Tim vs Subscription Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tim
This app simplifies personal finance by displaying your total cash, debt, and remaining monthly budget directly on your home screen. It offers real-time spending alerts to make digital transactions feel more tangible and helps you understand your financial standing at a glance.
- Home screen widgets for cash, debt, and budget
- Real-time spending alerts
- Budget estimation based on past spending
- Secure connection via Plaid
- Bank-level encryption
- Read-only access to financial data
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Your money is scattered across bank apps, credit cards, and login screens. Tim puts three numbers on your home screen: what you have, what you owe, and what's left to spend this month. ONE APP. THREE NUMBERS. THAT’S IT. - Cash — total across your accounts - Debt — total across cards and loans - Budget — what's left this month, and how many days to go Set your own budget or let Tim estimate based on your last 30 days. Either way, one glance tells you where you stand. FEEL YOUR SPENDING Digital payments are invisible. You tap, it's gone, you forget. Tim sends alerts when you spend — so purchases feel real , like handing over cash. NOT JUST ANOTHER BUDGETING APP No spreadsheets. No pie charts. No "you spent 34% more on dining out." Just the numbers that matter, visible on your home screen without opening anything. SECURE CONNECTION Connect through Plaid — the same service behind Venmo, Robinhood, and other major banking apps. Bank-level encryption, read-only access. Tim sees your balances but can never move money. PRICING: $2.99/MONTH - 7-day free trial with full access - Unlimited bank connections - Real-time spending alerts - Automatic widget updates Payment charged after trial. Auto-renews unless cancelled 24 hours before period ends. Manage in Account Settings. Privacy: https://afdelacruz.github.io/Tim/docs/privacy-policy.html Terms: https://afdelacruz.github.io/Tim/docs/terms-of-service.html
Subscription Tracker
This app helps you manage all your recurring payments in one place. Get intelligent reminders before renewals, track expenses, and take control of your subscription spending with a modern, easy-to-use interface. All your data is stored locally for privacy.
- Smart dashboard for subscription overview
- Intelligent renewal notifications
- Easy subscription adding and management
- Track monthly and yearly expenses
- Privacy-focused local data storage
- Customizable notification times
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Tired of losing track of your subscriptions and getting surprise charges? SubCal is the smart subscription tracker that helps you manage all your recurring payments in one place. Never miss a renewal or waste money on forgotten subscriptions again. Get intelligent reminders, track expenses, and take control of your subscription spending with our modern, easy-to-use interface. KEY FEATURES: Smart Dashboard - View all subscriptions at a glance with beautiful status cards - Track total monthly/yearly expenses with detailed analytics - See which subscriptions are renewing soon or have expired - One-tap editing and management for all your services Intelligent Notifications - Get smart reminders before renewals (1, 3, or 7 days) - Custom notification times that work with your schedule - Deep linking - tap notifications to open apps directly - Never miss important subscription updates Easy Subscription Management - Add popular services instantly (Netflix, Spotify, Apple Music, etc.) - Create custom services with your own icons - Support for monthly, yearly, and free trial subscriptions - Smart date calculation and renewal tracking Privacy First - All data stored locally on your device - No account required - start tracking immediately - Your subscription data stays private and secure Perfect for: - Busy professionals managing multiple subscriptions - Students tracking their entertainment and productivity apps - Families organizing household subscription services - Anyone who wants to take control of their recurring payments Stop losing money to forgotten subscriptions. Start managing your subscriptions smartly with SubCal today! Privacy Policy: https://subcal-privacy-policy.vercel.app/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Tim at 5.0 against Subscription Tracker's 4.0. Tim also leads on review sentiment (100% vs 67%). Subscription Tracker's advantage is monetization model (free vs subscription). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Tim sells 2 in-app purchases, starting at $2.99 per month and Subscription Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Tim holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 6 and 4 respectively. Written reviews point the same way: 100% of Tim's written reviews are positive against 67% of Subscription Tracker's.
Tim ships an update every 8 days, Subscription Tracker every 11 days. Both last shipped on October 24, 2026.
| Parameter | Tim | Subscription Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | 4.0 (4 ratings) |
| Positive reviews | 100.0% of reviews — better | 66.7% of reviews |
| Number of ratings | 6 — better | 4 |
| Update frequency | Every 8 days — better | Every 11 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Free — better |
| Devices | iPhone | iPhone |
| Requires iOS | 18.2 | 18.0 — better |
| Further details — not scored | ||
| Size | 91 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | De la Cruz Consulting LLC | Shivam Rishi |
Customer experience
Tim
Subscription Tracker
In-app purchases
Tim
- Tim Premium1 Month trial$2.991 Month
- Tim Premium Annual7 Days trial$29.991 Year
Subscription Tracker
- Lifetime Plan$4.99
Questions
Is Tim free?
Is Subscription Tracker free?
Which has better reviews, Tim or Subscription Tracker?
Do Tim or Subscription Tracker have ads?
Which is updated more often, Tim or Subscription Tracker?
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