ads?
Neither Settleasy nor Spending Tracker shows ads.

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