Moneva vs Parakit

Moneva is the simple, private way to stay on top of your finances — no bank account required, no subscriptions forced, no clutter. Add a new expense or income in under 2 seconds. See exactly where your money is going. Finally feel in control. WHAT MAKES MONEVA DIFFERENT Most finance apps push you to link your bank. Moneva doesn't. Your financial data stays on your device, encrypted and private. You decide what gets tracked — and how. TRACK INCOME & EXPENSES • Log income, expenses, and recurring transactions in one place • Multiple wallets — cash, bank accounts, digital wallets, savings • Multi-currency support for travel and international spending • Recurring transactions: set them once and Moneva handles the rest UNDERSTAND WHERE YOUR MONEY GOES • Daily, weekly, and monthly reports with clear visual charts • Budget limits with alerts before you overspend • Net worth overview across all your accounts and wallets • Category breakdowns to spot patterns in your spending MANAGE MONEY TOGETHER • Shared wallets for couples, flatmates, and families • See who spent what, across shared or personal wallets • Custom categories and labels that fit your lifestyle PRIVATE & SECURE BY DESIGN • No bank connection required — your data is never shared • Encrypted on-device storage, privacy built in from the start • Secure sync across your devices YOUR DATA, YOUR RULES • Export to CSV or Excel anytime • Full offline functionality — works without internet • Web access for a bigger-screen overview WHY MONEVA? No hidden subscription traps. No bank logins. No overwhelming dashboards. Just a clean, fast, honest way to manage your personal finances. Take control of your money — download Moneva today. Terms of Use: https://monevaapp.com/en/legal/terms-of-service Privacy Policy: https://monevaapp.com/en/legal/privacy-policy

Parakit is a simple, private money tracker: log an expense in about 3 seconds — no account, no sign-up, no bank connection. Type the amount, tap a category, done. Your financial records stay on your device. FAST EXPENSE TRACKING • Numpad-first entry screen • Quick add by voice or text ("coffee 4.50") • 19 ready-made categories, plus your own • Clear income vs. expense summary with charts • Daily reminder and logging streak DEBT & IOU LEDGER • Track money you lent and borrowed, person by person • Due-date reminders • Send a friendly reminder via WhatsApp or SMS in one tap BILLS, SUBSCRIPTIONS & CARDS • Subscription tracker with renewal reminders • Cheques and promissory notes with due dates • Credit-card installment plans • Multiple wallets and accounts with balances • Upcoming payments at a glance ASSETS & NET WORTH • Cash, bank, gold, foreign currency, crypto and investments • Live gold and exchange rates when you're online • Gold by grams or coins • Net worth in your main currency REPORTS & PLANNING • Monthly summary, trends and a shareable monthly recap card • CSV export and CSV import • Set the month start day to match your payday • Home-screen widget PRIVATE BY DESIGN • Works offline — no account, no cloud • App lock with Face ID / Touch ID • Light and dark theme PREMIUM — ONE-TIME PURCHASE Parakit is free with ads. Premium is a single lifetime purchase, never a subscription: • No ads • Advanced reports and PDF export • Monthly budgets and category limits with alerts • Savings goals • Recurring transactions (salary, rent, bills) • Smart insights and receipt photos • Unlimited custom categories • Backup & restore to your own file • Accent colors Available in 13 languages, with multi-currency support.