Comparison

Settleasy vs Split Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Settleasy

Features
Read full description

The Private Expense Splitter & Bill Tracker Stop the spreadsheet chaos. Settleasy is the ultimate expense splitter app to track, divide, and manage shared costs for couples, roommates, and travelers. Work out who owes whom automatically — 100% offline, no accounts, no data leaving your device. SPLIT BILLS & SHARE COSTS EASILY Take full control of your group budget with Settleasy, whether for daily life or vacation: • Couples: Manage monthly household bills, partner costs, and monthly expenses together. • Roommates: Fairly split rent, utilities, apartment costs, and groceries in a shared household. • Families: A simple way to share costs, track income, and settle family debts. • Travelers: Track vacation expenses and group spend across multi-currency ledgers. • Friends: Perfect for settling vacation bills, restaurant dinners, and group activities. Whether you are managing recurring household expenses or a weekend getaway, Settleasy handles the math and calculates balances and settlement payments in an instant. And it works for both expenses and income! SMART SETTLEMENT CALCULATIONS & FLEXIBLE DATA EXCHANGE Create a settlement, add your items (expenses and income), and let Settleasy do the math: • Flexible Shares: Set custom split methods — equal shares, percentages (10%, 20%, 50%), or specific amounts. One partner pays 70%? Easy. • Track Who Paid What: Record actual contributions for every expense. Alice paid $50, Bob paid $150? The app logs both contributions. • Automatic Balance: Instantly see who owes whom based on agreed shares. No mental math, no arguments. • Settlement Payments: Record payments between participants to zero out debts and clear the balance. • Import & Export: Back up your data or move it between devices. Export your settlements as a file and import them whenever you need. • PDF Reports: Create professional PDF reports of your settlements and share them with other participants — for instance, by mail or messenger. BUILT FOR REAL LIFE • Multi-Currency Made Easy: Ideal for vacation. Enter expenses in any currency and convert them to your settlement currency with ease. • Items with Context: Add dates, timeframes, and locations (e.g., “Restaurant, Budapest, Oct 15”) to keep everything organized. • Income & Expenses Together: Received a group refund? Add it to the same settlement. Settleasy factors income into your balance. • Duplicate Settlements: Perfect for recurring monthly costs. Long-press any settlement to copy participants and split settings. • Quick Splitting: Multiple split methods via long-press menus, including split equally, by shares, or by percentages. • Fast Entry: Tap settlement → “+” → enter title and amount. Done. Perfect for tracking costs on the go. PRIVACY BY DESIGN 100% local. 100% private. 100% yours. Settleasy stores everything on your device. No accounts, no cloud sync, and no data transmission. Your financial information never leaves your iPhone or iPad. You manage everything yourself — participants don’t need the app, don’t receive notifications, and aren’t tracked. Your data, your way. Perfect for anyone who values privacy or needs to work offline while traveling. INTUITIVE & ORGANIZED • Participants: Add people with names and optional photos (from camera, gallery, or files). • Group & Sort: Organize settlements, items, and participants exactly how you want. • Undo Protection: Accidentally deleted something? Tap “Undo” to restore it instantly. • Bulk Actions: Select and delete multiple rows at once. • Smart Keyboard: Dismiss the keyboard by dragging down. SETTLEASY PRO • Unlimited settlements (free: up to three settlements). • Watermark-free PDF reports (free: PDF reports with watermarks). • Future Pro features included. Try Settleasy today and experience the most private way to manage group finances! Provided as is. Please verify important amounts before making payments.

About

Split Payments

Features
Read full description

No more complicated calculations! Split Payments is a user-friendly mobile app designed for friends to easily track, split, and manage shared expenses. Whether it's a group trip, a dinner out, or shared bills, Split Payments simplifies the process of keeping tabs on who owes what. Key Features: - Group Expense Tracking: Create groups for trips, events, or shared costs and add expenses in real-time. - Smart Splitting: Automatically split bills equally or customize amounts for each friend. - Multi-Currency Support: Perfect for international trips, with instant currency conversion. - Debt Summary: See who owes who at a glance and settle up With a clean interface and secure data handling, Split Payments ensures fairness and transparency, so you and your friends can focus on making memories, not chasing payments. Split smart, stay friends! Privacy Policy: https://dima1422.github.io/educationalquizzes.github.io/split_payments.html Terms of Use: https://dima1422.github.io/educationalquizzes.github.io/split_payments_terms.html

Screenshots

Settleasy4 screens
Split Payments4 screens

Verdict

The call

The clearest difference is ads: Settleasy at none against Split Payments's shown. Split Payments's advantage is iOS requirement (13.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Settleasy sells 1 one-off in-app purchase and Split Payments sells 3 in-app purchases, starting at $19.99 per 3 months. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences · 6 level
Settleasy versus Split Payments: the parameters behind the verdict, then further details
ParameterSettleasySplit Payments
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 5 weeks—
AdsNo — betterYes
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS26.013.0 — better
Further details — not scored
Size6 MB65 MB
Age rating4+12+
DeveloperNils AnspachEducational apps LLC

In-app purchases

1 purchases

Settleasy

One-time1
  • Pro Upgrade$8.99
3 purchases

Split Payments

Subscriptions3
  • Premium - 3 months$19.993 Months
  • Premium - 1 year$29.991 Year
  • Premium - 1 year3 Days trial$49.991 Year

Questions

Is Settleasy free?
Settleasy is free to download, with in-app purchases available.
Is Split Payments free?
Split Payments is free to download, with in-app purchases available.
Do Settleasy or Split Payments have ads?
Split Payments shows ads; Settleasy does not.

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