Comparison

SplitSpat vs Expensa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitSpat

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TIRED OF ARGUING WHO PAYS THE BILL? SplitSpat turns the boring chore of splitting costs into a fun, luck-based experience. Whether you're dining with friends, traveling with a group, or just want to add a little chaos to your coffee run—SplitSpat makes it fair, funny, and totally random. HOW IT WORKS: Add your friends and the total bill Choose a game mode: Winner pays it all or split the bill into multiple rounds. Watch as luck chooses who foots the bill! WHY SPLITSPAT? No more awkward "you owe me" chats Quick, easy, and fun to use Perfect for dates, outings, parties, or challenges Great conversation starter! Whether you win or lose, you’ll always walk away with a laugh. Download SplitSpat now and let luck do the math!

About

Expensa

This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.

Highlights
  • Automatic transaction tracking via Wallet Shortcuts
  • AI-powered budget creation and categorization
  • Multi-currency support for travelers
  • Private iCloud sync, no bank linking
  • Shared budgets for family and partners
  • Customizable budget cycles and alerts
Features
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Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html

Screenshots

SplitSpat4 screens
Expensa4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitSpat at none against Expensa's 7. SplitSpat also leads on update cadence (every 2 days vs every 11 days) and iOS requirement (15.1 vs 17.0). Expensa's advantage is ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expensa sells 7 in-app purchases, starting at $4.99 per month. SplitSpat asks for nothing beyond the download.

UpkeepUpdate frequency

SplitSpat ships an update every 2 days, Expensa every 11 days. The most recent releases landed on October 30, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
SplitSpat versus Expensa: the parameters behind the verdict, then further details
ParameterSplitSpatExpensa
PriceFreeFree
Rating—3.9 (10 ratings) — better
Positive reviews—87.5% of reviews
Number of ratings—10 — better
Update frequencyEvery 2 days — betterEvery 11 days
AdsYesNo — better
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size28 MB95 MB
Age rating12+4+
DeveloperShao Xuan LyeAndrii Sereda

In-app purchases

None

SplitSpat

No in-app purchases

7 purchases

Expensa

Subscriptions2
  • Expensa PRO Monthly14 Days trial$4.991 Month
  • Expensa PRO Yearly14 Days trial$39.991 Year
One-time5
  • 1 Espresso$0.99
  • 2 Espressos$1.99
  • 4 Espressos$4.99
Show 2 more
  • 10 Espressos$9.99
  • Expensa Pro Lifetime$79.99

Questions

Is SplitSpat free?
SplitSpat is free to download, with no in-app purchases.
Is Expensa free?
Expensa is free to download, with in-app purchases available.
Do SplitSpat or Expensa have ads?
SplitSpat shows ads; Expensa does not.
Which is updated more often, SplitSpat or Expensa?
SplitSpat ships an update every 2 days, and Expensa every 11 days. Most recently, SplitSpat was updated on October 30, 2026 and Expensa on November 7, 2026.

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