Simple Payment Tracker vs Gemtrack
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Simple Payment Tracker
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Never miss a bill again. Add a payment with a name, amount and due date, and get a reminder on the day it is due. Simple Payment Tracker keeps rent, loans, credit cards, subscriptions and every other bill in one clear list. No sign-up, no clutter. WHAT YOU CAN DO โข Add a payment in seconds: name, amount, due date โข Get a notification on each due date โข Mark payments as paid and keep your history โข See upcoming payments month by month on a bar chart โข Switch between monthly and daily views โข Track income and expenses next to your bills โข Keep up to 4 accounts, including cash, with their balances โข Export a PDF report of your payments and balance BUILT TO STAY SIMPLE Open the app, see what is due next, mark it paid. That is it. Your financial data stays on your device. Available in English and Turkish.
Gemtrack
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Everything you need to manage your gems business Payment Tracking Track every purchase and sale with precision. Link payments to contacts with detailed amounts, dates, and notes for complete financial visibility. Gem Library Catalogue your gemstones with detailed information โ type, weight, code, pieces, and high-quality photos or videos for complete inventory tracking. Smart Reminders Never miss a payment deadline. Get notified before upcoming payment dates and stay on top of your business obligations. Cloud Sync Back up your gem data and media to the cloud. Access your complete library across all your devices, anytime, anywhere. Media Attachments Attach high-quality photos and videos to your gems for easy reference and professional sharing with clients and partners. Privacy Policy: https://www.gemtrack.lk/privacy Terms of services (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Simple Payment Tracker at none against Gemtrack's 2. Gemtrack's advantage is ads (none vs shown) and update cadence (weekly vs every 7 months). On price, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Gemtrack sells 2 in-app purchases, starting at $2.99 per month. Simple Payment Tracker asks for nothing beyond the download.
Simple Payment Tracker ships an update every 7 months, Gemtrack weekly. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | Simple Payment Tracker | Gemtrack |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 7 months | Weekly โ better |
| Ads | Yes | No โ better |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 โ better | 15.1 |
| Further details โ not scored | ||
| Size | 34 MB | 55 MB |
| Age rating | 12+ | 4+ |
| Developer | kerem yokuva | AKTO SOLUTIONS (PRIVATE) LIMITED |
In-app purchases
Simple Payment Tracker
No in-app purchases
Gemtrack
- Pro Monthly$2.991 Month
- Pro Annual$29.991 Year
Questions
Is Simple Payment Tracker free?
Is Gemtrack free?
Do Simple Payment Tracker or Gemtrack have ads?
Which is updated more often, Simple Payment Tracker or Gemtrack?
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