Cashguard vs SplitOne

CashGuard is your personal finance companion designed to help you track expenses, stick to budgets, and build wealth — all without needing internet or sign-in. Built with a simple and secure offline-first approach, CashGuard puts you in full control of your finances.

SplitOne is one precise ledger for private expenses, household awareness, and settle-up with friends — with built-in group and direct chat. Track privately, share for awareness, or settle balances — without treating every share like an IOU. WHAT YOU CAN DO • Capture spending with Share Sheet, camera, or OCR on iOS (we do not read your SMS or notifications) • Organize expenses in Groups — household, trip, friends, or custom • Choose how you share: Private, Aware (visibility without debts), or Settle (balances and mark paid) • Settle up with payment proof and clear who owes whom • Chat in groups or one-to-one about the money that matters • Budgets, goals, recurring expenses, insights, and shared loans when you need a fuller tracker • Optional Face ID for quick unlock • Home Screen Balances widget SHARING MODES • Private — just for you • Aware — share what happened without creating balances • Settle — Splitwise-style debts when you want to settle PREMIUM Unlock deeper insights, budgets, and family features with SplitOne Premium (auto-renewable annual subscription). Intro pricing varies by region; manage or cancel anytime in Apple ID settings. Privacy Policy: https://www.splitone.app/privacy Terms: https://www.splitone.app/terms