Comparison

Simple Payment Tracker vs Gemtrack

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Simple Payment Tracker

Features
Read full description

Never miss a bill again. Add a payment with a name, amount and due date, and get a reminder on the day it is due. Simple Payment Tracker keeps rent, loans, credit cards, subscriptions and every other bill in one clear list. No sign-up, no clutter. WHAT YOU CAN DO โ€ข Add a payment in seconds: name, amount, due date โ€ข Get a notification on each due date โ€ข Mark payments as paid and keep your history โ€ข See upcoming payments month by month on a bar chart โ€ข Switch between monthly and daily views โ€ข Track income and expenses next to your bills โ€ข Keep up to 4 accounts, including cash, with their balances โ€ข Export a PDF report of your payments and balance BUILT TO STAY SIMPLE Open the app, see what is due next, mark it paid. That is it. Your financial data stays on your device. Available in English and Turkish.

About

Gemtrack

Read full description

Everything you need to manage your gems business Payment Tracking Track every purchase and sale with precision. Link payments to contacts with detailed amounts, dates, and notes for complete financial visibility. Gem Library Catalogue your gemstones with detailed information โ€” type, weight, code, pieces, and high-quality photos or videos for complete inventory tracking. Smart Reminders Never miss a payment deadline. Get notified before upcoming payment dates and stay on top of your business obligations. Cloud Sync Back up your gem data and media to the cloud. Access your complete library across all your devices, anytime, anywhere. Media Attachments Attach high-quality photos and videos to your gems for easy reference and professional sharing with clients and partners. Privacy Policy: https://www.gemtrack.lk/privacy Terms of services (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Simple Payment Tracker4 screens
Gemtrack4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple Payment Tracker at none against Gemtrack's 2. Gemtrack's advantage is ads (none vs shown) and update cadence (weekly vs every 7 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Gemtrack sells 2 in-app purchases, starting at $2.99 per month. Simple Payment Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Payment Tracker ships an update every 7 months, Gemtrack weekly. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard3 real differences ยท 3 level
Simple Payment Tracker versus Gemtrack: the parameters behind the verdict, then further details
ParameterSimple Payment TrackerGemtrack
PriceFreeFree
Update frequencyEvery 7 monthsWeekly โ€” better
AdsYesNo โ€” better
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 โ€” better15.1
Further details โ€” not scored
Size34 MB55 MB
Age rating12+4+
Developerkerem yokuvaAKTO SOLUTIONS (PRIVATE) LIMITED

In-app purchases

None

Simple Payment Tracker

No in-app purchases

2 purchases

Gemtrack

Subscriptions2
  • Pro Monthly$2.991 Month
  • Pro Annual$29.991 Year

Questions

Is Simple Payment Tracker free?
Simple Payment Tracker is free to download, with no in-app purchases.
Is Gemtrack free?
Gemtrack is free to download, with in-app purchases available.
Do Simple Payment Tracker or Gemtrack have ads?
Simple Payment Tracker shows ads; Gemtrack does not.
Which is updated more often, Simple Payment Tracker or Gemtrack?
Simple Payment Tracker ships an update every 7 months, and Gemtrack weekly. Most recently, Simple Payment Tracker was updated on October 28, 2026 and Gemtrack on October 25, 2026.

Other comparisons