FIRE 人生 vs Net Worth Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FIRE 人生
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FIRE Life is your comprehensive companion for achieving Financial Independence and Retire Early (FIRE). Whether you're just starting your FIRE journey or well on your way, our app provides all the tools you need to plan, track, and achieve your financial freedom goals. **Key Features:** - **Advanced FIRE Calculator**: Calculate your path to financial independence with customizable parameters including current age, retirement age, savings rate, investment returns, and safe withdrawal rates - **Comprehensive Expense Tracking**: Record and categorize all your income, expenses, and investments with detailed transaction history - **Progress Dashboard**: Visual progress tracking with real-time updates on your FIRE journey, including current savings, target amounts, and projected completion dates - **Smart Financial Analytics**: Detailed insights into your spending patterns, savings rate, and investment performance - **Data Management**: Export and import your financial data, with cloud backup capabilities - **Educational Resources**: Learn about FIRE principles, investment strategies, and financial planning - **Multi-language Support**: Available in English and Chinese - **Privacy-First Design**: Your financial data stays secure on your device Take control of your financial future today with FIRE Life!
Net Worth Tracker
This app allows you to track your assets, debts, income, and expenses privately without linking bank accounts. It provides flexible planning tools for long-term wealth goals and financial independence scenarios, with data export options.
- Private wealth tracking
- Manual asset and debt entry
- Income and expense tracking
- Net worth visualization
- Long-term financial planning
- Data export (JSON/CSV)
- Optional biometric security
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Wealth Up helps you see the full picture of your money without linking bank accounts or sending your financial data to a third-party budgeting service. Track your assets, debts, income, and expenses in one clean dashboard. Watch your net worth change over time, understand your progress, and update your balances during a simple monthly check-in. Keep an eye on the investments you already hold with optional live prices for stocks, ETFs, gold, and silver — refreshed automatically, with no account linking. Tag holdings as liquid or retirement, then filter your net worth to see just your liquid assets or exclude retirement accounts. Use flexible planning tools to explore long-term wealth goals, including financial independence and retirement scenarios. Wealth Up helps you compare paths and understand what your numbers mean. Built for privacy-first personal finance: - No bank linking required - See your money working in real time with Live Earnings - No ads - No social features - Optional live prices for stocks, ETFs, and precious metals - Optional Face ID or Touch ID protection - iCloud sync through your Apple account when available - JSON and CSV export so your data stays portable - Home Screen widgets for FIRE progress, net worth, and Live Earnings This version includes core net worth tracking, manual entry, optional live market prices, liquid and retirement filters, detailed asset and debt history, planning tools, iCloud-backed sync when available, and JSON/CSV export. Wealth Up is built for planning and education. It does not provide financial, investment, tax, or legal advice.
Screenshots
Verdict
The clearest difference is iOS requirement: FIRE 人生 at 15.1 against Net Worth Tracker's 18.2. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | FIRE 人生 | Net Worth Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Number of ratings | — | 3 — better |
| Update frequency | — | Every 11 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 18.2 |
| Further details — not scored | ||
| Size | 22 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | 锐 周 | Flowly LLC |
In-app purchases
FIRE 人生
No in-app purchases
Net Worth Tracker
No in-app purchases








